20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
FinVolution Group (FINV) operates in the CREDIT SERVICES industry and is headquartered in Shanghai, China with about 3,869 employees. Its market capitalization is roughly $800 million. In the fiscal year ended 2025-12-31, FINV reported CNY 13.2B in revenue and CNY 2.5B in net income.
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | CNY 13.1B | CNY 13.2B | CNY 13.1B | CNY 12.6B | CNY 11.1B | CNY 9.5B | CNY 7.6B | CNY 6.0B | CNY 4.5B | CNY 3.9B | CNY 1.2B | CNY 196M |
| Gross Profit | CNY 10.0B | CNY 10.4B | CNY 10.4B | CNY 10.4B | CNY 9.1B | CNY 7.6B | CNY 6.2B | CNY 4.8B | CNY 3.6B | CNY 3.0B | CNY 828M | CNY 96M |
| Gross Margin % | 76.2% | 78.6% | 79.3% | 82.8% | 81.7% | 80.5% | 82.5% | 79.7% | 78.3% | 75.2% | 68.1% | 49.2% |
| Operating Income (EBIT) | CNY 2.3B | CNY 2.9B | CNY 2.5B | CNY 2.4B | CNY 2.5B | CNY 2.6B | CNY 2.3B | CNY 2.6B | (CNY 2.5B) | (CNY 2.4B) | (CNY 979M) | (CNY 341M) |
| Operating Margin % | 17.7% | 21.8% | 19.4% | 18.9% | 22.6% | 27.6% | 30.5% | 44.4% | -55.1% | -59.9% | -80.5% | -174.1% |
| Net Income | CNY 1.9B | CNY 2.5B | CNY 2.4B | CNY 2.3B | CNY 2.3B | CNY 2.5B | CNY 2.0B | CNY 2.4B | CNY 2.5B | CNY 1.1B | CNY 501M | (CNY 72M) |
| Net Margin % | 14.5% | 18.7% | 18.2% | 18.6% | 20.4% | 26.5% | 26.1% | 39.8% | 54.3% | 27.6% | 41.2% | -36.9% |
| EBITDA | CNY 2.3B | CNY 3.1B | CNY 2.6B | CNY 2.5B | CNY 2.6B | CNY 2.7B | CNY 2.4B | CNY 2.8B | CNY 1.9B | CNY 1.6B | CNY 249M | (CNY 142M) |
| Earnings Per Share (EPS) | CNY 7.25 | CNY 9.27 | CNY 9.03 | CNY 8.34 | CNY 7.79 | CNY 8.46 | CNY 6.61 | CNY 7.64 | CNY 7.72 | CNY 3.47 | CNY 1.67 | CNY -0.24 |
| Shares Outstanding (M) | 250M | 267M | 264M | 281M | 291M | 297M | 298M | 310M | 320M | 312M | 300M | 300M |
CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | CNY 3.4B | CNY 3.2B | CNY 3.0B | CNY 3.5B | CNY 3.6B | CNY 3.5B | CNY 3.5B | CNY 3.3B |
| Gross Profit | CNY 2.6B | CNY 2.4B | CNY 2.1B | CNY 2.7B | CNY 2.9B | CNY 2.9B | CNY 2.7B | CNY 2.7B |
| Gross Margin % | 77.9% | 76.2% | 72.0% | 78.3% | 81.2% | 82.2% | 78.9% | 81.6% |
| Operating Income (EBIT) | CNY 571M | CNY 526M | CNY 476M | CNY 732M | CNY 816M | CNY 883M | CNY 788M | CNY 560M |
| Operating Margin % | 16.8% | 16.5% | 16.0% | 21.0% | 22.8% | 25.4% | 22.8% | 17.1% |
| Net Income | CNY 440M | CNY 413M | CNY 419M | CNY 624M | CNY 747M | CNY 746M | CNY 681M | CNY 624M |
| Net Margin % | 13.0% | 12.9% | 14.1% | 17.9% | 20.9% | 21.4% | 19.7% | 19.0% |
| EBITDA | CNY 542M | CNY 511M | CNY 496M | CNY 732M | CNY 866M | CNY 906M | CNY 873M | CNY 560M |
| Earnings Per Share (EPS) | CNY 1.76 | CNY 1.61 | CNY 1.58 | CNY 2.31 | CNY 2.82 | CNY 2.84 | CNY 2.61 | CNY 2.36 |
| Shares Outstanding (M) | 250M | 257M | 266M | 270M | 265M | 263M | 261M | 264M |
CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | CNY 1.1B | CNY 1.9B | CNY 2.9B | CNY 1.4B | CNY 269M | CNY 630M | CNY 2.2B | (CNY 216M) | CNY 1.9B | CNY 1.9B | CNY 1.1B | (CNY 192M) |
| Capital Expenditures (CapEx) | CNY 870M | CNY 93M | CNY 28M | CNY 538M | CNY 53M | CNY 55M | CNY 32M | CNY 49M | CNY 89M | CNY 91M | CNY 30M | CNY 18M |
| Free Cash Flow (FCF) | CNY 273M | CNY 1.8B | CNY 2.9B | CNY 875M | CNY 216M | CNY 575M | CNY 2.2B | (CNY 264M) | CNY 1.8B | CNY 1.8B | CNY 1.1B | (CNY 209M) |
| FCF Margin % | 2.1% | 13.4% | 21.9% | 7.0% | 1.9% | 6.1% | 28.8% | -4.4% | 39.5% | 45.2% | 87.1% | -107.0% |
| Dividends Paid | — | CNY 510M | CNY 441M | CNY 430M | CNY 372M | CNY 318M | CNY 264M | CNY 391M | CNY 391M | CNY 391M | CNY 0M | CNY 0M |
CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | (CNY 390M) | CNY 226M | CNY 435M | CNY 872M | CNY 9M | CNY 522M | CNY 155M | CNY 1.6B |
| Capital Expenditures (CapEx) | CNY 0M | CNY 435M | CNY 435M | CNY 0M | CNY 0M | CNY 10M | CNY 28M | CNY 0M |
| Free Cash Flow (FCF) | (CNY 390M) | (CNY 209M) | CNY 0M | CNY 872M | CNY 9M | CNY 512M | CNY 128M | CNY 1.6B |
| FCF Margin % | -11.5% | -6.6% | 0.0% | 25.0% | 0.2% | 14.7% | 3.7% | 48.2% |
| Dividends Paid | — | — | — | — | — | CNY 441M | CNY 441M | — |
CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | CNY 26.1B | CNY 25.4B | CNY 23.6B | CNY 21.3B | CNY 21.4B | CNY 18.1B | CNY 14.9B | CNY 18.3B | CNY 13.1B | CNY 8.6B | CNY 2.1B | CNY 737M |
| Cash & Cash Equivalents | CNY 4.9B | CNY 6.2B | CNY 4.7B | CNY 5.0B | CNY 3.6B | CNY 4.4B | CNY 2.6B | CNY 2.3B | CNY 1.6B | CNY 1.9B | CNY 405M | CNY 92M |
| Total Liabilities | CNY 9.3B | CNY 8.6B | CNY 8.1B | CNY 7.4B | CNY 8.9B | CNY 7.4B | CNY 6.5B | CNY 10.3B | CNY 7.2B | CNY 4.9B | CNY 1.4B | CNY 469M |
| Total Debt (Short + Long-Term) | CNY 1.5B | CNY 1.3B | CNY 6M | CNY 6M | CNY 0M | CNY 0M | CNY 235M | CNY 235M | CNY 25M | CNY 17M | CNY 16M | CNY 20M |
| Total Shareholders' Equity | CNY 16.6B | CNY 16.6B | CNY 15.2B | CNY 13.7B | CNY 12.4B | CNY 10.7B | CNY 8.4B | CNY 7.9B | CNY 5.9B | CNY 3.7B | CNY 772M | CNY 268M |
CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive FINV viewer.
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