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Texas Capital Bancshares, Inc. (TCBI) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-08-22

Texas Capital Bancshares, Inc. (TCBI) operates in the BANKS - REGIONAL industry and is headquartered in Dallas, United States with about 1,785 employees. Its market capitalization is roughly $4 billion. In the fiscal year ended 2025-12-31, TCBI reported $2.0B in revenue and $330M in net income.

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.

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TCBI Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Revenue$2.0B$2.0B$1.8B$1.8B$1.2B$987M$1.2B$1.4B$1.2B$938M$762M$651M$557M$489M$441M$354M$312M$272M$271M$310M$254M
Gross Profit$1.2B$1.2B$865M$1.0B$911M$909M$732M$975M$891M$776M$622M$551M$497M$445M$408M$307M$220M$182M$147M$146M$131M
Gross Margin %62.4%60.6%49.1%56.0%73.1%92.1%62.1%67.9%72.6%82.7%81.6%84.7%89.3%91.0%92.5%86.7%70.6%67.0%54.3%47.2%51.5%
Operating Income (EBIT)$487M$444M$107M$247M$432M$338M$92M$396M$373M$326M$241M$224M$212M$188M$189M$118M$57M$37M$38M$48M$44M
Operating Margin %24.9%22.2%6.1%13.8%34.7%34.2%7.8%27.6%30.4%34.7%31.6%34.5%38.1%38.4%42.7%33.5%18.2%13.5%13.9%15.4%17.3%
Net Income$365M$330M$78M$189M$332M$254M$66M$312M$293M$197M$155M$145M$136M$121M$121M$76M$37M$24M$24M$29M$29M
Net Margin %18.6%16.5%4.4%10.6%26.7%25.7%5.6%21.7%23.9%21.0%20.3%22.3%24.5%24.8%27.3%21.5%11.9%8.9%8.9%9.5%11.4%
EBITDA$542M$480M$161M$287M$477M$431M$167M$434M$405M$354M$263M$241M$227M$199M$198M$128M$64M$45M$45M$55M$51M
Earnings Per Share (EPS)$7.98$7.27$1.65$3.89$6.51$4.97$1.31$6.19$5.84$3.92$3.32$3.12$3.10$2.90$3.00$1.98$1.00$0.71$0.87$1.10$1.09
Shares Outstanding (M)45M45M47M49M51M51M51M50M50M50M47M46M44M42M40M38M37M34M28M27M27M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBI Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$440M$488M$504M$529M$494M$472M$492M$338M
Gross Profit$260M$308M$327M$328M$292M$263M$266M$115M
Gross Margin %59.2%63.1%64.9%62.1%59.2%55.9%54.0%34.2%
Operating Income (EBIT)$112M$94M$143M$138M$102M$60M$94M($80M)
Operating Margin %25.5%19.3%28.4%26.0%20.7%12.8%19.0%-23.7%
Net Income$85M$74M$101M$105M$77M$47M$71M($61M)
Net Margin %19.3%15.1%20.0%19.9%15.7%10.0%14.4%-18.1%
EBITDA$125M$107M$159M$150M$117M$70M$109M($66M)
Earnings Per Share (EPS)$1.87$1.62$2.21$2.28$1.67$1.01$1.52$-1.32
Shares Outstanding (M)45M45M45M46M46M47M47M47M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBI Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Cash from Operations (CFO)$921M$360M$481M$374M$148M$657M$2.6B($240M)($680M)$132M($726M)$69M$158M$191M$89M$76M($404M)($141M)($316M)$99M($79M)
Capital Expenditures (CapEx)$8M$13M$65M$16M$11M$4M$3M$17M$8M$12M$2M$5M$16M$4M$4M$3M$4M$5M$6M$16M$19M
Free Cash Flow (FCF)$913M$348M$416M$357M$137M$653M$2.6B($257M)($687M)$120M($728M)$64M$142M$187M$86M$73M($408M)($145M)($322M)$84M($99M)
FCF Margin %
Dividends Paid$26M$17M$17M$17M$17M$19M$10M$10M$10M$10M$10M$10M$10M$7M$0M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBI Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$98M$88M$130M$605M$63M$0M$18M$333M
Capital Expenditures (CapEx)$1M$1M$0M$5M$6M$2M$7M$15M
Free Cash Flow (FCF)$97M$86M$130M$600M$57M($2M)$11M$318M
FCF Margin %
Dividends Paid$13M$4M$4M$4M$4M$4M$4M$4M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBI Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Assets$33.9B$31.5B$30.7B$28.4B$28.4B$34.7B$37.7B$32.5B$28.3B$25.1B$21.7B$18.9B$15.9B$11.7B$10.5B$8.1B$6.4B$5.7B$5.1B$4.3B$3.7B
Cash & Cash Equivalents$3.7B$2.1B$3.2B$3.2B$5.0B$7.9B$9.2B$4.4B$3.0B$2.9B$2.8B$1.7B$1.3B$154M$206M$101M$105M$80M$78M$89M$94M
Total Liabilities$30.3B$27.9B$27.4B$25.2B$25.4B$31.5B$34.9B$29.7B$25.8B$22.9B$19.7B$17.3B$14.4B$10.6B$9.7B$7.5B$5.9B$5.2B$4.8B$4.0B$3.4B
Total Debt (Short + Long-Term)$851M$951M$1.5B$2.4B$2.1B$5.3B$6.5B$5.3B$8.8B$6.4B$4.5B$4.0B$2.6B$395M$522M$3.2B$411M$1.1B$1.4B$465M$325M
Total Shareholders' Equity$3.6B$3.6B$3.4B$3.2B$3.1B$3.2B$2.9B$2.8B$2.5B$2.2B$2.0B$1.6B$1.5B$1.1B$836M$616M$528M$481M$387M$295M$254M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive TCBI viewer.

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