20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Safety Insurance Group Inc (SAFT) operates in the INSURANCE - PROPERTY & CASUALTY industry and is headquartered in Boston, United States with about 568 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, SAFT reported $1.3B in revenue and $99M in net income.
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.5B | $1.3B | $1.1B | $926M | $785M | $865M | $840M | $876M | $835M | $844M | $827M | $804M | $796M | $761M | $725M | $682M | $613M | $592M | $641M | $670M | $681M |
| Gross Profit | $619M | $457M | $393M | $284M | $293M | $403M | $436M | $366M | $349M | $340M | $334M | $191M | $320M | $313M | $303M | $215M | $252M | $246M | $271M | $125M | $165M |
| Gross Margin % | 42.0% | 36.4% | 35.4% | 30.6% | 37.3% | 46.6% | 51.9% | 41.8% | 41.9% | 40.3% | 40.4% | 23.8% | 40.2% | 41.2% | 41.8% | 31.6% | 41.1% | 41.5% | 42.3% | 18.6% | 24.2% |
| Operating Income (EBIT) | $88M | $127M | $90M | $24M | $60M | $164M | $175M | $124M | $110M | $93M | $104M | ($21M) | $101M | $103M | $103M | $36M | $79M | $74M | $98M | $125M | $164M |
| Operating Margin % | 5.9% | 10.1% | 8.1% | 2.6% | 7.6% | 19.0% | 20.8% | 14.1% | 13.1% | 11.1% | 12.6% | -2.6% | 12.7% | 13.6% | 14.2% | 5.3% | 12.9% | 12.6% | 15.3% | 18.6% | 24.2% |
| Net Income | $69M | $99M | $71M | $19M | $47M | $131M | $138M | $100M | $83M | $62M | $65M | ($14M) | $59M | $61M | $58M | $14M | $56M | $54M | $70M | $87M | $112M |
| Net Margin % | 4.7% | 7.9% | 6.4% | 2.0% | 5.9% | 15.1% | 16.4% | 11.4% | 10.0% | 7.4% | 7.8% | -1.7% | 7.5% | 8.1% | 8.0% | 2.0% | 9.2% | 9.2% | 11.0% | 13.1% | 16.4% |
| EBITDA | $99M | $135M | $100M | $32M | $67M | $172M | $183M | $129M | $110M | $92M | $98M | ($25M) | $97M | $100M | $96M | $28M | $92M | $87M | $109M | $135M | $173M |
| Earnings Per Share (EPS) | $4.67 | $6.73 | $4.81 | $1.28 | $3.17 | $8.76 | $9.14 | $6.49 | $5.46 | $4.12 | $4.30 | $-0.93 | $3.91 | $3.98 | $3.80 | $0.90 | $3.74 | $3.48 | $4.36 | $5.43 | $6.99 |
| Shares Outstanding (M) | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 15M | 16M | 16M | 16M | 16M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $521M | $315M | $315M | $323M | $316M | $300M | $285M | $291M |
| Gross Profit | $326M | $68M | $108M | $118M | $122M | $109M | $92M | $109M |
| Gross Margin % | 62.5% | 21.4% | 34.1% | 36.6% | 38.5% | 36.5% | 32.2% | 37.3% |
| Operating Income (EBIT) | $44M | ($18M) | $25M | $36M | $37M | $28M | $10M | $33M |
| Operating Margin % | 8.4% | -5.7% | 8.1% | 11.2% | 11.7% | 9.4% | 3.5% | 11.3% |
| Net Income | $35M | ($14M) | $20M | $28M | $29M | $22M | $8M | $26M |
| Net Margin % | 6.6% | -4.5% | 6.4% | 8.8% | 9.2% | 7.3% | 2.9% | 8.9% |
| EBITDA | $45M | ($16M) | $32M | $38M | $39M | $30M | $13M | $35M |
| Earnings Per Share (EPS) | $2.37 | $-0.99 | $1.37 | $1.92 | $1.96 | $1.48 | $0.55 | $1.74 |
| Shares Outstanding (M) | 15M | 14M | 15M | 15M | 15M | 15M | 15M | 15M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $180M | $194M | $129M | $52M | $44M | $141M | $109M | $112M | $128M | $82M | $99M | $23M | $98M | $111M | $104M | $40M | $51M | $64M | $73M | $117M | $101M |
| Capital Expenditures (CapEx) | $5M | $3M | $4M | $2M | $2M | $8M | $10M | $10M | $11M | $6M | $5M | $4M | $2M | $5M | $4M | $4M | $2M | $0M | $114M | $8M | $1M |
| Free Cash Flow (FCF) | $176M | $192M | $124M | $50M | $42M | $133M | $100M | $103M | $117M | $76M | $94M | $19M | $96M | $106M | $100M | $36M | $49M | $64M | ($41M) | $109M | $100M |
| FCF Margin % | 11.9% | 15.3% | 11.2% | 5.4% | 5.4% | 15.4% | 11.8% | 11.7% | 14.0% | 9.0% | 11.3% | 2.4% | 12.0% | 13.9% | 13.8% | 5.2% | 8.0% | 10.8% | -6.4% | 16.2% | 14.7% |
| Dividends Paid | $54M | $54M | $53M | $53M | $53M | $54M | $55M | $53M | $49M | $45M | $42M | $42M | $39M | $37M | $34M | $30M | $27M | $25M | $26M | $21M | $14M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $38M | ($17M) | $74M | $85M | $32M | $3M | $50M | $74M |
| Capital Expenditures (CapEx) | $1M | $2M | $2M | $0M | $0M | $0M | $0M | $1M |
| Free Cash Flow (FCF) | $38M | ($19M) | $71M | $85M | $32M | $3M | $50M | $73M |
| FCF Margin % | 7.2% | -6.0% | 22.7% | 26.4% | 10.2% | 0.9% | 17.7% | 25.1% |
| Dividends Paid | $13M | $14M | $13M | $14M | $13M | $14M | $13M | $13M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.5B | $2.5B | $2.3B | $2.0B | $2.0B | $2.1B | $2.1B | $2.0B | $1.9B | $1.8B | $1.8B | $1.7B | $1.7B | $1.6B | $1.6B | $1.5B | $1.4B | $1.4B | $1.4B | $1.4B | $1.4B |
| Cash & Cash Equivalents | $68M | $74M | $59M | $38M | $25M | $64M | $54M | $44M | $38M | $42M | $20M | $47M | $42M | $56M | $35M | $38M | $40M | $74M | $60M | $46M | $26M |
| Total Liabilities | $1.6B | $1.6B | $1.4B | $1.2B | $1.2B | $1.2B | $1.2B | $1.2B | $1.1B | $1.1B | $1.1B | $1.1B | $967M | $930M | $880M | $816M | $786M | $807M | $834M | $877M | $859M |
| Total Debt (Short + Long-Term) | $10M | $50M | $30M | $5M | $70M | $60M | $60M | $34M | $0M | $0M | $0M | $0M | $0M | $0M | $0M | $0M | $0M | $0M | $0M | $18M | $16M |
| Total Shareholders' Equity | $877M | $892M | $828M | $804M | $812M | $927M | $885M | $808M | $719M | $701M | $671M | $644M | $708M | $695M | $694M | $656M | $653M | $620M | $603M | $570M | $496M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive SAFT viewer.
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