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Five Star Bancorp (FSBC) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-17

Five Star Bancorp (FSBC) operates in the BANKS - REGIONAL industry and is headquartered in Rancho Cordova, United States with about 233 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, FSBC reported $255M in revenue and $62M in net income.

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California.

Interactive charts & full statements → Open the FSBC valuation workbench →

FSBC Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Total Revenue$278M$255M$212M$8M$124M$88M$83M$70M$0M$7M$7M
Gross Profit$168M$149M$118M$1M$102M$82M$65M$52M$0M$7M$7M
Gross Margin %60.4%58.2%55.6%10.6%82.6%93.5%78.1%75.4%100.0%100.0%100.0%
Operating Income (EBIT)$96M$84M$65M($2M)$63M$47M$37M$30M$1M$1M$1M
Operating Margin %34.5%32.8%30.5%-21.4%50.8%53.7%44.9%43.6%2060.0%15.9%9.4%
Net Income$72M$62M$46M$48M$45M$42M$36M$29M$0M$1M$1M
Net Margin %25.9%24.1%21.5%635.5%36.2%48.3%43.3%42.1%703.3%11.9%7.4%
EBITDA$99M$87M$67M($2M)$64M$48M$38M$31M$4M$3M$3M
Earnings Per Share (EPS)$3.38$2.90$2.26$2.78$2.61$2.83$2.21$15.80$0.11$0.45$0.50
Shares Outstanding (M)21M21M20M17M17M15M16M2M2M2M2M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FSBC Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$74M$70M$68M$66M$62M$58M$59M$54M
Gross Profit$46M$43M$41M$38M$35M$33M$34M$29M
Gross Margin %61.6%61.9%60.0%57.9%57.1%57.0%56.8%53.4%
Operating Income (EBIT)$26M$25M$23M$22M$20M$18M$19M$15M
Operating Margin %35.2%35.9%33.9%33.4%32.4%31.6%32.8%28.3%
Net Income$19M$19M$18M$16M$15M$13M$13M$11M
Net Margin %26.1%26.7%26.0%24.6%23.4%22.6%22.5%20.3%
EBITDA$27M$26M$25M$21M$21M$19M$20M$16M
Earnings Per Share (EPS)$0.91$0.87$0.83$0.77$0.68$0.62$0.63$0.52
Shares Outstanding (M)21M21M21M21M21M21M21M21M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FSBC Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Cash from Operations (CFO)$83M$73M$52M$39M$46M$29M$51M$29M$0M$4M$0M
Capital Expenditures (CapEx)$1M$1M$1M$1M$0M$1M$1M$1M$0M$1M$0M
Free Cash Flow (FCF)$81M$71M$51M$38M$45M$28M$51M$28M($1M)$3M$0M
FCF Margin %
Dividends Paid$18M$17M$16M$13M$15M$52M$26M$26M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FSBC Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$24M$19M$21M$19M$18M$15M$18M$18M
Capital Expenditures (CapEx)$0M$0M$1M$0M$0M$0M$0M$0M
Free Cash Flow (FCF)$23M$19M$20M$19M$18M$15M$18M$17M
FCF Margin %
Dividends Paid$5M$5M$4M$4M$4M$4M$4M$4M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FSBC Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Total Assets$5.4B$4.8B$4.1B$3.6B$3.2B$2.6B$2.0B$1.5B$328M$314M$274M
Cash & Cash Equivalents$46M$507M$356M$327M$270M$440M$314M$197M$6M$10M$7M
Total Liabilities$4.9B$4.3B$3.7B$3.3B$3.0B$2.3B$1.8B$1.4B$297M$283M$242M
Total Debt (Short + Long-Term)$74M$74M$75M$415M$275M$57M$28M$54M$14M$13M$0M
Total Shareholders' Equity$474M$446M$397M$286M$253M$235M$134M$109M$32M$31M$32M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive FSBC viewer.

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