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Horace Mann Educators Corporation (HMN) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · DATA UPDATED 2026-09-06

Horace Mann Educators Corporation (HMN) operates in the INSURANCE - PROPERTY & CASUALTY industry and is headquartered in Springfield, United States with about 1,800 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, HMN reported $1.6B in revenue and $162M in net income.

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.

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HMN Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	$1.7B	$1.6B	$1.6B	$1.4B	$1.3B	$1.2B	$1.3B	$1.4B	$1.2B	$1.2B	$1.1B	$1.1B	$1.1B	$1.0B	$1.0B	$998M	$975M	$937M	$835M	$887M	$886M
Gross Profit	$825M	$572M	$478M	$357M	$332M	$409M	$416M	$498M	$1.2B	$1.2B	$1.1B	$1.1B	$1.1B	$1.0B	$1.0B	$258M	$353M	$339M	$231M	$403M	$423M
Gross Margin %	48.3%	35.2%	30.9%	24.9%	24.8%	32.7%	32.3%	35.4%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	25.8%	36.2%	36.2%	27.7%	45.4%	47.8%
Operating Income (EBIT)	$216M	$201M	$129M	$53M	$16M	$210M	$160M	$236M	$33M	$101M	$126M	$143M	$160M	$168M	$163M	$95M	$111M	$104M	$0M	$117M	$140M
Operating Margin %	12.7%	12.4%	8.3%	3.7%	1.2%	16.8%	12.4%	16.8%	2.7%	8.6%	11.2%	13.2%	15.1%	16.3%	16.2%	9.5%	11.4%	11.0%	0.0%	13.2%	15.8%
Net Income	$177M	$162M	$103M	$45M	$20M	$170M	$133M	$184M	$18M	$169M	$84M	$94M	$104M	$111M	$104M	$71M	$81M	$73M	$11M	$83M	$99M
Net Margin %	10.4%	10.0%	6.6%	3.1%	1.5%	13.6%	10.3%	13.1%	1.5%	14.5%	7.4%	8.6%	9.8%	10.8%	10.3%	7.1%	8.3%	7.8%	1.3%	9.3%	11.1%
EBITDA	$281M	$265M	$190M	$109M	$64M	$242M	$198M	$268M	$33M	$101M	$126M	$143M	$160M	$168M	$163M	$118M	$134M	$126M	$29M	$144M	$282M
Earnings Per Share (EPS)	$4.28	$3.90	$2.48	$1.09	$0.47	$4.04	$3.17	$4.40	$0.44	$4.07	$2.02	$2.21	$2.47	$2.66	$2.51	$1.70	$1.97	$1.81	$0.27	$1.86	$2.16
Shares Outstanding (M)	41M	42M	42M	41M	42M	42M	42M	42M	42M	42M	42M	42M	42M	42M	41M	41M	41M	41M	41M	45M	46M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HMN Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$444M	$429M	$419M	$417M	$392M	$400M	$393M	$398M
Gross Profit	$257M	$253M	$156M	$159M	$126M	$134M	$140M	$123M
Gross Margin %	58.0%	58.9%	37.3%	38.1%	32.0%	33.6%	35.5%	31.0%
Operating Income (EBIT)	$49M	$50M	$46M	$72M	$36M	$48M	$48M	$43M
Operating Margin %	11.1%	11.7%	10.9%	17.1%	9.3%	11.9%	12.3%	10.7%
Net Income	$42M	$41M	$36M	$58M	$29M	$38M	$38M	$34M
Net Margin %	9.4%	9.6%	8.6%	14.0%	7.5%	9.6%	9.7%	8.6%
EBITDA	$65M	$66M	$62M	$87M	$52M	$63M	$64M	$58M
Earnings Per Share (EPS)	$1.01	$1.00	$0.87	$1.40	$0.71	$0.92	$0.92	$0.83
Shares Outstanding (M)	41M	41M	42M	42M	42M	42M	42M	41M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HMN Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	$566M	$553M	$452M	$302M	$172M	$205M	$260M	$128M	$201M	$257M	$207M	$208M	$222M	$206M	$203M	$116M	$158M	$179M	$163M	$202M	$186M
Capital Expenditures (CapEx)	$0M	$0M	$0M	$166M	$36M	$2M	$98M	$477M	$0M	$229M	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$0M
Free Cash Flow (FCF)	$566M	$553M	$452M	$136M	$136M	$203M	$161M	($350M)	$201M	$28M	$207M	$208M	$222M	$206M	$203M	$116M	$158M	$179M	$163M	$202M	$186M
FCF Margin %	33.1%	34.1%	29.2%	9.5%	10.1%	16.2%	12.5%	-24.9%	16.8%	2.4%	18.4%	19.2%	20.9%	20.0%	20.1%	11.6%	16.2%	19.1%	19.5%	22.7%	21.0%
Dividends Paid	$58M	$57M	$56M	$54M	$53M	$51M	$50M	$47M	$47M	$46M	$44M	$43M	$39M	$33M	$23M	$19M	$14M	$10M	$15M	$18M	$18M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HMN Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$224M	$61M	$130M	$151M	$131M	$141M	$194M	$144M
Free Cash Flow (FCF)	$224M	$61M	$130M	$151M	$131M	$141M	$194M	$144M
FCF Margin %	50.4%	14.3%	31.0%	36.2%	33.5%	35.2%	49.2%	36.2%
Dividends Paid	$14M	$15M	$14M	$14M	$14M	$14M	$14M	$14M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HMN Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	$15.6B	$15.3B	$14.5B	$14.1B	$13.3B	$14.4B	$13.5B	$12.5B	$11.0B	$11.2B	$10.6B	$10.1B	$9.8B	$8.8B	$8.2B	$7.4B	$7.0B	$6.3B	$5.6B	$6.3B	$6.4B
Cash & Cash Equivalents	$46M	$26M	$33M	$29M	$43M	$133M	$22M	$26M	$12M	$8M	$17M	$16M	$12M	$18M	$15M	$7M	$6M	$8M	$9M	$13M	$13M
Total Liabilities	$14.1B	$13.8B	$13.2B	$12.9B	$12.2B	$12.6B	$11.7B	$10.9B	$9.7B	$9.7B	$9.3B	$8.8B	$8.4B	$7.7B	$6.9B	$6.4B	$6.1B	$5.6B	$5.2B	$5.6B	$5.7B
Total Debt (Short + Long-Term)	$594M	$593M	$547M	$546M	$498M	$503M	$437M	$433M	$298M	$1.2B	$494M	$496M	$238M	$238M	$238M	$238M	$238M	$238M	$238M	$199M	$232M
Total Shareholders' Equity	$1.5B	$1.5B	$1.3B	$1.2B	$1.1B	$1.8B	$1.8B	$1.6B	$1.3B	$1.5B	$1.3B	$1.3B	$1.3B	$1.1B	$1.2B	$1.1B	$880M	$720M	$449M	$693M	$657M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive HMN viewer.

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PRCH · Porch Group Inc — $2 billion
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