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Amalgamated Bank (AMAL) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-15

Amalgamated Bank (AMAL) operates in the BANKS - REGIONAL industry and is headquartered in New York, United States with about 450 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, AMAL reported $455M in revenue and $104M in net income.

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States.

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AMAL Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-31
Total Revenue$485M$455M$435M$382M$285M$209M$224M$215M$192M$167M$158M$124M$110M
Gross Profit$339M$320M$306M$271M$252M$203M$188M$192M$178M$143M$135M$100M$80M
Gross Margin %69.8%70.3%70.3%70.9%88.2%97.2%84.2%89.2%92.6%85.4%85.3%80.6%73.1%
Operating Income (EBIT)$151M$140M$145M$125M$108M$71M$62M$64M$50M$20M$16M$6M($19M)
Operating Margin %31.0%30.8%33.4%32.6%37.9%33.9%27.7%29.8%26.2%11.8%10.3%5.0%-17.7%
Net Income$113M$104M$106M$88M$81M$53M$46M$47M$45M$6M$11M$20M($12M)
Net Margin %23.4%22.9%24.4%23.0%28.6%25.4%20.6%21.9%23.2%3.6%6.7%15.7%-10.8%
EBITDA$157M$145M$151M$131M$119M$76M$70M$70M$55M$25M$15M$30M$10M
Earnings Per Share (EPS)$3.75$3.45$3.44$2.86$2.61$1.68$1.48$1.47$1.46$0.19$0.35$0.61$-0.37
Shares Outstanding (M)30M30M31M31M31M32M31M32M31M32M30M32M32M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

AMAL Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$129M$123M$115M$118M$112M$110M$108M$113M
Gross Profit$94M$80M$85M$80M$76M$79M$75M$80M
Gross Margin %72.5%65.2%74.0%67.5%67.8%72.0%69.2%71.1%
Operating Income (EBIT)$47M$34M$33M$37M$35M$35M$33M$38M
Operating Margin %36.0%27.8%28.9%31.1%31.6%31.7%30.6%34.0%
Net Income$35M$25M$27M$27M$26M$25M$24M$28M
Net Margin %26.9%20.6%23.1%22.7%23.2%22.8%22.7%24.8%
EBITDA$47M$36M$37M$37M$36M$35M$36M$39M
Earnings Per Share (EPS)$1.15$0.84$0.88$0.88$0.84$0.81$0.79$0.90
Shares Outstanding (M)30M30M30M30M31M31M31M31M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

AMAL Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Cash from Operations (CFO)$164M$136M$124M$117M$147M$71M$66M$83M$31M$24M$8M
Capital Expenditures (CapEx)$21M$1M$2M$1M$2M$2M$2M$1M$1M$2M$13M
Free Cash Flow (FCF)$143M$134M$122M$116M$146M$68M$64M$83M$30M$22M($4M)
FCF Margin %
Dividends Paid$24M$17M$14M$12M$11M$10M$10M$8M$2M$0M$0M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

AMAL Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$30M$57M$37M$39M$25M$34M$29M$36M
Capital Expenditures (CapEx)$11M$6M$3M$1M$1M$2M$1M$1M
Free Cash Flow (FCF)$20M$51M$34M$38M$24M$32M$28M$35M
FCF Margin %
Dividends Paid$10M$5M$4M$4M$4M$4M$4M$4M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

AMAL Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Total Assets$9.4B$8.9B$8.3B$8.0B$7.8B$7.1B$6.0B$5.3B$4.7B$4.0B$4.0B
Cash & Cash Equivalents$4M$5M$61M$90M$64M$330M$39M$123M$81M$116M$141M
Total Liabilities$8.6B$8.1B$7.5B$7.4B$7.3B$6.5B$5.4B$4.8B$4.2B$3.7B$3.7B
Total Debt (Short + Long-Term)$70M$70M$325M$551M$89M$96M$10M$161M$93M$758M$604M
Total Shareholders' Equity$835M$794M$708M$585M$509M$564M$536M$490M$439M$344M$341M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive AMAL viewer.

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