20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Hbt Financial Inc (HBT) operates in the BANKS - REGIONAL industry and is headquartered in Bloomington, United States with about 826 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, HBT reported $293M in revenue and $77M in net income.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
Interactive charts & full statements → Open the HBT valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $331M | $293M | $285M | $264M | $187M | $164M | $157M | $174M | $166M | $158M | $164M |
| Gross Profit | $267M | $235M | $219M | $218M | $180M | $166M | $140M | $161M | $152M | $148M | $151M |
| Gross Margin % | 80.6% | 80.0% | 76.9% | 82.7% | 96.5% | 101.4% | 89.2% | 92.3% | 91.8% | 93.8% | 92.0% |
| Operating Income (EBIT) | $105M | $105M | $97M | $89M | $76M | $77M | $50M | $72M | $65M | $57M | $60M |
| Operating Margin % | 31.8% | 35.6% | 34.1% | 33.6% | 40.8% | 46.6% | 31.6% | 41.5% | 39.0% | 36.1% | 36.4% |
| Net Income | $78M | $77M | $72M | $66M | $56M | $56M | $37M | $67M | $64M | $56M | $59M |
| Net Margin % | 23.5% | 26.2% | 25.2% | 25.0% | 30.2% | 34.3% | 23.5% | 38.5% | 38.4% | 35.6% | 35.7% |
| EBITDA | $109M | $110M | $103M | $94M | $80M | $81M | $54M | $76M | $69M | $62M | $65M |
| Earnings Per Share (EPS) | $2.33 | $2.45 | $2.26 | $2.07 | $1.95 | $2.02 | $1.34 | $3.33 | $2.42 | $2.13 | $2.22 |
| Shares Outstanding (M) | 36M | 31M | 32M | 32M | 29M | 28M | 27M | 20M | 26M | 26M | 26M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $100M | $83M | $74M | $74M | $73M | $72M | $74M | $72M |
| Gross Profit | $80M | $67M | $60M | $59M | $58M | $57M | $58M | $55M |
| Gross Margin % | 79.9% | 81.5% | 81.4% | 79.8% | 79.8% | 79.2% | 78.1% | 76.5% |
| Operating Income (EBIT) | $38M | $15M | $26M | $27M | $26M | $26M | $27M | $25M |
| Operating Margin % | 37.6% | 18.2% | 34.9% | 36.2% | 36.1% | 35.4% | 37.1% | 33.9% |
| Net Income | $28M | $11M | $19M | $20M | $19M | $19M | $20M | $18M |
| Net Margin % | 27.7% | 13.5% | 25.5% | 26.7% | 26.3% | 26.5% | 27.5% | 25.1% |
| EBITDA | $38M | $17M | $27M | $28M | $28M | $27M | $29M | $26M |
| Earnings Per Share (EPS) | $0.77 | $0.34 | $0.60 | $0.63 | $0.61 | $0.60 | $0.64 | $0.57 |
| Shares Outstanding (M) | 36M | 33M | 31M | 31M | 32M | 32M | 32M | 32M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $87M | $85M | $89M | $66M | $73M | $43M | $31M | $89M | $80M | $72M | $68M |
| Capital Expenditures (CapEx) | $11M | $10M | $6M | $3M | $1M | $1M | $2M | $2M | $2M | $2M | $1M |
| Free Cash Flow (FCF) | $76M | $75M | $84M | $63M | $72M | $42M | $29M | $87M | $78M | $70M | $67M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $29M | $27M | $24M | $22M | $19M | $17M | $17M | $225M | $43M | $57M | $41M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $17M | $29M | $24M | $17M | $14M | $30M | $17M | $26M |
| Capital Expenditures (CapEx) | $2M | $3M | $5M | $2M | $2M | $1M | $2M | $1M |
| Free Cash Flow (FCF) | $16M | $26M | $19M | $15M | $11M | $29M | $16M | $25M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $8M | $7M | $7M | $7M | $7M | $7M | $6M | $6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $6.7B | $5.1B | $5.0B | $5.1B | $4.3B | $4.3B | $3.7B | $3.2B | $3.2B | $3.3B |
| Cash & Cash Equivalents | $132M | $24M | $138M | $142M | $114M | $410M | $312M | $284M | $187M | $166M |
| Total Liabilities | $6.0B | $4.5B | $4.5B | $4.6B | $3.9B | $77M | $77M | $38M | $2.9B | $3.0B |
| Total Debt (Short + Long-Term) | $149M | $65M | $135M | $147M | $280M | $138M | $123M | $82M | $2.9B | $3.0B |
| Total Shareholders' Equity | $765M | $615M | $545M | $489M | $374M | $4.2B | $3.6B | $3.2B | $340M | $324M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive HBT viewer.
About TickerBase · Data methodology & sources · Privacy · Terms