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ConnectOne Bancorp, Inc. (CNOB) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-14

ConnectOne Bancorp, Inc. (CNOB) operates in the BANKS - REGIONAL industry and is headquartered in Englewood Cliffs, United States with about 750 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, CNOB reported $606M in revenue and $80M in net income.

ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States.

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CNOB Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Revenue$612M$606M$535M$504M$387M$317M$323M$280M$222M$190M$171M$150M$102M$64M$62M$59M$51M$55M$53M$57M$54M
Gross Profit$277M$268M$250M$261M$298M$283M$211M$186M$142M$147M$101M$113M$82M$53M$49M$45M$31M$28M$27M$26M$25M
Gross Margin %45.3%44.2%46.8%51.8%76.9%89.5%65.5%66.6%63.9%77.7%59.2%75.7%80.8%82.2%80.3%75.4%61.2%50.5%51.2%45.2%46.3%
Operating Income (EBIT)$111M$113M$98M$117M$171M$175M$90M$94M$71M$69M$43M$61M$27M$27M$25M$21M$7M$5M$7M$1M$1M
Operating Margin %18.1%18.6%18.4%23.2%44.2%55.3%28.0%33.6%32.1%36.1%25.0%40.8%27.0%42.8%40.9%35.9%14.1%8.6%14.1%1.6%1.1%
Net Income$160M$80M$74M$87M$125M$130M$71M$73M$60M$43M$31M$41M$19M$20M$18M$14M$7M$4M$6M$4M$4M
Net Margin %26.1%13.3%13.8%17.3%32.4%41.1%22.1%26.3%27.2%22.8%18.2%27.6%18.2%31.1%28.4%23.4%13.7%6.9%11.1%6.8%7.2%
EBITDA$121M$127M$104M$123M$177M$181M$97M$98M$75M$72M$46M$64M$29M$28M$26M$22M$8M$6M$9M$3M$3M
Earnings Per Share (EPS)$3.33$1.60$1.92$2.23$3.17$3.22$1.80$2.08$1.87$1.34$1.01$1.36$0.79$1.22$1.07$0.85$0.47$0.28$0.45$0.28$0.26
Shares Outstanding (M)50M50M39M39M39M40M40M35M32M32M31M30M23M16M16M16M15M13M13M14M15M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CNOB Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$29M$187M$189M$207M$151M$129M$132M$135M
Gross Profit($51M)$106M$107M$116M$48M$67M$65M$62M
Gross Margin %-174.6%56.8%56.5%56.0%32.0%51.6%49.3%45.8%
Operating Income (EBIT)($53M)$53M$53M$57M($25M)$27M$26M$23M
Operating Margin %-178.5%28.1%28.3%27.6%-16.7%21.2%20.1%17.2%
Net Income$42M$38M$40M$41M($20M)$20M$20M$17M
Net Margin %141.6%20.2%20.9%19.8%-13.4%15.7%15.5%12.7%
EBITDA($57M)$57M$58M$62M($23M)$29M$28M$25M
Earnings Per Share (EPS)$0.83$0.75$0.78$0.97$-0.48$0.53$0.53$0.45
Shares Outstanding (M)50M50M50M42M42M39M39M39M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CNOB Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Cash from Operations (CFO)$135M$106M$61M$93M$177M$202M$81M$61M$89M$131M$50M$46M$25M$23M$21M$18M$18M$9M($1M)$2M$6M
Capital Expenditures (CapEx)$6M$5M$4M$7M$3M$3M$2M$2M$2M$3M$3M$4M$2M$1M$1M$0M$0M$1M$3M$0M$2M
Free Cash Flow (FCF)$129M$101M$57M$85M$173M$199M$79M$59M$87M$128M$47M$42M$23M$22M$20M$18M$17M$8M($4M)$2M$3M
FCF Margin %
Dividends Paid$43M$38M$33M$32M$29M$19M$14M$12M$10M$10M$9M$9M$7M$4M$3M$2M$2M$4M$5M$5M$5M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CNOB Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$34M$15M$48M$37M$6M$15M$32M($14M)
Capital Expenditures (CapEx)$1M$1M$1M$3M$0M$0M$2M$1M
Free Cash Flow (FCF)$34M$14M$47M$34M$6M$15M$30M($16M)
FCF Margin %
Dividends Paid$11M$11M$11M$11M$8M$8M$8M$8M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CNOB Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Assets$14.4B$14.0B$9.9B$9.9B$9.6B$8.1B$7.5B$6.2B$5.5B$5.1B$4.4B$4.0B$3.4B$1.7B$1.6B$1.4B$1.2B$1.2B$1.0B$1.0B$1.1B
Cash & Cash Equivalents$40M$92M$356M$243M$268M$266M$304M$201M$172M$150M$200M$201M$127M$83M$106M$111M$37M$89M$15M$21M$34M
Total Liabilities$12.8B$12.4B$8.6B$8.6B$8.5B$7.0B$6.6B$5.4B$4.8B$4.5B$3.9B$3.5B$3.0B$1.5B$1.5B$1.3B$1.1B$1.1B$942M$932M$954M
Total Debt (Short + Long-Term)$236M$260M$1.4B$1.9B$1.8B$1.0B$221M$646M$1.1B$1.2B$777M$923M$790M$328M$502M$166M$203M$234M$304M$223M$212M
Total Shareholders' Equity$1.6B$1.6B$1.2B$1.2B$1.2B$1.1B$915M$731M$614M$565M$531M$477M$446M$169M$161M$136M$121M$103M$82M$85M$98M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CNOB viewer.

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