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OppFi Inc. (OPFI) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-07-09

OppFi Inc. (OPFI) operates in the Credit Services industry and is headquartered in Chicago, United States with about 410 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, OPFI reported $597M in revenue and $26M in net income.

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

Interactive charts & full statements → Open the OPFI valuation workbench →

OPFI Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$597M$526M$509M$453M
Gross Profit$497M$421M$402M$358M
Operating Income (EBIT)$382M$299M$278M$231M
Net Income$26M$7M($1M)$7M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OPFI Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Total Revenue$152M$159M$155M$142M$140M
Gross Profit$129M$135M$130M$115M$116M
Operating Income (EBIT)$100M$105M$99M$87M$92M
Net Income$28M$17M$42M($21M)($11M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OPFI Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid($65M)($45M)($10M)($1M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OPFI Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid($10M)($0M)($10M)($43M)($11M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OPFI Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Assets$754M$641M$602M$580M
Total Liabilities$445M$407M$408M$421M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive OPFI viewer.

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