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World Acceptance Corporation (WRLD) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · CREDIT SERVICES · DATA UPDATED 2026-09-18

World Acceptance Corporation (WRLD) operates in the CREDIT SERVICES industry and is headquartered in Greenville, United States with about 2,907 employees. Its market capitalization is roughly $849 million. In the fiscal year ended 2026-03-31, WRLD reported $585M in revenue and $35M in net income.

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.

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WRLD Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31	2016-03-31	2015-03-31	2014-03-31	2013-03-31	2012-03-31	2011-03-31	2010-03-31	2009-03-31	2008-03-31	2007-03-31
Total Revenue	$592M	$585M	$565M	$573M	$617M	$585M	$528M	$590M	$545M	$503M	$491M	$557M	$610M	$599M	$564M	$526M	$491M	$441M	$392M	$346M	$292M
Gross Profit	$359M	$347M	$396M	$368M	$307M	$366M	$416M	$382M	$378M	$366M	$350M	$407M	$468M	$451M	$432M	($35.0B)	$381M	$336M	$292M	$267M	$231M
Gross Margin %	60.6%	59.3%	70.0%	64.2%	49.7%	62.5%	78.8%	64.8%	69.5%	72.8%	71.4%	73.0%	76.7%	75.3%	76.6%	-6657.6%	77.5%	76.4%	74.4%	77.1%	79.0%
Operating Income (EBIT)	$51M	$45M	$159M	$99M	$27M	$66M	$111M	$35M	$90M	$97M	$106M	$138M	$176M	$170M	$166M	$160M	$143M	$119M	$92M	$88M	$77M
Operating Margin %	8.6%	7.7%	28.1%	17.3%	4.4%	11.2%	21.1%	5.9%	16.5%	19.3%	21.6%	24.7%	28.8%	28.4%	29.5%	30.4%	29.1%	27.1%	23.4%	25.4%	26.4%
Net Income	$39M	$35M	$90M	$77M	$21M	$54M	$88M	$28M	$37M	$54M	$74M	$87M	$111M	$107M	$104M	$101M	$91M	$74M	$56M	$53M	$48M
Net Margin %	6.7%	5.9%	15.9%	13.5%	3.4%	9.2%	16.7%	4.8%	6.8%	10.7%	15.0%	15.7%	18.2%	17.8%	18.5%	19.1%	18.6%	16.7%	14.4%	15.3%	16.4%
EBITDA	$60M	$54M	$165M	$110M	$38M	$77M	$124M	$47M	$98M	$105M	$113M	$145M	$183M	$178M	$174M	$162M	$151M	$127M	$100M	$91M	$83M
Earnings Per Share (EPS)	$8.38	$6.88	$16.30	$13.19	$3.60	$8.47	$13.23	$3.54	$4.05	$5.99	$8.38	$9.92	$11.90	$9.08	$7.88	$6.59	$5.63	$4.45	$3.43	$3.05	$2.60
Shares Outstanding (M)	5M	5M	6M	6M	6M	6M	7M	8M	9M	9M	9M	9M	9M	12M	13M	15M	16M	17M	16M	17M	18M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WRLD Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$139M	$177M	$141M	$134M	$133M	$165M	$139M	$131M
Gross Profit	$84M	$127M	$77M	$70M	$73M	$121M	$83M	$74M
Gross Margin %	60.4%	72.0%	54.5%	52.3%	54.7%	73.2%	60.0%	56.5%
Operating Income (EBIT)	$8M	$46M	($1M)	($2M)	$2M	$55M	$16M	$28M
Operating Margin %	5.7%	26.0%	-0.7%	-1.2%	1.7%	33.4%	11.6%	21.2%
Net Income	$6M	$36M	($1M)	($2M)	$2M	$44M	$13M	$22M
Net Margin %	4.4%	20.4%	-0.7%	-1.5%	1.2%	26.8%	9.7%	16.8%
EBITDA	$10M	$48M	$1M	$1M	$5M	$58M	$19M	$30M
Earnings Per Share (EPS)	$1.33	$7.61	$-0.18	$-0.38	$0.30	$8.13	$2.45	$3.99
Shares Outstanding (M)	5M	5M	5M	5M	5M	5M	5M	6M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WRLD Free Cash Flow History

Cash flow	TTM → 2026-06-30	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31	2016-03-31	2015-03-31	2014-03-31	2013-03-31	2012-03-31	2011-03-31	2010-03-31	2009-03-31	2008-03-31	2007-03-31
Cash from Operations (CFO)	$266M	$259M	$254M	$266M	$292M	$272M	$227M	$281M	$245M	$218M	$219M	$206M	$242M	$246M	$232M	$219M	$200M	$184M	$154M	$136M	$110M
Capital Expenditures (CapEx)	$5M	$4M	$4M	$6M	$6M	$6M	$12M	$26M	$20M	$11M	$11M	$9M	$9M	$8M	$8M	$8M	$7M	$6M	$12M	$10M	$8M
Free Cash Flow (FCF)	$260M	$255M	$250M	$260M	$286M	$266M	$215M	$255M	$225M	$207M	$208M	$197M	$233M	$238M	$224M	$212M	$193M	$177M	$142M	$126M	$102M
FCF Margin %	44.0%	43.7%	44.4%	45.3%	46.3%	45.5%	40.8%	43.3%	41.2%	41.1%	42.5%	35.4%	38.2%	39.8%	39.8%	40.2%	39.2%	40.3%	36.3%	36.5%	34.8%
Dividends Paid	—	—	—	—	$1M	$13M	$12M	$5M	$6M	$0M	$0M	$0M	$0M	$0M	—	$0M	—	—	—	—	—

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WRLD Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$64M	$95M	$58M	$49M	$58M	$91M	$61M	$54M
Capital Expenditures (CapEx)	$2M	$1M	$1M	$1M	$1M	$1M	$1M	$1M
Free Cash Flow (FCF)	$62M	$93M	$57M	$48M	$57M	$90M	$60M	$53M
FCF Margin %	44.5%	52.8%	40.5%	35.5%	43.0%	54.5%	43.6%	40.1%

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WRLD Balance Sheet History

Balance sheet	2026-06-30	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31	2016-03-31	2015-03-31	2014-03-31	2013-03-31	2012-03-31	2011-03-31	2010-03-31	2009-03-31	2008-03-31	2007-03-31
Total Assets	$1.1B	$1.1B	$1.0B	$1.1B	$1.1B	$1.2B	$954M	$1.0B	$855M	$841M	$801M	$804M	$866M	$850M	$809M	$735M	$666M	$593M	$526M	$486M	$411M
Cash & Cash Equivalents	$10M	$6M	$5M	$12M	$17M	$19M	$16M	$12M	$9M	$32M	$15M	$12M	$38M	$20M	$12M	$11M	$8M	$5M	$6M	$8M	$6M
Total Liabilities	$717M	$703M	$571M	$632M	$732M	$845M	$549M	$618M	$303M	$300M	$340M	$414M	$551M	$543M	$443M	$316M	$224M	$210M	$230M	$252M	$196M
Total Debt (Short + Long-Term)	$573M	$587M	$470M	$519M	$618M	$692M	$431M	$473M	$252M	$490M	$590M	$749M	$1.0B	$1.0B	$400M	$558M	$300M	$341M	$208M	$215M	$171M
Total Shareholders' Equity	$362M	$351M	$437M	$424M	$385M	$373M	$405M	$412M	$552M	$541M	$461M	$391M	$316M	$307M	$366M	$419M	$443M	$383M	$296M	$234M	$215M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive WRLD viewer.

Other Companies in CREDIT SERVICES

JCAP · Jefferson Capital, Inc. Common Stock — $1 billion
LU · Lufax Holding Ltd — $1 billion
QFIN · 360 Finance Inc — $984 million
NAVI · Navient Corp — $892 million
FINV · FinVolution Group — $800 million
GDOT · Green Dot Corporation — $747 million
AFRM · Affirm Holdings Inc — $24 billion
SOFI · SoFi Technologies Inc. — $22 billion

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