20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
CNO Financial Group Inc (CNO) operates in the INSURANCE - LIFE industry and is headquartered in Carmel, United States with about 3,200 employees. Its market capitalization is roughly $5 billion. In the fiscal year ended 2025-12-31, CNO reported $4.5B in revenue and $229M in net income.
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $4.6B | $4.5B | $4.4B | $4.1B | $3.6B | $4.1B | $3.8B | $4.0B | $4.3B | $4.3B | $4.0B | $3.8B | $4.1B | $4.5B | $4.3B | $4.1B | $4.1B | $4.3B | $4.2B | $4.1B | $4.5B |
| Gross Profit | $2.0B | $2.0B | $1.7B | $3.1B | $1.8B | $1.7B | $1.3B | $1.2B | $580M | $1.3B | $1.2B | $1.1B | $1.2B | $1.2B | $1.2B | $996M | $857M | $746M | $457M | $1.2B | ($1.8B) |
| Gross Margin % | 43.4% | 44.8% | 38.3% | 74.7% | 50.0% | 41.2% | 33.6% | 30.7% | 13.5% | 31.2% | 29.1% | 29.5% | 29.2% | 27.6% | 27.0% | 24.2% | 21.0% | 17.2% | 10.9% | 29.4% | -39.2% |
| Operating Income (EBIT) | $356M | $293M | $518M | $357M | $816M | $733M | $344M | $274M | ($265M) | $480M | $353M | $368M | $175M | $305M | $156M | $306M | $294M | $174M | $4M | ($10M) | $167M |
| Operating Margin % | 7.7% | 6.5% | 11.7% | 8.6% | 22.8% | 17.8% | 9.0% | 6.8% | -6.1% | 11.2% | 8.8% | 9.7% | 4.2% | 6.8% | 3.6% | 7.4% | 7.2% | 4.0% | 0.1% | -0.2% | 3.7% |
| Net Income | $280M | $229M | $404M | $276M | $631M | $570M | $302M | $409M | ($315M) | $176M | $358M | $271M | $51M | $478M | $221M | $336M | $285M | $86M | ($1.1B) | ($180M) | $106M |
| Net Margin % | 6.0% | 5.1% | 9.1% | 6.7% | 17.6% | 13.8% | 7.9% | 10.2% | -7.3% | 4.1% | 9.0% | 7.1% | 1.2% | 10.7% | 5.1% | 8.1% | 7.0% | 2.0% | -27.0% | -4.3% | 2.4% |
| EBITDA | $817M | $843M | $1.1B | $357M | $1.2B | $1.1B | $757M | $694M | $177M | $870M | $745M | $746M | $542M | $735M | $585M | $744M | $753M | $752M | $531M | $590M | $682M |
| Earnings Per Share (EPS) | $2.92 | $2.35 | $3.74 | $2.40 | $5.36 | $4.35 | $2.11 | $2.61 | $-1.90 | $1.02 | $2.01 | $1.39 | $0.24 | $2.05 | $0.79 | $1.10 | $0.94 | $0.44 | $-6.13 | $-1.04 | $0.70 |
| Shares Outstanding (M) | 95M | 98M | 108M | 115M | 118M | 131M | 143M | 157M | 165M | 172M | 178M | 195M | 218M | 233M | 281M | 304M | 302M | 193M | 185M | 173M | 153M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.3B | $1.0B | $1.1B | $1.2B | $1.2B | $1.0B | $1.1B | $1.1B |
| Gross Profit | $558M | $459M | $540M | $460M | $448M | $354M | $529M | $348M |
| Gross Margin % | 43.4% | 44.6% | 47.3% | 38.7% | 38.9% | 35.2% | 48.2% | 30.8% |
| Operating Income (EBIT) | $160M | $48M | $111M | $36M | $118M | $18M | $210M | $11M |
| Operating Margin % | 12.4% | 4.7% | 9.8% | 3.0% | 10.2% | 1.8% | 19.2% | 1.0% |
| Net Income | $126M | $38M | $93M | $23M | $92M | $14M | $166M | $9M |
| Net Margin % | 9.8% | 3.7% | 8.1% | 1.9% | 8.0% | 1.4% | 15.1% | 0.8% |
| EBITDA | $215M | $183M | $246M | $173M | $256M | $158M | $349M | $153M |
| Earnings Per Share (EPS) | $1.33 | $0.40 | $0.95 | $0.23 | $0.89 | $0.13 | $1.56 | $0.09 |
| Shares Outstanding (M) | 95M | 94M | 97M | 99M | 103M | 103M | 106M | 105M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $699M | $676M | $628M | $583M | $495M | $598M | $736M | $697M | $318M | $613M | $760M | $744M | $122M | $720M | $635M | $775M | $734M | $644M | $987M | $703M | $931M |
| Free Cash Flow (FCF) | $699M | $676M | $628M | $583M | $495M | $598M | $736M | $697M | $318M | $613M | $760M | $744M | $122M | $720M | $635M | $775M | $734M | $644M | $987M | $703M | $931M |
| FCF Margin % | 15.0% | 15.1% | 14.1% | 14.1% | 13.9% | 14.5% | 19.2% | 17.3% | 7.4% | 14.2% | 19.0% | 19.6% | 2.9% | 16.1% | 14.6% | 18.8% | 18.0% | 14.8% | 23.5% | 17.0% | 20.8% |
| Dividends Paid | $66M | $66M | $68M | $68M | $65M | $66M | $67M | $67M | $65M | $60M | $55M | $52M | $51M | $24M | $14M | $0M | $0M | — | — | $19M | $38M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $157M | $149M | $196M | $198M | $146M | $137M | $191M | $231M |
| Free Cash Flow (FCF) | $157M | $149M | $196M | $198M | $146M | $137M | $191M | $231M |
| FCF Margin % | 12.2% | 14.4% | 17.1% | 16.6% | 12.6% | 13.6% | 17.4% | 20.5% |
| Dividends Paid | $17M | $17M | $16M | $16M | $17M | $17M | $16M | $17M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $39.8B | $38.8B | $37.8B | $35.0B | $33.3B | $36.2B | $35.3B | $33.6B | $31.4B | $33.1B | $32.0B | $31.1B | $31.2B | $34.8B | $34.1B | $33.3B | $31.9B | $30.3B | $28.8B | $33.5B | $32.7B |
| Cash & Cash Equivalents | $1.3B | $956M | $1.7B | $774M | $576M | $100M | $54M | $75M | $62M | $179M | $189M | $364M | $68M | $104M | $54M | $510M | $572M | $523M | $894M | $429M | $410M |
| Total Liabilities | $37.3B | $36.2B | $35.3B | $32.8B | $31.9B | $4.0B | $29.9B | $3.8B | $28.1B | $28.3B | $27.5B | $27.0B | $26.5B | $29.8B | $29.1B | $28.3B | $27.6B | $26.8B | $27.1B | $29.3B | $28.0B |
| Total Debt (Short + Long-Term) | $4.6B | $4.1B | $4.5B | $4.2B | $5.0B | $5.1B | $3.9B | $23.9B | $2.7B | $2.7B | $2.7B | $2.6B | $22.9B | $25.9B | $27.3B | $2.5B | $2.2B | $2.6B | $2.0B | $2.1B | $1.4B |
| Total Shareholders' Equity | $2.6B | $2.6B | $2.5B | $2.2B | $1.4B | $32.2B | $5.5B | $29.8B | $3.4B | $4.8B | $4.5B | $4.1B | $4.7B | $5.0B | $5.0B | $5.0B | $4.3B | $3.5B | $1.6B | $4.2B | $4.7B |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CNO viewer.
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