4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Upstart Holdings, Inc. (UPST) operates in the Credit Services industry and is headquartered in San Mateo, United States with about 1,405 employees. Its market capitalization is roughly $3 billion. In the fiscal year ended 2025-12-31, UPST reported $1.0B in revenue and $54M in net income.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
Interactive charts & full statements → Open the UPST valuation workbench →
| Income statement | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Total Revenue | $1.0B | $629M | $508M | $838M | — |
| Net Income | $54M | ($129M) | ($240M) | ($109M) | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Total Revenue | $308M | $276M | $277M | $257M | $213M | — |
| Net Income | ($7M) | $19M | $32M | $6M | ($2M) | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Total Assets | $3.0B | $2.4B | $2.0B | $1.9B | — |
| Total Liabilities | $2.2B | $1.7B | $1.4B | $1.3B | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive UPST viewer.
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