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Peapack-Gladstone Financial (PGC) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-19

Peapack-Gladstone Financial (PGC) operates in the BANKS - REGIONAL industry and is headquartered in Bedminster, United States with about 682 employees. Its market capitalization is roughly $814 million. In the fiscal year ended 2025-12-31, PGC reported $441M in revenue and $37M in net income.

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management.

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PGC Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Revenue$467M$441M$403M$230M$275M$229M$228M$235M$204M$173M$144M$120M$94M$75M$76M$70M$74M$80M$87M$86M$78M
Gross Profit$288M$256M$217M$109M$233M$200M$153M$171M$156M$140M$116M$99M$82M$67M$63M$56M$53M$52M$59M$49M$43M
Gross Margin %61.7%58.1%53.8%47.6%84.7%87.5%67.0%72.6%76.4%80.7%80.5%81.9%86.7%89.7%82.9%79.5%71.5%65.7%67.7%56.9%55.0%
Operating Income (EBIT)$73M$52M$45M($39M)$102M$78M$32M$66M$58M$54M$43M$32M$24M$15M$16M$14M$11M$10M($35M)$17M$14M
Operating Margin %15.5%11.8%11.2%-16.9%37.2%34.0%14.1%28.1%28.3%31.3%29.7%26.7%25.8%19.7%21.2%19.9%14.8%12.8%-39.9%19.8%17.7%
Net Income$52M$37M$33M$49M$74M$57M$26M$47M$44M$36M$26M$20M$15M$9M$10M$12M$8M$7M($22M)$12M$10M
Net Margin %11.1%8.5%8.2%21.3%27.0%24.8%11.5%20.2%21.7%21.1%18.4%16.6%15.8%12.4%12.8%17.3%10.4%8.9%-25.4%13.7%13.2%
EBITDA$84M$63M$50M($39M)$107M$82M$36M$70M$62M$58M$46M$36M$27M$18M$19M$17M$14M$13M($32M)$19M$16M
Earnings Per Share (EPS)$2.90$2.11$1.85$2.71$4.00$2.93$1.37$2.44$2.31$2.03$1.60$1.29$1.22$1.01$1.10$1.39$0.87$0.81$-2.53$1.35$1.16
Shares Outstanding (M)18M18M18M18M19M19M19M19M19M18M17M15M12M9M9M9M9M9M9M9M9M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PGC Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$122M$118M$116M$112M$110M$104M$105M$101M
Gross Profit$78M$75M$71M$65M$62M$59M$59M$54M
Gross Margin %63.7%63.9%61.0%58.1%56.4%56.5%56.2%53.8%
Operating Income (EBIT)$22M$20M$17M$14M$11M$10M$12M$11M
Operating Margin %18.2%16.8%14.7%12.2%10.2%10.0%11.7%10.6%
Net Income$16M$14M$12M$10M$8M$8M$9M$8M
Net Margin %13.1%12.0%10.5%8.6%7.2%7.3%8.8%7.5%
EBITDA$24M$21M$24M$15M$13M$12M$13M$12M
Earnings Per Share (EPS)$0.88$0.80$0.69$0.54$0.45$0.43$0.52$0.43
Shares Outstanding (M)18M18M18M18M18M18M18M18M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PGC Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Cash from Operations (CFO)$111M$43M$71M$70M$119M$75M$37M$86M$64M$56M$43M$30M$27M$33M$18M$22M$22M$8M$13M$16M$22M
Capital Expenditures (CapEx)$8M$15M$8M$3M$4M$4M$3M$2M$1M$2M$3M$2M$4M$3M$1M$1M$3M$3M$3M$5M$5M
Free Cash Flow (FCF)$103M$29M$63M$67M$115M$72M$34M$85M$63M$54M$40M$28M$23M$30M$17M$21M$19M$4M$10M$11M$18M
FCF Margin %
Dividends Paid$4M$4M$4M$4M$4M$4M$4M$4M$4M$4M$3M$3M$2M$2M$2M$3M$3M$5M$5M$5M$5M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PGC Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$51M$25M($1M)$36M$16M($8M)$26M$25M
Capital Expenditures (CapEx)$1M$1M$3M$2M$6M$4M$4M$2M
Free Cash Flow (FCF)$50M$23M($4M)$34M$10M($11M)$22M$23M
FCF Margin %
Dividends Paid$1M$1M$1M$1M$1M$1M$1M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PGC Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Assets$8.0B$7.5B$7.0B$6.5B$6.4B$6.1B$5.9B$5.2B$4.6B$4.3B$3.9B$3.4B$2.7B$2.0B$1.7B$1.6B$1.5B$1.5B$1.4B$1.3B$1.3B
Cash & Cash Equivalents$8M$188M$391M$188M$190M$147M$653M$208M$161M$113M$163M$70M$31M$35M$119M$43M$63M$80M$27M$26M$30M
Total Liabilities$7.3B$6.9B$6.4B$5.9B$5.8B$5.5B$5.4B$4.7B$4.1B$3.9B$3.6B$3.1B$2.5B$1.8B$1.5B$1.5B$1.4B$1.4B$1.3B$1.2B$1.2B
Total Debt (Short + Long-Term)$75M$172M$178M$537M$513M$149M$197M$212M$96M$128M$83M$51M$65M$64M$9M$9M$27M$25M$53M$43M$20M
Total Shareholders' Equity$716M$658M$606M$584M$533M$546M$527M$504M$469M$404M$324M$276M$242M$171M$122M$123M$118M$120M$84M$107M$104M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive PGC viewer.

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