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EZCORP Inc (EZPW) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · CREDIT SERVICES · DATA UPDATED 2026-09-12

EZCORP Inc (EZPW) operates in the CREDIT SERVICES industry and is headquartered in Austin, United States with about 8,500 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-09-30, EZPW reported $1.3B in revenue and $110M in net income.

EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers.

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EZPW Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-30
Total Revenue$1.6B$1.3B$1.2B$1.0B$886M$730M$823M$847M$812M$748M$731M$720M$746M$810M$961M$853M$733M$597M$457M$372M$316M
Gross Profit$918M$746M$682M$610M$528M$449M$449M$494M$482M$436M$428M$403M$422M$480M$596M$526M$446M$360M$318M$254M$209M
Gross Margin %58.0%58.6%58.7%58.1%59.6%61.6%54.6%58.4%59.3%58.2%58.6%56.0%56.6%59.4%62.0%61.7%60.9%60.2%69.5%68.3%66.2%
Operating Income (EBIT)$220M$149M$113M$92M$75M$31M($48M)$47M$67M$53M$29M($16M)$18M$79M$196M$175M$142M$101M$74M$56M$43M
Operating Margin %13.9%11.7%9.7%8.8%8.5%4.3%-5.9%5.5%8.3%7.1%4.0%-2.2%2.4%9.7%20.4%20.6%19.4%17.0%16.1%14.9%13.6%
Net Income$158M$110M$83M$38M$50M$9M($68M)$3M$37M$31M($81M)($89M)($68M)$22M$137M$122M$97M$68M$52M$38M$29M
Net Margin %10.0%8.6%7.1%3.7%5.7%1.2%-8.3%0.3%4.6%4.2%-11.1%-12.4%-9.1%2.8%14.2%14.3%13.3%11.5%11.5%10.2%9.3%
EBITDA$275M$202M$162M$100M$110M$117M$29M$66M$109M$94M$45M($13M)$54M$83M$221M$194M$157M$119M$91M$65M$52M
Earnings Per Share (EPS)$1.90$1.31$0.98$0.48$0.61$0.15$-1.24$0.05$0.64$0.58$-1.48$-1.64$-1.25$0.41$2.67$2.43$1.96$1.42$1.21$0.88$0.72
Shares Outstanding (M)83M83M84M81M82M56M55M56M58M54M54M54M54M54M51M50M50M48M43M43M41M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

EZPW Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$419M$447M$382M$337M$311M$306M$320M$295M
Gross Profit$246M$250M$223M$199M$184M$178M$185M$175M
Gross Margin %58.8%56.0%58.4%59.0%59.1%58.3%57.9%59.5%
Operating Income (EBIT)$55M$68M$61M$37M$36M$34M$42M$26M
Operating Margin %13.1%15.2%15.9%11.0%11.6%11.2%13.1%8.8%
Net Income$38M$49M$44M$27M$27M$25M$31M$15M
Net Margin %9.1%11.0%11.6%7.9%8.5%8.3%9.7%5.2%
EBITDA$70M$83M$69M$53M$51M$46M$53M$38M
Earnings Per Share (EPS)$0.46$0.59$0.53$0.32$0.32$0.31$0.37$0.18
Shares Outstanding (M)83M83M83M83M83M83M83M84M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

EZPW Free Cash Flow History

Cash flowTTM → 2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-30
Cash from Operations (CFO)$184M$149M$114M$102M$67M$46M$49M$104M$89M$51M$68M$79M$75M$120M$139M$153M$125M$81M$62M$53M$43M
Capital Expenditures (CapEx)$43M$39M$36M$40M$32M$24M$29M$39M$40M$25M$13M$24M$23M$47M$46M$34M$26M$19M$18M$14M$11M
Free Cash Flow (FCF)$140M$110M$78M$61M$35M$23M$21M$65M$49M$26M$55M$56M$52M$74M$93M$119M$99M$61M$44M$40M$32M
FCF Margin %8.9%8.7%6.7%5.9%3.9%3.1%2.5%7.6%6.0%3.4%7.5%7.7%6.9%9.1%9.7%14.0%13.5%10.3%9.7%10.7%10.2%
Dividends Paid$4M$4M$4M$3M$0M$1M$2M$5M$5M$11M$4M$7M$4M$2M$2M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

EZPW Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$45M$48M$39M$51M$35M$37M$26M$43M
Capital Expenditures (CapEx)$10M$10M$7M$16M$9M$8M$6M$19M
Free Cash Flow (FCF)$35M$38M$32M$36M$26M$29M$20M$24M
FCF Margin %8.4%8.5%8.3%10.6%8.3%9.3%6.4%8.3%
Dividends Paid$2M$2M$2M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

EZPW Balance Sheet History

Balance sheet2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-30
Total Assets$2.2B$2.0B$1.5B$1.5B$1.3B$1.3B$1.2B$1.1B$1.2B$1.0B$983M$1.2B$1.4B$1.3B$1.2B$756M$606M$493M$309M$251M$198M
Cash & Cash Equivalents$311M$470M$171M$221M$206M$254M$305M$158M$285M$164M$66M$56M$56M$29M$53M$24M$26M$45M$27M$23M$30M
Total Liabilities$999M$926M$689M$722M$656M$595M$548M$339M$502M$364M$389M$521M$528M$437M$329M$92M$87M$77M$36M$35M$28M
Total Debt (Short + Long-Term)$589M$579M$386M$417M$365M$316M$301M$239M$417M$324M$343M$381M$403M$247M$221M$19M$25M$35M$21M$17M$0M
Total Shareholders' Equity$1.2B$1.0B$805M$746M$692M$672M$649M$745M$743M$660M$594M$668M$877M$896M$835M$664M$519M$416M$273M$216M$170M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive EZPW viewer.

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