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Capitol Federal Financial Inc (CFFN) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-17

Capitol Federal Financial Inc (CFFN) operates in the BANKS - REGIONAL industry and is headquartered in Topeka, United States with about 604 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-09-30, CFFN reported $417M in revenue and $68M in net income.

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.

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CFFN Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-30
Total Revenue$435M$417M$379M$186M$300M$279M$322M$349M$338M$330M$315M$309M$305M$314M$347M$367M$403M$441M$441M$436M$436M
Gross Profit$217M$197M$163M($28M)$217M$204M$184M$225M$215M$212M$207M$200M$198M$195M$202M$185M$190M$199M$162M$131M$152M
Gross Margin %49.9%47.3%43.0%-14.9%72.5%73.2%57.1%64.4%63.6%64.3%65.6%64.9%64.8%62.0%58.1%50.3%47.1%45.1%36.8%30.0%34.9%
Operating Income (EBIT)$96M$83M$54M($139M)$107M$96M$81M$121M$124M$128M$122M$116M$115M$106M$116M$57M$105M$105M$80M$53M$79M
Operating Margin %22.0%19.9%14.3%-74.9%35.8%34.4%25.1%34.5%36.6%38.8%38.7%37.5%37.7%33.6%33.4%15.6%26.1%23.8%18.2%12.2%18.0%
Net Income$83M$68M$38M($102M)$84M$76M$65M$94M$99M$84M$83M$78M$78M$69M$75M$38M$68M$66M$51M$32M$48M
Net Margin %19.0%16.3%10.0%-54.8%28.2%27.3%20.1%27.0%29.2%25.5%26.5%25.3%25.4%22.1%21.5%10.5%16.8%15.0%11.6%7.4%11.0%
EBITDA$110M$91M$63M($129M)$118M$107M$92M$132M$133M$136M$129M$123M$121M$111M$121M$62M$110M$110M$86M$57M$89M
Earnings Per Share (EPS)$0.65$0.52$0.29$-0.76$0.62$0.56$0.47$0.68$0.73$0.63$0.63$0.58$0.56$0.48$0.47$0.24$0.41$0.40$0.31$0.20$0.29
Shares Outstanding (M)124M130M131M134M136M135M138M138M135M134M133M135M139M145M158M163M166M166M165M165M165M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CFFN Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$105M$110M$111M$109M$104M$102M$102M$101M
Gross Profit$53M$55M$55M$53M$50M$48M$46M$46M
Gross Margin %50.9%50.3%49.6%48.9%48.4%46.9%44.9%45.2%
Operating Income (EBIT)$23M$25M$25M$23M$22M$19M$19M$19M
Operating Margin %21.5%22.8%22.8%21.1%20.8%18.8%18.8%19.0%
Net Income$24M$20M$20M$19M$18M$15M$15M$12M
Net Margin %22.4%18.3%18.3%17.2%17.6%15.1%15.2%11.9%
EBITDA$31M$27M$27M$25M$24M$21M$21M$21M
Earnings Per Share (EPS)$0.19$0.16$0.16$0.14$0.14$0.12$0.12$0.09
Shares Outstanding (M)124M127M129M130M130M130M130M130M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CFFN Free Cash Flow History

Cash flowTTM → 2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-30
Cash from Operations (CFO)$78M$55M$31M$1M$97M$74M$93M$81M$124M$85M$85M$87M$92M$102M$106M$66M$59M$191M$82M$447M$82M
Capital Expenditures (CapEx)$6M$5M$7M$5M$6M$9M$15M$12M$12M$9M$15M$12M$7M$19M$13M$13M$8M$13M$9M$5M$3M
Free Cash Flow (FCF)$72M$50M$24M($4M)$92M$65M$78M$69M$112M$76M$70M$75M$85M$83M$94M$53M$51M$178M$73M$442M$79M
FCF Margin %
Dividends Paid$49M$44M$45M$360M$103M$118M$94M$135M$118M$118M$112M$114M$138M$147M$64M$150M$48M$44M$41M$43M$47M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CFFN Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$17M$21M$17M$22M$12M$16M$6M($3M)
Capital Expenditures (CapEx)$2M$1M$2M$2M$2M$1M$1M$2M
Free Cash Flow (FCF)$16M$20M$16M$20M$11M$15M$4M($5M)
FCF Margin %
Dividends Paid$11M$16M$11M$11M$11M$11M$11M$11M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CFFN Balance Sheet History

Balance sheet2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-30
Total Assets$9.7B$9.8B$9.5B$10.2B$9.6B$9.6B$9.5B$9.3B$9.4B$9.2B$9.3B$9.8B$9.9B$9.2B$9.4B$9.5B$8.5B$8.4B$8.1B$7.7B$8.2B
Cash & Cash Equivalents$136M$252M$217M$246M$49M$42M$185M$220M$139M$352M$282M$773M$811M$114M$142M$121M$65M$41M$87M$163M$183M
Total Liabilities$8.6B$8.7B$8.5B$9.1B$8.5B$8.4B$8.2B$8.0B$8.1B$7.8B$7.9B$8.4B$8.4B$7.6B$7.6B$7.5B$7.5B$7.5B$7.2B$6.8B$7.3B
Total Debt (Short + Long-Term)$1.8B$2.4B$2.8B$3.9B$2.5B$1.8B$2.6B$1.2B$110M$200M$200M$200M$220M$320M$365M$2.4B$0M$0M$0M$0M$0M
Total Shareholders' Equity$1.0B$1.0B$1.0B$1.0B$1.1B$1.2B$1.3B$1.3B$1.4B$1.4B$1.4B$1.4B$1.5B$1.6B$1.8B$1.9B$962M$941M$871M$868M$863M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CFFN viewer.

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