◆ TICKERBASEOpen interactive view →
◆ TICKERBASE · GLOBAL STOCK FINANCIAL DATA LIBRARY

HomeAll stocksM › MCBS

MetroCity Bankshares (MCBS) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-18

MetroCity Bankshares (MCBS) operates in the BANKS - REGIONAL industry and is headquartered in Doraville, United States with about 317 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, MCBS reported $237M in revenue and $69M in net income.

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit.

Interactive charts & full statements → Open the MCBS valuation workbench →

MCBS Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-31
Total Revenue$262M$237M$234M$116M$162M$139M$103M$121M$107M$93M$64M$48M$35M$30M
Gross Profit$164M$147M$139M$211M$137M$128M$88M$99M$91M$81M$59M$44M$35M$30M
Gross Margin %62.6%62.0%59.4%182.5%84.7%91.7%85.5%81.6%85.1%87.4%91.8%92.5%100.0%100.0%
Operating Income (EBIT)$96M$93M$87M$72M$91M$83M$49M$61M$56M$50M$32M$26M$20M$16M
Operating Margin %36.6%39.2%37.2%62.2%56.2%59.4%47.4%50.3%52.3%53.9%50.8%54.7%56.2%54.4%
Net Income$79M$69M$65M$52M$63M$62M$36M$45M$41M$32M$20M$17M$12M$10M
Net Margin %30.1%29.0%27.5%44.6%38.6%44.3%35.4%37.0%38.6%34.3%31.7%34.9%35.4%33.6%
EBITDA$103M$93M$90M$72M$95M$85M$52M$64M$57M$51M$33M$27M$20M$17M
Earnings Per Share (EPS)$2.88$2.64$2.52$2.02$2.44$2.39$1.41$1.81$1.69$1.32$0.86$0.70$0.59$0.49
Shares Outstanding (M)29M26M26M26M26M26M26M25M24M24M24M24M21M20M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCBS Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$70M$71M$61M$60M$60M$58M$56M$60M
Gross Profit$44M$44M$37M$39M$38M$36M$34M$36M
Gross Margin %62.5%62.7%60.1%64.0%63.2%62.1%59.6%60.1%
Operating Income (EBIT)$25M$24M$23M$24M$24M$22M$21M$23M
Operating Margin %35.3%33.6%38.4%39.6%39.6%38.1%37.0%37.5%
Net Income$22M$22M$18M$17M$17M$16M$16M$17M
Net Margin %31.4%31.4%30.1%28.7%28.1%28.1%28.8%27.6%
EBITDA$31M$24M$23M$25M$25M$23M$22M$23M
Earnings Per Share (EPS)$0.76$0.77$0.68$0.67$0.65$0.63$0.63$0.65
Shares Outstanding (M)29M29M27M26M26M26M26M26M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCBS Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-31
Cash from Operations (CFO)$71M$38M$64M$82M$135M$65M$143M$32M($161M)$152M($141M)$17M$7M$8M
Capital Expenditures (CapEx)$1M$1M$1M$5M$2M$0M$1M$1M$3M$6M$3M$3M$0M$1M
Free Cash Flow (FCF)$69M$37M$62M$77M$132M$65M$142M$31M($164M)$146M($144M)$14M$7M$8M
FCF Margin %
Dividends Paid$28M$25M$21M$18M$15M$12M$10M$10M$9M$5M$4M$3M$2M$0M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCBS Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$25M$35M($5M)$16M$14M$12M$19M($11M)
Capital Expenditures (CapEx)$1M$0M$0M$0M$0M$0M$0M$0M
Free Cash Flow (FCF)$23M$35M($5M)$16M$14M$12M$19M($12M)
FCF Margin %
Dividends Paid$8M$7M$6M$7M$6M$6M$6M$5M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

MCBS Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-31
Total Assets$4.5B$4.8B$3.6B$3.5B$3.4B$3.1B$1.9B$1.6B$1.4B$1.3B$1.1B$671M$583M$515M
Cash & Cash Equivalents$254M$371M$236M$142M$151M$433M$141M$270M$130M$94M$64M$40M$33M$18M
Total Liabilities$4.0B$4.2B$3.2B$3.1B$3.1B$2.8B$1.7B$1.4B$1.3B$1.2B$993M$582M$510M$454M
Total Debt (Short + Long-Term)$389M$375M$377M$327M$377M$502M$140M$65M$4M$250M$223M$15M$41M$20M
Total Shareholders' Equity$568M$544M$421M$382M$349M$290M$245M$217M$169M$135M$107M$90M$73M$61M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive MCBS viewer.

Other Companies in BANKS - REGIONAL

← MCBAll “M” companiesMCCHRLS-B →

About TickerBase · Data methodology & sources · Privacy · Terms

TickerBase is provided for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice, or a recommendation to buy, sell, or hold any security. No price targets are published; any per-share value shown in the valuation workbench is generated entirely from reader-supplied assumptions and is not the publisher's view of fair value. Past performance does not predict future results. Figures are approximate and drawn from public filings; one-time items are noted where identified. Do your own research and consult a licensed professional before making any investment decision. The author may or may not hold positions in the securities discussed.