20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
United Fire Group Inc (UFCS) operates in the INSURANCE - PROPERTY & CASUALTY industry and is headquartered in Cedar Rapids, United States with about 846 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, UFCS reported $1.4B in revenue and $118M in net income.
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.5B | $1.4B | $1.3B | $1.1B | $988M | $1.1B | $1.1B | $1.2B | $1.1B | $1.1B | $986M | $897M | $940M | $870M | $811M | $705M | $591M | $572M | $601M | $639M | $636M |
| Gross Profit | $802M | $622M | $226M | $84M | $138M | $201M | ($1M) | $153M | $142M | $122M | $111M | $173M | $169M | $185M | $125M | $46M | $97M | $166M | $172M | $362M | $175M |
| Gross Margin % | 54.5% | 44.9% | 18.1% | 7.6% | 14.0% | 19.0% | -0.1% | 12.8% | 13.2% | 11.6% | 11.2% | 19.3% | 18.0% | 21.2% | 15.4% | 6.6% | 16.5% | 29.0% | 28.5% | 56.7% | 27.5% |
| Operating Income (EBIT) | $177M | $148M | $77M | ($40M) | $12M | $97M | ($170M) | $17M | ($9M) | $16M | $57M | $115M | $76M | $102M | $46M | ($13M) | $58M | ($29M) | ($33M) | $159M | $125M |
| Operating Margin % | 12.0% | 10.7% | 6.2% | -3.6% | 1.2% | 9.2% | -15.7% | 1.4% | -0.9% | 1.5% | 5.8% | 12.9% | 8.1% | 11.7% | 5.7% | -1.8% | 9.9% | -5.0% | -5.5% | 24.9% | 19.7% |
| Net Income | $141M | $118M | $62M | ($30M) | $15M | $81M | ($113M) | $15M | $28M | $51M | $50M | $89M | $59M | $76M | $40M | $0M | $48M | ($10M) | ($13M) | $111M | $88M |
| Net Margin % | 9.6% | 8.5% | 5.0% | -2.7% | 1.5% | 7.6% | -10.4% | 1.2% | 2.6% | 4.8% | 5.1% | 9.9% | 6.3% | 8.8% | 5.0% | 0.0% | 8.0% | -1.8% | -2.2% | 17.4% | 13.9% |
| EBITDA | $282M | $170M | $95M | ($26M) | $23M | $107M | ($163M) | $28M | ($4M) | $20M | $64M | $122M | $83M | $108M | $54M | $36M | $104M | $16M | $11M | $206M | $178M |
| Earnings Per Share (EPS) | $5.37 | $4.48 | $2.39 | $-1.18 | $0.59 | $3.21 | $-4.50 | $0.58 | $1.08 | $1.99 | $1.93 | $3.53 | $2.32 | $2.98 | $1.58 | $0.00 | $1.81 | $-0.39 | $-0.48 | $4.03 | $3.36 |
| Shares Outstanding (M) | 26M | 26M | 26M | 25M | 25M | 25M | 25M | 26M | 26M | 26M | 26M | 25M | 25M | 26M | 26M | 26M | 26M | 27M | 27M | 28M | 26M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $384M | $369M | $366M | $354M | $337M | $331M | $332M | $323M |
| Gross Profit | $384M | $161M | $173M | $84M | $68M | $64M | $78M | $64M |
| Gross Margin % | 100.0% | 43.7% | 47.3% | 23.8% | 20.3% | 19.4% | 23.6% | 19.9% |
| Operating Income (EBIT) | $42M | $38M | $48M | $49M | $29M | $22M | $40M | $25M |
| Operating Margin % | 10.9% | 10.3% | 13.2% | 13.8% | 8.7% | 6.6% | 11.9% | 7.7% |
| Net Income | $33M | $30M | $38M | $39M | $23M | $18M | $31M | $20M |
| Net Margin % | 8.7% | 8.1% | 10.5% | 11.1% | 6.8% | 5.3% | 9.5% | 6.1% |
| EBITDA | $129M | $44M | $54M | $55M | $34M | $27M | $45M | $30M |
| Earnings Per Share (EPS) | $1.29 | $1.15 | $1.45 | $1.48 | $0.87 | $0.67 | $1.21 | $0.76 |
| Shares Outstanding (M) | 26M | 26M | 26M | 26M | 26M | 26M | 26M | 26M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $272M | $270M | $340M | $172M | ($1M) | $30M | $41M | $94M | $110M | $170M | $214M | $190M | $151M | $161M | $172M | $74M | $71M | $100M | $44M | $106M | $104M |
| Capital Expenditures (CapEx) | $3M | $6M | $12M | $11M | $2M | $14M | $19M | $32M | $33M | $17M | $8M | $10M | $8M | $8M | $3M | $14M | $2M | $11M | $10M | $2M | $5M |
| Free Cash Flow (FCF) | $268M | $263M | $328M | $161M | ($3M) | $16M | $23M | $61M | $77M | $153M | $207M | $180M | $143M | $153M | $169M | $60M | $69M | $90M | $34M | $104M | $99M |
| FCF Margin % | 18.2% | 19.0% | 26.2% | 14.6% | -0.3% | 1.5% | 2.1% | 5.1% | 7.1% | 14.5% | 21.0% | 20.1% | 15.2% | 17.6% | 20.9% | 8.6% | 11.7% | 15.7% | 5.7% | 16.3% | 15.7% |
| Dividends Paid | $18M | $16M | $16M | $16M | $16M | $15M | $29M | $33M | $105M | $27M | $25M | $22M | $20M | $17M | $15M | $16M | $16M | $16M | $16M | $15M | $13M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $34M | $57M | $120M | $61M | $53M | $36M | $156M | $56M |
| Capital Expenditures (CapEx) | $1M | $0M | $1M | $2M | $2M | $2M | $3M | $3M |
| Free Cash Flow (FCF) | $34M | $56M | $119M | $59M | $52M | $33M | $153M | $53M |
| FCF Margin % | 8.8% | 15.2% | 32.6% | 16.8% | 15.3% | 10.0% | 46.2% | 16.5% |
| Dividends Paid | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $4M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $4.0B | $3.8B | $3.5B | $3.1B | $2.9B | $3.0B | $3.1B | $3.0B | $2.8B | $4.2B | $4.1B | $3.9B | $3.9B | $3.7B | $3.7B | $3.6B | $3.0B | $2.4B | $2.1B | $2.8B | $2.8B |
| Cash & Cash Equivalents | $139M | $156M | $201M | $102M | $97M | $132M | $88M | $121M | $64M | $96M | $111M | $106M | $91M | $92M | $107M | $145M | $180M | $191M | $110M | $253M | $255M |
| Total Liabilities | $3.0B | $2.9B | $2.7B | $2.4B | $2.1B | $77M | $75M | $2.1B | $1.9B | $3.2B | $3.1B | $3.0B | $3.0B | $2.9B | $3.0B | $2.9B | $2.3B | $2.3B | $2.1B | $2.0B | $2.1B |
| Total Debt (Short + Long-Term) | $146M | $154M | $126M | $50M | $58M | $58M | $57M | $8M | $0M | $0M | $0M | $0M | $0M | $0M | $0M | $61M | $0M | $0M | $0M | $0M | $0M |
| Total Shareholders' Equity | $977M | $941M | $782M | $734M | $740M | $2.9B | $3.0B | $910M | $888M | $973M | $942M | $879M | $817M | $783M | $729M | $696M | $716M | $95M | $7M | $751M | $681M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive UFCS viewer.
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