20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Intercorp Financial Services Inc (IFS) operates in the BANKS - REGIONAL industry and is headquartered in Lima, Peru with about 9,229 employees. Its market capitalization is roughly $6 billion. In the fiscal year ended 2025-12-31, IFS reported PEN 9.2B in revenue and PEN 1.8B in net income.
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | PEN 8.1B | PEN 9.2B | PEN 8.9B | PEN 8.8B | PEN 7.4B | PEN 6.3B | PEN 6.1B | PEN 6.3B | PEN 5.6B | PEN 5.1B | PEN 4.9B | PEN 5.5B | PEN 4.7B | PEN 4.2B | PEN 3.6B | PEN 3.4B | PEN 2.5B | PEN 2.3B | PEN 2.0B | PEN 1.6B | PEN 1.2B |
| Gross Profit | PEN 5.7B | PEN 6.0B | PEN 4.8B | PEN 4.3B | PEN 5.0B | PEN 4.9B | PEN 2.6B | PEN 4.2B | PEN 3.8B | PEN 3.2B | PEN 3.0B | PEN 4.0B | PEN 3.5B | PEN 3.2B | PEN 2.7B | PEN 2.5B | PEN 2.1B | PEN 1.9B | PEN 1.4B | PEN 1.2B | PEN 952M |
| Gross Margin % | 71.0% | 65.3% | 54.2% | 49.3% | 68.1% | 78.2% | 42.0% | 66.2% | 67.7% | 62.3% | 62.3% | 72.1% | 74.8% | 75.9% | 74.2% | 73.1% | 82.3% | 80.8% | 73.3% | 80.4% | 82.6% |
| Operating Income (EBIT) | PEN 2.7B | PEN 2.3B | PEN 1.6B | PEN 1.3B | PEN 2.2B | PEN 2.4B | PEN 356M | PEN 1.9B | PEN 1.5B | PEN 1.3B | PEN 1.3B | PEN 1.6B | PEN 1.3B | PEN 1.3B | PEN 910M | PEN 926M | PEN 698M | PEN 657M | PEN 346M | PEN 408M | PEN 267M |
| Operating Margin % | 33.1% | 25.2% | 18.6% | 15.3% | 29.2% | 38.0% | 5.9% | 30.5% | 27.7% | 26.4% | 26.0% | 29.3% | 27.5% | 30.0% | 25.4% | 27.2% | 27.4% | 28.0% | 17.5% | 26.2% | 23.2% |
| Net Income | PEN 2.1B | PEN 1.8B | PEN 1.3B | PEN 1.1B | PEN 1.7B | PEN 1.8B | PEN 383M | PEN 1.4B | PEN 1.1B | PEN 1.0B | PEN 945M | PEN 1.2B | PEN 949M | PEN 970M | PEN 706M | PEN 698M | PEN 499M | PEN 507M | PEN 249M | PEN 278M | PEN 188M |
| Net Margin % | 25.9% | 19.7% | 14.7% | 12.2% | 22.5% | 28.4% | 6.3% | 22.9% | 19.5% | 20.2% | 19.4% | 22.3% | 20.2% | 23.2% | 19.7% | 20.5% | 19.6% | 21.6% | 12.7% | 17.9% | 16.3% |
| EBITDA | PEN 3.0B | PEN 2.7B | PEN 2.1B | PEN 1.7B | PEN 2.5B | PEN 2.7B | PEN 625M | PEN 2.2B | PEN 1.7B | PEN 1.5B | PEN 1.4B | PEN 1.7B | PEN 1.4B | PEN 1.3B | PEN 1.0B | PEN 1.0B | PEN 815M | PEN 741M | PEN 403M | PEN 462M | PEN 321M |
| Earnings Per Share (EPS) | PEN 18.85 | PEN 16.31 | PEN 11.38 | PEN 9.33 | PEN 14.45 | PEN 15.51 | PEN 3.32 | PEN 12.78 | PEN 9.82 | PEN 9.63 | PEN 8.72 | PEN 11.29 | PEN 8.68 | PEN 8.83 | PEN 7.81 | PEN 7.71 | PEN 5.47 | PEN 5.51 | PEN 2.70 | PEN 3.14 | PEN 2.22 |
| Shares Outstanding (M) | 111M | 112M | 114M | 115M | 115M | 115M | 115M | 113M | 110M | 107M | 108M | 109M | 109M | 110M | 90M | 91M | 91M | 92M | 92M | 89M | 84M |
PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | PEN 1.5B | PEN 3.1B | PEN 1.3B | PEN 2.2B | PEN 3.3B | PEN 2.3B | PEN 1.3B | PEN 2.2B |
| Gross Profit | PEN 1.5B | PEN 2.3B | PEN 513M | PEN 1.3B | PEN 2.4B | PEN 1.4B | PEN 1.3B | PEN 1.2B |
| Gross Margin % | 100.0% | 76.3% | 40.2% | 61.1% | 73.5% | 62.4% | 100.0% | 55.8% |
| Operating Income (EBIT) | PEN 736M | PEN 755M | PEN 616M | PEN 568M | PEN 687M | PEN 546M | PEN 743M | PEN 463M |
| Operating Margin % | 47.6% | 24.6% | 48.2% | 26.0% | 21.1% | 23.5% | 55.1% | 20.8% |
| Net Income | PEN 582M | PEN 597M | PEN 455M | PEN 453M | PEN 560M | PEN 423M | PEN 488M | PEN 388M |
| Net Margin % | 37.6% | 19.5% | 35.6% | 20.7% | 17.2% | 18.2% | 36.1% | 17.4% |
| EBITDA | PEN 707M | PEN 861M | PEN 723M | PEN 697M | PEN 794M | PEN 643M | — | PEN 565M |
| Earnings Per Share (EPS) | PEN 5.26 | PEN 5.38 | PEN 4.14 | PEN 4.07 | PEN 4.99 | PEN 3.74 | PEN 4.28 | PEN 3.39 |
| Shares Outstanding (M) | 111M | 111M | 110M | 111M | 112M | 113M | 114M | 114M |
PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | PEN 2.1B | PEN 1.8B | (PEN 1.8B) | PEN 2.9B | (PEN 1.0B) | PEN 1.3B | PEN 13.0B | PEN 1.7B | (PEN 2.0B) | PEN 3.4B | PEN 1.4B | PEN 4.6B | PEN 694M | PEN 2.8B | PEN 1.4B | PEN 1.4B | PEN 1.1B | PEN 854M | PEN 503M | PEN 443M | PEN 484M |
| Capital Expenditures (CapEx) | PEN 460M | PEN 523M | PEN 105M | PEN 428M | PEN 362M | PEN 258M | PEN 248M | PEN 211M | PEN 201M | PEN 245M | PEN 212M | PEN 173M | PEN 123M | PEN 117M | PEN 120M | PEN 71M | PEN 88M | PEN 106M | PEN 148M | PEN 88M | PEN 47M |
| Free Cash Flow (FCF) | PEN 1.7B | PEN 1.3B | (PEN 1.9B) | PEN 2.4B | (PEN 1.4B) | PEN 1.1B | PEN 12.7B | PEN 1.5B | (PEN 2.2B) | PEN 3.2B | PEN 1.2B | PEN 4.4B | PEN 571M | PEN 2.7B | PEN 1.3B | PEN 1.3B | PEN 1.1B | PEN 747M | PEN 355M | PEN 355M | PEN 437M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | PEN 769M | PEN 407M | PEN 427M | PEN 512M | PEN 752M | PEN 634M | PEN 698M | PEN 654M | PEN 511M | PEN 476M | PEN 497M | PEN 564M | PEN 444M | PEN 433M | PEN 374M | PEN 293M | PEN 256M | PEN 124M | PEN 113M | PEN 6M | PEN 49M |
PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | PEN 561M | (PEN 105M) | PEN 2.9B | (PEN 1.2B) | PEN 555M | (PEN 385M) | (PEN 861M) | PEN 2.2B |
| Capital Expenditures (CapEx) | PEN 35M | PEN 113M | PEN 237M | PEN 75M | PEN 125M | PEN 87M | PEN 25M | PEN 73M |
| Free Cash Flow (FCF) | PEN 526M | (PEN 218M) | PEN 2.6B | (PEN 1.3B) | PEN 430M | (PEN 472M) | (PEN 886M) | PEN 2.1B |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | PEN 724M | PEN 18M | PEN 13M | PEN 14M | PEN 420M | — | PEN 427M | PEN 427M |
PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | PEN 105.4B | PEN 99.1B | PEN 95.5B | PEN 89.6B | PEN 87.5B | PEN 90.0B | PEN 88.2B | PEN 71.6B | PEN 63.7B | PEN 60.4B | PEN 51.7B | PEN 50.0B | PEN 40.4B | PEN 36.2B | PEN 26.6B | PEN 22.7B | PEN 21.9B | PEN 18.2B | PEN 16.7B | PEN 11.9B | PEN 9.1B |
| Cash & Cash Equivalents | PEN 14.0B | PEN 12.0B | PEN 12.2B | PEN 9.6B | PEN 13.0B | PEN 17.1B | PEN 18.2B | PEN 9.9B | PEN 7.6B | PEN 9.6B | PEN 11.8B | PEN 9.0B | PEN 5.8B | PEN 7.4B | PEN 5.5B | PEN 2.4B | PEN 4.5B | PEN 3.2B | PEN 2.6B | PEN 1.7B | PEN 1.4B |
| Total Liabilities | PEN 92.4B | PEN 86.7B | PEN 84.5B | PEN 79.6B | PEN 78.1B | PEN 81.2B | PEN 79.3B | PEN 62.7B | PEN 56.7B | PEN 54.6B | PEN 46.7B | PEN 45.5B | PEN 36.1B | PEN 32.5B | PEN 23.7B | PEN 20.3B | PEN 19.8B | PEN 16.4B | PEN 15.2B | PEN 10.6B | PEN 8.3B |
| Total Debt (Short + Long-Term) | PEN 5.4B | PEN 11.9B | PEN 11.7B | PEN 10.8B | PEN 10.4B | PEN 10.0B | PEN 9.5B | PEN 9.2B | PEN 8.7B | PEN 7.8B | PEN 6.4B | PEN 6.6B | PEN 1.4B | PEN 1.3B | PEN 1.0B | PEN 812M | PEN 0M | PEN 0M | PEN 0M | PEN 0M | PEN 0M |
| Total Shareholders' Equity | PEN 12.9B | PEN 12.3B | PEN 10.9B | PEN 9.9B | PEN 9.4B | PEN 8.7B | PEN 8.9B | PEN 8.9B | PEN 7.0B | PEN 5.8B | PEN 4.9B | PEN 4.3B | PEN 4.2B | PEN 3.7B | PEN 2.9B | PEN 2.4B | PEN 2.1B | PEN 1.8B | PEN 1.4B | PEN 1.3B | PEN 762M |
PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive IFS viewer.
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