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Metropolitan Bank Holding (MCB) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-17

Metropolitan Bank Holding (MCB) operates in the BANKS - REGIONAL industry and is headquartered in New York, United States with about 326 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, MCB reported $527M in revenue and $71M in net income.

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits.

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MCB Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-31
Total Revenue$420M$527M$492M$375M$287M$197M$160M$140M$96M$72M$49M$36M
Gross Profit$193M$278M$271M$375M$246M$177M$132M$104M$80M$56M$35M$29M
Gross Margin %45.9%52.6%55.0%100.0%85.5%89.8%82.7%74.1%83.5%78.2%71.2%80.1%
Operating Income (EBIT)$51M$102M$97M$107M$97M$90M$58M$44M$37M$24M$8M$7M
Operating Margin %12.2%19.3%19.7%28.5%33.7%45.5%36.2%31.4%38.3%32.7%16.4%18.7%
Net Income$87M$71M$67M$77M$59M$61M$39M$30M$26M$12M$5M$4M
Net Margin %20.6%13.5%13.6%20.6%20.7%30.7%24.6%21.5%26.6%17.2%10.2%11.7%
EBITDA$46M$90M$86M$107M$107M$95M$63M$46M$38M$25M$9M$8M
Earnings Per Share (EPS)$8.03$6.62$5.93$6.94$5.31$6.53$4.70$3.61$3.06$1.51$0.65$0.55
Shares Outstanding (M)12M11M11M11M11M9M8M8M8M8M8M8M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCB Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$7M$138M$141M$135M$130M$122M$124M$127M
Gross Profit($40M)$91M$86M$56M$70M$66M$70M$69M
Gross Margin %-572.5%66.0%60.9%41.6%53.9%54.0%56.0%54.3%
Operating Income (EBIT)($44M)$44M$41M$10M$27M$23M$31M$18M
Operating Margin %-638.9%32.3%29.3%7.6%20.7%19.1%25.2%13.9%
Net Income$19M$31M$29M$7M$19M$16M$21M$12M
Net Margin %276.7%22.9%20.5%5.3%14.5%13.4%17.2%9.7%
EBITDA($41M)$41M$41M$5M$25M$22M$31M$14M
Earnings Per Share (EPS)$1.67$2.92$2.77$0.67$1.76$1.45$1.88$1.08
Shares Outstanding (M)12M11M10M11M11M11M11M11M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCB Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-31
Cash from Operations (CFO)$107M$89M$148M$42M$86M$37M$87M$39M$27M$31M$15M$5M
Capital Expenditures (CapEx)$7M$6M$3M$6M$19M$4M$4M$7M$2M$2M$1M$2M
Free Cash Flow (FCF)$100M$82M$146M$37M$67M$33M$83M$32M$25M$29M$13M$4M
FCF Margin %
Dividends Paid$9M$3M$0M$0M$0M$4M$0M$0M$3M$3M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCB Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)($11M)$55M$31M$32M$18M$8M$83M$5M
Capital Expenditures (CapEx)$1M$3M$3M$0M$1M$2M$1M$1M
Free Cash Flow (FCF)($12M)$52M$28M$31M$18M$6M$82M$4M
FCF Margin %
Dividends Paid$3M$2M$2M$2M$0M$0M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCB Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-31
Total Assets$8.9B$8.3B$7.3B$7.1B$6.3B$7.1B$4.3B$3.4B$2.2B$1.8B$1.2B$965M
Cash & Cash Equivalents$10M$394M$200M$269M$257M$2.4B$864M$391M$233M$261M$83M$66M
Total Liabilities$7.9B$7.5B$6.6B$6.4B$5.7B$6.6B$4.0B$3.1B$1.9B$1.5B$1.1B$889M
Total Debt (Short + Long-Term)$16M$37M$913M$1.1B$513M$82M$107M$232M$45M$132M$120M$137M
Total Shareholders' Equity$968M$743M$730M$659M$576M$557M$341M$299M$265M$237M$109M$76M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive MCB viewer.

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