20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
TWFG, Inc. Class A Common Stock (TWFG) operates in the INSURANCE BROKERS industry and is headquartered in The Woodlands, United States with about 400 employees. Its market capitalization is roughly $347 million. In the fiscal year ended 2025-12-31, TWFG reported $234M in revenue and $8M in net income.
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue | $286M | $234M | $194M | $167M | $148M |
| Gross Profit | $78M | $63M | $47M | $36M | $31M |
| Gross Margin % | 27.3% | 26.8% | 24.0% | 21.7% | 20.7% |
| Operating Income (EBIT) | $47M | $24M | $28M | $25M | $24M |
| Operating Margin % | 16.4% | 10.2% | 14.4% | 15.2% | 16.1% |
| Net Income | $9M | $8M | $3M | $4M | $21M |
| Net Margin % | 3.1% | 3.4% | 1.4% | 2.5% | 14.0% |
| EBITDA | $84M | $63M | $44M | $31M | $27M |
| Earnings Per Share (EPS) | $0.37 | $0.14 | $0.18 | $0.31 | $0.03 |
| Shares Outstanding (M) | 13M | 56M | 15M | 13M | 632M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $88M | $73M | $63M | $62M | $58M | $52M | $46M | $51M |
| Gross Profit | $18M | $23M | $20M | $17M | $14M | $12M | $10M | $12M |
| Gross Margin % | 20.1% | 32.2% | 31.4% | 27.8% | 24.6% | 22.8% | 21.3% | 23.5% |
| Operating Income (EBIT) | $18M | $12M | $8M | $9M | $7M | $6M | $5M | $8M |
| Operating Margin % | 20.1% | 17.0% | 12.0% | 14.6% | 12.7% | 11.1% | 10.6% | 15.2% |
| Net Income | $2M | $2M | $3M | $2M | $2M | $1M | $2M | $1M |
| Net Margin % | 2.7% | 2.4% | 4.7% | 2.8% | 3.4% | 2.6% | 3.4% | 2.3% |
| EBITDA | $25M | $20M | $23M | $16M | $14M | $11M | $12M | $11M |
| Earnings Per Share (EPS) | $0.18 | $0.03 | $0.05 | $0.11 | $0.13 | $0.09 | $0.11 | $0.08 |
| Shares Outstanding (M) | 13M | 56M | 56M | 15M | 15M | 15M | 15M | 15M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Cash from Operations (CFO) | $61M | $54M | $40M | $30M | $26M |
| Capital Expenditures (CapEx) | $16M | $0M | $3M | $16M | $12M |
| Free Cash Flow (FCF) | $44M | $53M | $37M | $15M | $13M |
| FCF Margin % | 15.4% | 22.7% | 19.2% | 8.7% | 9.1% |
| Dividends Paid | $21M | $16M | $9M | $33M | $21M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $10M | $23M | $13M | $15M | $10M | $16M | $12M | $12M |
| Capital Expenditures (CapEx) | $1M | $0M | $8M | $7M | $0M | $0M | $3M | $0M |
| Free Cash Flow (FCF) | $9M | $22M | $5M | $8M | $10M | $16M | $8M | $11M |
| FCF Margin % | 10.6% | 30.8% | 8.6% | 12.8% | 16.5% | 30.2% | 17.7% | 22.2% |
| Dividends Paid | $11M | $7M | $0M | $3M | $11M | $2M | $2M | $0M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Assets | $358M | $371M | $323M | $115M | $114M |
| Cash & Cash Equivalents | $74M | $156M | $196M | $39M | $22M |
| Total Liabilities | $71M | $56M | $48M | $84M | $56M |
| Total Debt (Short + Long-Term) | $4M | $5M | $7M | $50M | $12M |
| Total Shareholders' Equity | $46M | $83M | $74M | $31M | $58M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive TWFG viewer.
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