◆ TICKERBASE · GLOBAL STOCK FINANCIAL DATA LIBRARY

Home › All stocks › P › PRAA

PRA Group Inc (PRAA) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · CREDIT SERVICES · DATA UPDATED 2026-09-23

PRA Group Inc (PRAA) operates in the CREDIT SERVICES industry and is headquartered in Norfolk, United States with about 2,417 employees. Its market capitalization is roughly $748 million. In the fiscal year ended 2025-12-31, PRAA reported $1.2B in revenue and ($305M) in net income.

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia.

Interactive charts & full statements → Open the PRAA valuation workbench →

PRAA Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	$1.4B	$1.2B	$1.1B	$815M	$967M	$1.1B	$1.1B	$995M	$878M	$822M	$931M	$942M	$881M	$735M	$593M	$459M	$373M	$281M	$263M	$221M	$189M
Gross Profit	$1.5B	$1.2B	$686M	$416M	$550M	$670M	$629M	$685M	$559M	$477M	—	$674M	$646M	$543M	$424M	$321M	$249M	$281M	$263M	$221M	$189M
Gross Margin %	107.3%	99.2%	61.0%	51.0%	56.9%	61.1%	59.0%	68.8%	63.6%	58.1%	68.9%	71.5%	73.4%	73.8%	71.6%	69.9%	66.7%	100.0%	100.0%	100.0%	99.8%
Operating Income (EBIT)	$526M	$421M	$340M	$100M	$286M	$375M	$350M	$248M	$185M	$214M	$220M	$310M	$342M	$298M	$216M	$178M	$130M	$81M	$85M	$81M	$72M
Operating Margin %	38.6%	33.9%	30.2%	12.3%	29.6%	34.2%	32.8%	24.9%	21.1%	26.0%	26.4%	32.9%	38.8%	40.5%	36.4%	38.8%	34.8%	28.7%	32.2%	36.8%	38.1%
Net Income	($265M)	($305M)	$71M	($83M)	$117M	$183M	$149M	$86M	$66M	$164M	$86M	$168M	$177M	$175M	$127M	$101M	$73M	$44M	$45M	$48M	$44M
Net Margin %	-19.4%	-24.6%	6.3%	-10.2%	12.1%	16.7%	14.0%	8.7%	7.5%	20.0%	10.4%	17.8%	20.0%	23.8%	21.4%	22.0%	19.7%	15.8%	17.2%	21.9%	23.5%
EBITDA	$158M	$19M	$209M	$10M	$170M	$266M	$226M	$279M	$233M	$204M	$237M	$337M	$355M	$312M	$231M	$191M	$142M	$90M	$92M	$87M	$77M
Earnings Per Share (EPS)	$-6.75	$-7.79	$1.79	$-2.13	$2.94	$4.04	$3.26	$1.89	$1.44	$3.59	$1.86	$3.47	$3.50	$3.45	$2.46	$1.95	$1.45	$0.96	$0.99	$1.02	$0.92
Shares Outstanding (M)	38M	39M	40M	39M	40M	45M	46M	46M	45M	46M	46M	48M	50M	51M	51M	52M	51M	46M	46M	47M	48M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PRAA Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$372M	$314M	$363M	$314M	$291M	$272M	$296M	$284M
Gross Profit	$372M	$200M	$691M	$200M	$176M	$162M	$183M	$173M
Gross Margin %	100.0%	63.6%	190.3%	63.6%	60.7%	59.6%	61.8%	61.2%
Operating Income (EBIT)	$153M	$112M	$577M	($316M)	$85M	$75M	$94M	$90M
Operating Margin %	41.2%	35.6%	158.7%	-100.4%	29.3%	27.4%	31.8%	31.7%
Net Income	$58M	$28M	$57M	($408M)	$42M	$4M	$18M	$27M
Net Margin %	15.6%	9.0%	15.6%	-129.8%	14.6%	1.4%	6.2%	9.6%
EBITDA	$161M	$109M	$241M	($352M)	$89M	$42M	$59M	$56M
Earnings Per Share (EPS)	$1.51	$0.73	$1.44	$-10.43	$1.07	$0.09	$0.47	$0.69
Shares Outstanding (M)	38M	39M	39M	39M	40M	40M	40M	39M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PRAA Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	($31M)	($86M)	($95M)	($98M)	$22M	$85M	$142M	$133M	$81M	$15M	$206M	$203M	$268M	$225M	$131M	$173M	$144M	$85M	$82M	$80M	$59M
Capital Expenditures (CapEx)	$6M	$5M	$4M	$3M	$13M	$11M	$17M	$18M	$21M	$23M	$14M	$14M	$24M	$16M	$7M	$10M	$10M	$5M	$6M	$9M	$7M
Free Cash Flow (FCF)	($38M)	($90M)	($99M)	($100M)	$8M	$74M	$124M	$115M	$60M	($7M)	$192M	$189M	$244M	$209M	$124M	$163M	$134M	$81M	$76M	$72M	$53M
FCF Margin %	-2.8%	-7.3%	-8.8%	-12.3%	0.9%	6.7%	11.7%	11.6%	6.9%	-0.9%	23.0%	20.0%	27.6%	28.5%	21.0%	35.6%	36.0%	28.7%	28.7%	32.5%	27.8%
Dividends Paid	—	—	—	—	—	—	—	—	$14M	$1M	$1M	$0M	$0M	$2M	$0M	$2M	$0M	—	—	$16M	—

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PRAA Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	($36M)	$25M	($10M)	($10M)	($13M)	($53M)	$43M	($35M)
Capital Expenditures (CapEx)	$2M	$1M	$1M	$1M	$1M	$1M	$1M	$1M
Free Cash Flow (FCF)	($39M)	$24M	($11M)	($11M)	($14M)	($53M)	$42M	($36M)
FCF Margin %	-10.4%	7.5%	-3.1%	-3.6%	-4.9%	-19.7%	14.1%	-12.7%

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PRAA Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	$5.2B	$5.1B	$4.9B	$4.5B	$4.2B	$4.4B	$4.5B	$4.4B	$3.9B	$3.7B	$3.2B	$3.0B	$2.8B	$1.6B	$1.3B	$1.1B	$996M	$794M	$658M	$476M	$293M
Cash & Cash Equivalents	$132M	$104M	$106M	$113M	$83M	$88M	$109M	$120M	$99M	$121M	$94M	$71M	$40M	$162M	$33M	$27M	$41M	$20M	$14M	$17M	$25M
Total Liabilities	$4.1B	$4.1B	$3.7B	$3.3B	$2.9B	$3.0B	$3.1B	$3.2B	$2.8B	$2.6B	$2.2B	$2.2B	$1.9B	$732M	$581M	$476M	$491M	$459M	$374M	$241M	$46M
Total Debt (Short + Long-Term)	$3.8B	$3.7B	$3.3B	$2.9B	$2.5B	$2.6B	$4.2B	$4.6B	$3.6B	$2.3B	$1.9B	$1.8B	$1.5B	$894M	$328M	$221M	$302M	$640M	$537M	$336M	$1M
Total Shareholders' Equity	$1.0B	$980M	$1.1B	$1.2B	$1.2B	$1.3B	$1.4B	$1.2B	$1.1B	$1.1B	$917M	$840M	$902M	$869M	$708M	$595M	$491M	$335M	$284M	$235M	$247M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive PRAA viewer.

Other Companies in CREDIT SERVICES

ATLC · Atlanticus Holdings Corporation — $1 billion
JCAP · Jefferson Capital, Inc. Common Stock — $1 billion
NAVI · Navient Corp — $775 million
WRLD · World Acceptance Corporation — $766 million
GDOT · Green Dot Corporation — $709 million
LU · Lufax Holding Ltd — $707 million
FINV · FinVolution Group — $685 million
QFIN · 360 Finance Inc — $641 million

← PR9 All “P” companies PRAB →

About TickerBase · Data methodology & sources · Privacy · Terms

TickerBase is provided for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice, or a recommendation to buy, sell, or hold any security. No price targets are published; any per-share value shown in the valuation workbench is generated entirely from reader-supplied assumptions and is not the publisher's view of fair value. Past performance does not predict future results. Figures are approximate and drawn from public filings; one-time items are noted where identified. Do your own research and consult a licensed professional before making any investment decision. The author may or may not hold positions in the securities discussed.