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Jefferson Capital, Inc. (JCAP) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-07-09

Jefferson Capital, Inc. (JCAP) operates in the Credit Services industry and is headquartered in Minneapolis, United States with about 1,178 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, JCAP reported $613M in revenue and $188M in net income.

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.

Interactive charts & full statements → Open the JCAP valuation workbench →

JCAP Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-31
Total Revenue$613M$433M$323M
Gross Profit$449M$312M$140M
Operating Income (EBIT)$217M$147M$119M
Net Income$188M$129M$112M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

JCAP Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-31
Total Revenue$176M$155M$151M$153M$155M
Gross Profit$125M$107M$103M$121M$117M
Operating Income (EBIT)$51M$44M$45M$61M$66M
Net Income$38M$38M$38M$48M$64M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

JCAP Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-31
Dividends Paid($64M)($36M)($31M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

JCAP Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid$0M($16M)($16M)($16M)($16M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

JCAP Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-31
Total Assets$2.1B$1.7B$1.1B
Total Liabilities$1.6B$1.3B$812M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive JCAP viewer.

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