20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Westamerica Bancorporation (WABC) operates in the BANKS - REGIONAL industry and is headquartered in San Rafael, United States with about 608 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, WABC reported $272M in revenue and $116M in net income.
Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $266M | $272M | $311M | $328M | $267M | $217M | $208M | $206M | $200M | $194M | $182M | $184M | $192M | $211M | $240M | $268M | $282M | $305M | $206M | $295M | $302M |
| Gross Profit | $252M | $259M | $293M | $325M | $265M | $215M | $202M | $204M | $198M | $194M | $184M | $182M | $186M | $199M | $223M | $248M | $258M | $275M | $170M | $222M | $236M |
| Gross Margin % | 95.0% | 95.2% | 94.3% | 99.2% | 99.3% | 99.1% | 97.1% | 99.1% | 99.0% | 100.0% | 100.6% | 98.7% | 96.8% | 94.0% | 93.0% | 92.7% | 91.5% | 90.2% | 82.6% | 75.2% | 78.2% |
| Operating Income (EBIT) | $149M | $157M | $189M | $222M | $166M | $117M | $107M | $105M | $91M | $87M | $80M | $77M | $79M | $86M | $107M | $121M | $131M | $183M | $70M | $120M | $134M |
| Operating Margin % | 56.1% | 57.6% | 60.8% | 67.7% | 62.1% | 54.0% | 51.4% | 51.0% | 45.5% | 44.9% | 43.8% | 41.6% | 41.1% | 40.7% | 44.3% | 45.1% | 46.5% | 60.1% | 33.8% | 40.8% | 44.5% |
| Net Income | $111M | $116M | $139M | $162M | $122M | $87M | $80M | $80M | $72M | $50M | $59M | $59M | $61M | $67M | $81M | $88M | $95M | $125M | $60M | $90M | $99M |
| Net Margin % | 41.7% | 42.7% | 44.5% | 49.4% | 45.7% | 39.9% | 38.7% | 39.0% | 35.8% | 25.7% | 32.2% | 31.9% | 31.6% | 31.8% | 33.8% | 32.8% | 33.5% | 41.1% | 29.0% | 30.4% | 32.7% |
| EBITDA | $153M | $163M | $199M | $233M | $182M | $134M | $129M | $126M | $115M | $113M | $100M | $93M | $94M | $104M | $121M | $135M | $147M | $194M | $79M | $130M | $144M |
| Earnings Per Share (EPS) | $4.53 | $4.68 | $5.20 | $6.06 | $4.54 | $3.22 | $2.98 | $2.98 | $2.67 | $1.89 | $2.29 | $2.30 | $2.32 | $2.50 | $2.93 | $3.06 | $3.21 | $4.27 | $2.04 | $2.98 | $3.11 |
| Shares Outstanding (M) | 23M | 25M | 27M | 27M | 27M | 27M | 27M | 27M | 27M | 26M | 26M | 26M | 26M | 27M | 28M | 29M | 29M | 29M | 29M | 30M | 32M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $66M | $65M | $67M | $67M | $68M | $70M | $73M | $80M |
| Gross Profit | $63M | $62M | $63M | $64M | $65M | $67M | $70M | $74M |
| Gross Margin % | 95.0% | 95.4% | 94.8% | 94.6% | 95.3% | 95.9% | 95.2% | 92.9% |
| Operating Income (EBIT) | $37M | $36M | $38M | $38M | $39M | $42M | $44M | $48M |
| Operating Margin % | 55.6% | 55.8% | 56.7% | 56.2% | 57.6% | 59.9% | 59.9% | 59.9% |
| Net Income | $27M | $27M | $28M | $28M | $29M | $31M | $32M | $35M |
| Net Margin % | 41.4% | 41.8% | 41.6% | 41.9% | 42.9% | 44.5% | 43.4% | 44.0% |
| EBITDA | $37M | $37M | $39M | $40M | $41M | $44M | $46M | $50M |
| Earnings Per Share (EPS) | $1.17 | $1.13 | $1.12 | $1.12 | $1.12 | $1.16 | $1.19 | $1.31 |
| Shares Outstanding (M) | 23M | 24M | 25M | 25M | 26M | 27M | 27M | 27M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $111M | $122M | $142M | $158M | $114M | $89M | $108M | $81M | $97M | $81M | $78M | $70M | $82M | $85M | $119M | $120M | $115M | $149M | $93M | $108M | $108M |
| Capital Expenditures (CapEx) | $3M | $2M | $2M | $1M | $1M | $1M | $2M | $4M | $3M | $3M | $2M | $4M | $4M | $2M | $5M | $3M | $1M | $14M | $2M | $2M | $1M |
| Free Cash Flow (FCF) | $108M | $120M | $140M | $157M | $113M | $87M | $106M | $77M | $94M | $78M | $76M | $66M | $79M | $84M | $115M | $117M | $114M | $135M | $91M | $107M | $107M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $46M | $47M | $47M | $46M | $45M | $44M | $44M | $44M | $43M | $41M | $40M | $39M | $40M | $40M | $41M | $42M | $42M | $44M | $40M | $41M | $41M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $16M | $40M | $27M | $29M | $24M | $42M | $30M | $41M |
| Capital Expenditures (CapEx) | $0M | $1M | $1M | $1M | $1M | $0M | $1M | $0M |
| Free Cash Flow (FCF) | $15M | $39M | $25M | $29M | $23M | $42M | $29M | $40M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $11M | $11M | $11M | $12M | $12M | $12M | $12M | $12M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $5.8B | $6.0B | $6.1B | $6.4B | $7.0B | $7.5B | $6.7B | $5.6B | $5.6B | $5.5B | $5.4B | $5.2B | $5.0B | $4.8B | $5.0B | $5.0B | $4.9B | $5.0B | $4.0B | $4.6B | $4.8B |
| Cash & Cash Equivalents | $302M | $568M | $601M | $190M | $294M | $1.1B | $621M | $373M | $420M | $575M | $462M | $433M | $381M | $472M | $491M | $530M | $339M | $361M | $139M | $210M | $184M |
| Total Liabilities | $5.0B | $5.0B | $5.2B | $5.6B | $6.3B | $6.6B | $5.9B | $4.9B | $5.0B | $4.9B | $4.8B | $4.6B | $4.5B | $4.3B | $4.4B | $4.5B | $4.4B | $4.5B | $3.6B | $4.2B | $4.3B |
| Total Debt (Short + Long-Term) | $135M | $137M | $120M | $58M | $58M | $146M | $103M | $62M | $102M | $117M | $118M | $106M | $180M | $156M | $94M | $256M | $134M | $264M | $484M | $835M | $769M |
| Total Shareholders' Equity | $853M | $934M | $890M | $773M | $602M | $827M | $845M | $731M | $616M | $590M | $561M | $532M | $527M | $543M | $560M | $559M | $545M | $505M | $410M | $395M | $424M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive WABC viewer.
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