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Upstart Holdings, Inc. (UPST) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-07-10

Upstart Holdings, Inc. (UPST) operates in the Credit Services industry and is headquartered in San Mateo, United States with about 1,405 employees. Its market capitalization is roughly $3 billion. In the fiscal year ended 2025-12-31, UPST reported $1.0B in revenue and $54M in net income.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.

Interactive charts & full statements → Open the UPST valuation workbench →

UPST Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$1.0B$629M$508M$838M
Net Income$54M($129M)($240M)($109M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

UPST Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Total Revenue$308M$276M$277M$257M$213M
Net Income($7M)$19M$32M$6M($2M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

UPST Free Cash Flow History

UPST Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Assets$3.0B$2.4B$2.0B$1.9B
Total Liabilities$2.2B$1.7B$1.4B$1.3B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive UPST viewer.

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