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Flagstar Financial, Inc. (FLG) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-08-16

Flagstar Financial, Inc. (FLG) operates in the BANKS - REGIONAL industry and is headquartered in Hicksville, United States with about 5,631 employees. Its market capitalization is roughly $5 billion. In the fiscal year ended 2025-12-31, FLG reported $4.7B in revenue and ($177M) in net income.

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.

Interactive charts & full statements → Open the FLG valuation workbench →

FLG Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Revenue$4.4B$4.7B$6.4B$6.0B$2.2B$1.8B$1.8B$1.9B$1.8B$1.8B$1.8B$1.9B$1.9B$1.9B$2.1B$2.1B$2.2B$1.6B$1.6B$1.6B$1.5B
Gross Profit$2.0B$1.8B$1.5B$2.8B$1.3B$1.3B$1.1B$1.0B$1.1B$1.3B$1.4B$630M$1.4B$1.3B$1.4B$1.3B$1.4B$850M$666M$665M$652M
Gross Margin %45.0%37.6%23.4%46.3%61.9%77.0%62.1%54.7%62.0%73.1%78.6%33.2%72.4%70.1%66.6%63.0%62.5%51.8%41.5%41.2%43.5%
Operating Income (EBIT)$84M($198M)($1.4B)($50M)$826M$806M$588M$523M$558M$668M$777M($132M)$773M$747M$781M$735M$837M$593M$54M$402M$349M
Operating Margin %1.9%-4.2%-21.6%-0.8%37.9%46.1%33.2%27.7%31.3%36.8%42.5%-7.0%40.7%39.0%37.6%35.4%37.5%36.1%3.4%24.9%23.2%
Net Income$48M($177M)($1.1B)($79M)$650M$596M$511M$395M$422M$466M$495M($47M)$485M$476M$501M$480M$541M$399M$78M$279M$233M
Net Margin %1.1%-3.8%-17.5%-1.3%29.8%34.1%28.9%20.9%23.7%25.6%27.1%-2.5%25.6%24.8%24.1%23.1%24.2%24.3%4.9%17.3%15.5%
EBITDA$214M($50M)($1.2B)$115M$849M$827M$612M$550M$590M$701M$812M($95M)$809M$791M$826M$784M$889M$636M$97M$444M$382M
Earnings Per Share (EPS)$0.09$-0.43$-3.38$-0.33$4.02$3.85$3.31$2.54$2.60$2.87$3.06$-0.32$3.30$3.25$3.43$3.30$3.74$3.40$0.70$2.69$2.44
Shares Outstanding (M)474M415M331M238M162M155M154M155M162M162M162M150M147M146M146M145M145M117M112M104M95M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FLG Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$1.1B$1.0B$1.1B$1.2B$1.2B$1.2B$1.4B$1.6B
Gross Profit$498M$498M$520M$447M$432M$411M$391M$381M
Gross Margin %47.3%47.9%46.7%38.5%35.4%33.0%27.3%23.1%
Operating Income (EBIT)$48M$32M$45M($41M)($81M)($121M)($238M)($335M)
Operating Margin %4.6%3.1%4.0%-3.5%-6.6%-9.7%-16.6%-20.3%
Net Income$34M$21M$29M($36M)($70M)($100M)($188M)($280M)
Net Margin %3.2%2.0%2.6%-3.1%-5.7%-8.0%-13.1%-17.0%
EBITDA$71M$67M$80M($4M)($44M)($82M)($193M)($286M)
Earnings Per Share (EPS)$0.07$0.05$0.06$-0.09$-0.17$-0.24$-0.54$-0.76
Shares Outstanding (M)474M467M459M415M415M415M349M367M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FLG Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Cash from Operations (CFO)$173M($181M)$86M$263M$1.0B$290M$334M$510M$540M$1.3B$756M($420M)$722M$1.4B$576M$830M($70M)$215M$245M$296M$291M
Capital Expenditures (CapEx)$94M$67M$36M$66M$3M$4M$0M$0M$10M$28M$84M$35M$73M$37M$39M$41M$49M$7M$23M$9M$12M
Free Cash Flow (FCF)$79M($248M)$50M$197M$1.0B$286M$334M$510M$531M$1.3B$671M($455M)$649M$1.3B$537M$789M($118M)$208M$222M$287M$279M
FCF Margin %
Dividends Paid$49M$48M$88M$519M$350M$349M$349M$350M$366M$357M$331M$454M$442M$440M$439M$437M$434M$348M$334M$310M$287M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FLG Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$241M($133M)($178M)$243M$355M($590M)$623M($1.0B)
Capital Expenditures (CapEx)$26M$20M$38M$10M$7M$12M$3M$27M
Free Cash Flow (FCF)$215M($153M)($216M)$233M$348M($602M)$620M($1.1B)
FCF Margin %
Dividends Paid$12M$13M$11M$13M$12M$12M$13M$12M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FLG Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Assets$87.7B$87.5B$100.2B$114.1B$90.1B$59.5B$56.3B$53.6B$51.9B$49.1B$48.9B$50.3B$48.6B$46.7B$44.1B$42.0B$41.2B$42.2B$32.5B$30.6B$28.5B
Cash & Cash Equivalents$416M$553M$15.4B$11.5B$2.0B$2.2B$1.9B$742M$1.5B$2.5B$558M$538M$564M$645M$2.4B$2.0B$1.9B$2.7B$203M$336M$231M
Total Liabilities$79.6B$79.4B$92.0B$105.7B$81.3B$52.5B$49.5B$46.9B$45.2B$42.3B$42.8B$44.4B$42.8B$41.0B$38.5B$36.5B$35.7B$36.8B$28.2B$26.4B$24.8B
Total Debt (Short + Long-Term)$6.7B$12.2B$14.4B$28.6B$31.7B$20.3B$16.1B$800M$500M$450M$1.6B$1.9B$3.7B$3.9B$4.2B$4.2B$4.7B$4.8B$4.6B$4.4B$3.9B
Total Shareholders' Equity$8.1B$8.1B$8.2B$8.4B$8.8B$7.0B$6.8B$6.7B$6.7B$6.8B$6.1B$5.9B$5.8B$5.7B$5.7B$5.6B$5.5B$5.4B$4.2B$4.2B$3.7B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive FLG viewer.

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