20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Citizens Financial Group, Inc. (CFG) operates in the Regional Banks industry and is headquartered in Providence, United States with about 17,727 employees. Its market capitalization is roughly $28 billion. In the fiscal year ended 2025-12-31, CFG reported $11.1B in revenue and $1.8B in net income.
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.
Interactive charts & full statements → Open the CFG valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $11.5B | $11.1B | $12.3B | $12.2B | $9.1B | $7.0B | $7.7B | $8.1B | $7.4B | $6.5B | $5.8B | $5.3B | $5.1B | $5.1B | $5.5B | $5.9B |
| Gross Profit | $8.3B | $7.8B | $7.1B | $7.5B | $7.5B | $7.1B | $5.3B | $6.1B | $5.8B | $5.4B | $4.9B | $4.5B | $4.4B | $4.2B | $4.5B | $4.1B |
| Gross Margin % | 72.4% | 69.8% | 57.6% | 61.8% | 83.2% | 101.0% | 68.9% | 75.6% | 78.9% | 83.5% | 84.8% | 85.7% | 86.5% | 82.0% | 81.3% | 70.1% |
| Operating Income (EBIT) | $2.7B | $2.3B | $1.9B | $2.0B | $2.7B | $3.0B | $1.3B | $2.3B | $2.2B | $1.9B | $1.5B | $1.3B | $1.3B | ($3.5B) | $1.0B | $778M |
| Operating Margin % | 23.6% | 20.9% | 15.3% | 16.7% | 29.3% | 42.6% | 16.9% | 27.9% | 29.7% | 29.6% | 26.6% | 23.9% | 25.1% | -67.6% | 18.6% | 13.2% |
| Net Income | $2.1B | $1.8B | $1.5B | $1.6B | $2.1B | $2.3B | $1.1B | $1.8B | $1.7B | $1.7B | $1.0B | $840M | $865M | ($3.4B) | $643M | $506M |
| Net Margin % | 18.5% | 16.4% | 12.2% | 13.2% | 22.9% | 33.2% | 13.8% | 22.2% | 23.4% | 25.6% | 18.1% | 15.9% | 17.1% | -66.7% | 11.7% | 8.6% |
| EBITDA | $3.2B | $2.7B | $2.4B | $2.5B | $3.2B | $3.6B | $1.9B | $2.9B | $2.7B | $2.4B | $2.0B | $1.7B | $1.7B | ($3.1B) | $1.5B | $1.2B |
| Earnings Per Share (EPS) | $4.93 | $4.20 | $3.33 | $3.37 | $4.34 | $5.43 | $2.47 | $3.97 | $3.58 | $3.28 | $1.99 | $1.56 | $1.55 | $-6.12 | $1.15 | $0.90 |
| Shares Outstanding (M) | 427M | 435M | 454M | 477M | 478M | 427M | 428M | 451M | 480M | 504M | 524M | 538M | 558M | 560M | 560M | 560M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $3.2B | $3.0B | $2.2B | $3.1B | $3.0B | $2.9B | $3.0B | $3.1B |
| Gross Profit | $2.1B | $2.0B | $2.2B | $2.0B | $1.9B | $1.8B | $1.8B | $1.7B |
| Gross Margin % | 67.3% | 67.0% | 100.0% | 63.6% | 62.3% | 61.5% | 60.0% | 56.3% |
| Operating Income (EBIT) | $755M | $650M | $677M | $629M | $554M | $468M | $508M | $470M |
| Operating Margin % | 23.6% | 21.5% | 31.4% | 20.4% | 18.4% | 16.2% | 16.8% | 15.3% |
| Net Income | $587M | $517M | $528M | $494M | $436M | $373M | $401M | $382M |
| Net Margin % | 18.4% | 17.1% | 24.5% | 16.0% | 14.5% | 12.9% | 13.2% | 12.4% |
| EBITDA | $854M | $763M | $789M | $748M | $678M | $591M | $632M | $599M |
| Earnings Per Share (EPS) | $1.38 | $1.20 | $1.21 | $1.13 | $1.00 | $0.84 | $0.90 | $0.85 |
| Shares Outstanding (M) | 427M | 430M | 435M | 435M | 437M | 442M | 445M | 450M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $2.5B | $2.2B | $2.0B | $3.0B | $4.1B | $2.3B | $111M | $1.7B | $1.8B | $1.9B | $1.5B | $1.2B | $1.4B | $2.6B | $1.7B | $2.5B |
| Capital Expenditures (CapEx) | $148M | $174M | $122M | $172M | $126M | $124M | $118M | $366M | $232M | $440M | $303M | $299M | $311M | $368M | $371M | $368M |
| Free Cash Flow (FCF) | $2.4B | $2.0B | $1.9B | $2.8B | $4.0B | $2.2B | ($7M) | $1.3B | $1.5B | $1.4B | $1.2B | $930M | $1.1B | $2.3B | $1.3B | $2.1B |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $917M | $888M | $903M | $928M | $892M | $783M | $770M | $682M | $485M | $336M | $255M | $221M | $806M | $1.2B | $150M | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $726M | $237M | ($158M) | $1.7B | $886M | ($213M) | $483M | $130M |
| Capital Expenditures (CapEx) | $21M | $0M | $92M | $35M | $33M | $14M | $48M | $34M |
| Free Cash Flow (FCF) | $705M | $237M | ($250M) | $1.7B | $853M | ($227M) | $435M | $96M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $231M | $236M | $233M | $217M | $218M | $220M | $226M | $225M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $233.8B | $226.4B | $217.5B | $222.0B | $226.7B | $188.4B | $183.3B | $165.7B | $160.5B | $152.3B | $149.5B | $138.2B | $132.9B | $122.2B | $127.1B |
| Cash & Cash Equivalents | $12.8B | $12.7B | $11.2B | $12.0B | $10.8B | $9.5B | $13.0B | $3.7B | $4.2B | $3.2B | $4.1B | $3.4B | $3.6B | $3.0B | $3.2B |
| Total Liabilities | $207.7B | $200.0B | $193.3B | $197.6B | $203.0B | $165.0B | $160.7B | $143.5B | $139.7B | $132.1B | $129.8B | $118.6B | $113.6B | $103.0B | $102.9B |
| Total Debt (Short + Long-Term) | $15.8B | $9.3B | $12.4B | $14.0B | $7.4B | $7.0B | $8.7B | $14.2B | $16.4B | $13.9B | $16.7B | $13.0B | $11.5B | $8.4B | $4.8B |
| Total Shareholders' Equity | $26.2B | $26.3B | $24.3B | $24.3B | $23.7B | $23.4B | $22.7B | $22.2B | $20.8B | $20.3B | $19.7B | $19.6B | $19.3B | $19.2B | $24.1B |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CFG viewer.
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