20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Civista Bancshares Inc (CIVB) operates in the BANKS - REGIONAL industry and is headquartered in Sandusky, United States with about 550 employees. Its market capitalization is roughly $590 million. In the fiscal year ended 2025-12-31, CIVB reported $255M in revenue and $46M in net income.
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services.
Interactive charts & full statements → Open the CIVB valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $225M | $255M | $242M | $217M | $153M | $134M | $126M | $119M | $91M | $74M | $69M | $64M | $59M | $56M | $57M | $58M | $62M | $65M | $72M | $57M | $53M |
| Gross Profit | $148M | $169M | $147M | $156M | $135M | $124M | $106M | $105M | $82M | $70M | $67M | $60M | $53M | $50M | $45M | $41M | $34M | $37M | $42M | $36M | $36M |
| Gross Margin % | 65.8% | 66.3% | 60.6% | 71.6% | 88.4% | 92.2% | 84.0% | 88.2% | 90.8% | 94.5% | 97.1% | 93.0% | 90.5% | 89.3% | 78.0% | 70.3% | 54.2% | 56.8% | 58.5% | 62.8% | 68.1% |
| Operating Income (EBIT) | $30M | $55M | $37M | $51M | $47M | $48M | $37M | $40M | $17M | $22M | $24M | $18M | $13M | $8M | $7M | $5M | ($3M) | $1M | ($38M) | $10M | $9M |
| Operating Margin % | 13.5% | 21.7% | 15.1% | 23.3% | 30.8% | 36.0% | 29.4% | 33.4% | 18.5% | 30.0% | 34.5% | 27.3% | 21.5% | 13.4% | 12.7% | 8.2% | -5.0% | 2.2% | -52.1% | 17.2% | 16.8% |
| Net Income | $54M | $46M | $32M | $43M | $39M | $41M | $32M | $34M | $14M | $16M | $17M | $13M | $10M | $6M | $6M | $4M | ($1M) | $2M | ($39M) | $7M | $6M |
| Net Margin % | 24.2% | 18.1% | 13.1% | 19.8% | 25.8% | 30.2% | 25.5% | 28.6% | 15.6% | 21.4% | 24.9% | 19.8% | 16.1% | 11.0% | 9.7% | 6.8% | -2.1% | 2.5% | -54.0% | 12.0% | 11.7% |
| EBITDA | $30M | $65M | $48M | $63M | $53M | $51M | $40M | $43M | $19M | $24M | $26M | $19M | $15M | $10M | $10M | $8M | $0M | $5M | ($34M) | $11M | $10M |
| Earnings Per Share (EPS) | $2.79 | $2.64 | $2.06 | $2.83 | $2.63 | $2.64 | $2.00 | $2.01 | $1.02 | $1.28 | $1.57 | $1.17 | $0.87 | $0.80 | $0.72 | $0.51 | $-0.16 | $0.21 | $-5.06 | $1.25 | $1.12 |
| Shares Outstanding (M) | 21M | 18M | 15M | 15M | 15M | 15M | 16M | 17M | 14M | 12M | 11M | 11M | 11M | 8M | 8M | 8M | 8M | 8M | 8M | 6M | 6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-09-30 | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | — | $39M | $56M | $66M | $64M | $62M | $61M | $62M | $62M |
| Gross Profit | — | $21M | $38M | $46M | $43M | $40M | $38M | $39M | $37M |
| Gross Margin % | — | 54.2% | 67.8% | 69.7% | 67.2% | 63.8% | 63.1% | 63.3% | 60.3% |
| Operating Income (EBIT) | — | ($9M) | $9M | $15M | $16M | $13M | $12M | $11M | $10M |
| Operating Margin % | — | -21.8% | 15.4% | 22.5% | 24.5% | 20.7% | 19.6% | 18.5% | 16.0% |
| Net Income | — | $14M | $15M | $12M | $13M | $11M | $10M | $10M | $8M |
| Net Margin % | — | 36.4% | 26.9% | 18.7% | 20.0% | 17.7% | 16.7% | 16.1% | 13.5% |
| EBITDA | — | ($9M) | $9M | $15M | $16M | $13M | $12M | $11M | $10M |
| Earnings Per Share (EPS) | $0.77 | $0.69 | $0.72 | $0.61 | $0.77 | $0.71 | $0.66 | $0.64 | $0.54 |
| Shares Outstanding (M) | — | 21M | 21M | 20M | 17M | 15M | 15M | 15M | 15M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $58M | $43M | $48M | $63M | $25M | $41M | $32M | $40M | $20M | $21M | $18M | $15M | $15M | $13M | $17M | $21M | $21M | $7M | $20M | $4M | $9M |
| Capital Expenditures (CapEx) | $2M | $1M | $4M | $3M | $7M | $2M | $2M | $3M | $1M | $1M | $2M | $2M | $0M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $0M |
| Free Cash Flow (FCF) | $56M | $42M | $44M | $59M | $19M | $39M | $30M | $36M | $18M | $20M | $15M | $13M | $14M | $12M | $16M | $20M | $20M | $7M | $19M | $3M | $9M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $14M | $12M | $10M | $10M | $8M | $8M | $7M | $7M | $5M | $4M | $3M | $3M | $3M | $2M | $2M | $1M | $1M | $3M | $7M | $6M | $6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $17M | $12M | $10M | $19M | $11M | $4M | $23M | $13M |
| Capital Expenditures (CapEx) | $0M | $0M | $0M | $1M | $0M | $0M | $4M | $0M |
| Free Cash Flow (FCF) | $17M | $12M | $9M | $18M | $11M | $3M | $19M | $13M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $4M | $4M | $3M | $3M | $3M | $3M | $3M | $3M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $4.3B | $4.3B | $4.1B | $3.9B | $3.5B | $3.0B | $2.8B | $2.3B | $2.1B | $1.5B | $1.4B | $1.3B | $1.2B | $1.2B | $1.1B | $1.1B | $1.1B | $1.1B | $1.1B | $1.1B | $749M |
| Cash & Cash Equivalents | $62M | $78M | $65M | $62M | $45M | $255M | $128M | $49M | $43M | $41M | $37M | $36M | $30M | $34M | $46M | $52M | $79M | $27M | $27M | $27M | $18M |
| Total Liabilities | $3.7B | $3.8B | $3.7B | $3.5B | $3.2B | $2.7B | $2.4B | $2.0B | $1.8B | $1.3B | $1.2B | $1.2B | $1.1B | $1.0B | $1.0B | $1.0B | $1.0B | $1.0B | $977M | $993M | $670M |
| Total Debt (Short + Long-Term) | $231M | $284M | $451M | $454M | $517M | $203M | $183M | $150M | $245M | $118M | $92M | $108M | $146M | $49M | $90M | $89M | $106M | $106M | $170M | $141M | $62M |
| Total Shareholders' Equity | $567M | $543M | $389M | $372M | $335M | $355M | $350M | $330M | $299M | $184M | $138M | $126M | $118M | $128M | $104M | $103M | $97M | $99M | $77M | $126M | $79M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CIVB viewer.
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