20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Unity Bancorp Inc (UNTY) operates in the BANKS - REGIONAL industry and is headquartered in Clinton, United States with about 239 employees. Its market capitalization is roughly $583 million. In the fiscal year ended 2025-12-31, UNTY reported $188M in revenue and $58M in net income.
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $209M | $188M | $163M | $151M | $108M | $96M | $91M | $84M | $76M | $63M | $55M | $49M | $44M | $41M | $42M | $44M | $49M | $54M | $55M | $55M | $51M |
| Gross Profit | $133M | $128M | $102M | $99M | $93M | $88M | $70M | $64M | $61M | $52M | $45M | $41M | $34M | $32M | $30M | $27M | $28M | $25M | $27M | $29M | $30M |
| Gross Margin % | 63.4% | 67.9% | 62.5% | 65.7% | 86.2% | 91.7% | 76.4% | 76.0% | 79.6% | 82.4% | 81.8% | 83.5% | 77.6% | 78.1% | 71.9% | 60.8% | 56.6% | 45.4% | 49.1% | 52.5% | 58.7% |
| Operating Income (EBIT) | $77M | $76M | $54M | $53M | $51M | $48M | $31M | $30M | $27M | $22M | $20M | $14M | $10M | $8M | $6M | $3M | $3M | ($2M) | $3M | $7M | $9M |
| Operating Margin % | 37.0% | 40.1% | 33.4% | 35.2% | 47.5% | 50.2% | 34.2% | 36.0% | 35.7% | 35.6% | 37.2% | 29.1% | 21.7% | 18.9% | 15.5% | 7.5% | 5.8% | -3.6% | 4.6% | 12.2% | 17.3% |
| Net Income | $59M | $58M | $41M | $40M | $38M | $36M | $24M | $24M | $22M | $13M | $13M | $10M | $6M | $5M | $4M | $3M | $2M | ($1M) | $2M | $5M | $6M |
| Net Margin % | 28.0% | 30.8% | 25.4% | 26.4% | 35.5% | 37.7% | 26.0% | 28.1% | 28.7% | 20.5% | 24.0% | 19.4% | 14.5% | 12.6% | 10.1% | 5.8% | 4.6% | -2.0% | 3.5% | 8.6% | 11.5% |
| EBITDA | $79M | $78M | $57M | $55M | $54M | $50M | $33M | $32M | $29M | $24M | $21M | $15M | $11M | $9M | $8M | $4M | $4M | ($1M) | $3M | $8M | $10M |
| Earnings Per Share (EPS) | $5.74 | $5.67 | $4.06 | $3.84 | $3.59 | $3.42 | $2.19 | $2.14 | $2.01 | $1.20 | $1.38 | $1.02 | $0.73 | $0.60 | $0.50 | $0.30 | $0.27 | $-0.14 | $0.24 | $0.57 | $0.66 |
| Shares Outstanding (M) | 10M | 10M | 10M | 10M | 11M | 11M | 11M | 11M | 11M | 11M | 10M | 9M | 9M | 9M | 9M | 9M | 8M | 8M | 8M | 8M | 9M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $49M | $48M | $50M | $63M | $50M | $43M | $42M | $42M |
| Gross Profit | $33M | $33M | $35M | $32M | $34M | $28M | $27M | $26M |
| Gross Margin % | 67.1% | 67.8% | 70.9% | 51.2% | 68.3% | 65.3% | 64.1% | 62.6% |
| Operating Income (EBIT) | $19M | $19M | $20M | $20M | $22M | $15M | $14M | $15M |
| Operating Margin % | 38.4% | 40.0% | 39.6% | 31.6% | 42.9% | 35.9% | 34.5% | 34.6% |
| Net Income | $14M | $14M | $15M | $14M | $16M | $12M | $12M | $11M |
| Net Margin % | 29.8% | 29.7% | 31.1% | 22.8% | 32.9% | 27.0% | 27.4% | 25.9% |
| EBITDA | $19M | $20M | $21M | $20M | $22M | $16M | $15M | $16M |
| Earnings Per Share (EPS) | $1.42 | $1.40 | $1.52 | $1.41 | $1.61 | $1.13 | $1.13 | $1.07 |
| Shares Outstanding (M) | 10M | 10M | 10M | 10M | 10M | 10M | 10M | 10M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $29M | $45M | $48M | $47M | $43M | $23M | $34M | $33M | $39M | $14M | $9M | $3M | $12M | $11M | $13M | $16M | $17M | $5M | $4M | ($4M) | $7M |
| Capital Expenditures (CapEx) | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $2M | $10M | $1M | $1M | $5M | $2M | $2M | $0M | $0M | $2M | $2M | $2M |
| Free Cash Flow (FCF) | $27M | $44M | $47M | $46M | $41M | $22M | $33M | $32M | $37M | $13M | ($1M) | $2M | $11M | $7M | $11M | $15M | $17M | $4M | $3M | ($5M) | $5M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $6M | $6M | $5M | $5M | $4M | $4M | $3M | $3M | $3M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | ($39M) | $15M | $7M | $46M | ($25M) | $18M | $23M | $18M |
| Capital Expenditures (CapEx) | $0M | $0M | $1M | $0M | $0M | $0M | $0M | $0M |
| Free Cash Flow (FCF) | ($39M) | $14M | $6M | $45M | ($26M) | $18M | $23M | $18M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.2B | $3.0B | $2.7B | $2.6B | $2.4B | $2.0B | $2.0B | $1.7B | $1.6B | $1.5B | $1.2B | $1.1B | $1.0B | $921M | $820M | $811M | $818M | $930M | $898M | $752M | $694M |
| Cash & Cash Equivalents | $250M | $217M | $180M | $195M | $115M | $245M | $23M | $21M | $20M | $24M | $22M | $23M | $29M | $24M | $24M | $18M | $18M | $74M | $19M | $14M | $15M |
| Total Liabilities | $2.8B | $2.6B | $2.4B | $2.3B | $2.2B | $1.8B | $1.8B | $1.6B | $1.4B | $1.3B | $1.1B | $1.0B | $939M | $864M | $742M | $737M | $748M | $862M | $831M | $705M | $648M |
| Total Debt (Short + Long-Term) | $643M | $266M | $382M | $719M | $737M | $51M | $411M | $254M | $220M | $245M | $131M | $123M | $95M | $60M | $60M | $90M | $165M | $175M | $205M | $95M | $75M |
| Total Shareholders' Equity | $372M | $346M | $296M | $261M | $239M | $206M | $174M | $161M | $138M | $118M | $106M | $78M | $70M | $57M | $78M | $74M | $70M | $68M | $68M | $47M | $46M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive UNTY viewer.
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