20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Orrstown Financial Services Inc (ORRF) operates in the BANKS - REGIONAL industry and is headquartered in Harrisburg, United States with about 627 employees. Its market capitalization is roughly $829 million. In the fiscal year ended 2025-12-31, ORRF reported $354M in revenue and $81M in net income.
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $359M | $354M | $284M | $174M | $134M | $122M | $127M | $121M | $86M | $71M | $61M | $57M | $56M | $54M | $68M | $86M | $81M | $71M | $68M | $66M | $56M |
| Gross Profit | $255M | $250M | $174M | $128M | $121M | $114M | $106M | $96M | $72M | $62M | $55M | $53M | $56M | $52M | $12M | $17M | $60M | $49M | $47M | $43M | $38M |
| Gross Margin % | 71.0% | 70.6% | 61.2% | 73.2% | 90.2% | 93.6% | 83.2% | 79.6% | 83.3% | 87.8% | 90.7% | 93.5% | 99.5% | 96.5% | 17.5% | 19.5% | 73.5% | 69.8% | 69.2% | 64.3% | 68.2% |
| Operating Income (EBIT) | $107M | $103M | $28M | $45M | $27M | $41M | $33M | $20M | $14M | $12M | $8M | $10M | $13M | $10M | ($30M) | ($43M) | $23M | $17M | $19M | $18M | $16M |
| Operating Margin % | 29.9% | 29.0% | 9.8% | 25.8% | 19.8% | 33.6% | 25.6% | 16.3% | 16.8% | 17.6% | 13.0% | 16.7% | 23.2% | 18.2% | -45.0% | -49.8% | 28.3% | 24.6% | 27.4% | 26.7% | 29.5% |
| Net Income | $86M | $81M | $22M | $36M | $22M | $33M | $26M | $17M | $13M | $8M | $7M | $8M | $29M | $10M | ($38M) | ($32M) | $17M | $13M | $13M | $13M | $12M |
| Net Margin % | 24.1% | 22.9% | 7.8% | 20.5% | 16.4% | 27.0% | 20.9% | 14.0% | 14.9% | 11.5% | 10.9% | 13.8% | 51.9% | 18.6% | -56.8% | -37.1% | 20.4% | 18.9% | 19.4% | 18.9% | 20.8% |
| EBITDA | $117M | $117M | $37M | $49M | $31M | $46M | $39M | $25M | $18M | $16M | $11M | $12M | $16M | $13M | ($28M) | ($40M) | $26M | $20M | $21M | $20M | $18M |
| Earnings Per Share (EPS) | $4.62 | $4.83 | $1.48 | $3.42 | $2.06 | $2.96 | $2.40 | $1.61 | $1.50 | $0.98 | $0.81 | $0.97 | $3.59 | $1.24 | $-4.76 | $-3.98 | $2.17 | $2.07 | $1.94 | $1.86 | $1.79 |
| Shares Outstanding (M) | 19M | 17M | 15M | 10M | 11M | 11M | 11M | 11M | 9M | 8M | 8M | 8M | 8M | 8M | 8M | 8M | 8M | 6M | 7M | 7M | 6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $89M | $90M | $91M | $90M | $87M | $86M | $90M | $95M |
| Gross Profit | $62M | $64M | $65M | $63M | $62M | $60M | $59M | $50M |
| Gross Margin % | 70.4% | 71.4% | 71.6% | 70.4% | 70.8% | 69.7% | 65.5% | 52.5% |
| Operating Income (EBIT) | $25M | $28M | $28M | $28M | $25M | $23M | $17M | ($10M) |
| Operating Margin % | 27.9% | 30.6% | 30.4% | 30.9% | 28.3% | 26.3% | 18.9% | -10.5% |
| Net Income | $21M | $22M | $21M | $22M | $19M | $18M | $14M | ($8M) |
| Net Margin % | 23.9% | 24.2% | 23.7% | 24.4% | 22.3% | 20.9% | 15.1% | -8.4% |
| EBITDA | $25M | $31M | $30M | $31M | $28M | $27M | $21M | ($6M) |
| Earnings Per Share (EPS) | $1.09 | $1.12 | $1.28 | $1.13 | $1.01 | $0.93 | $0.71 | $-0.41 |
| Shares Outstanding (M) | 19M | 19M | 17M | 19M | 19M | 19M | 19M | 19M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $88M | $75M | $35M | $44M | $36M | $41M | $30M | $9M | $22M | $16M | $16M | $12M | $17M | $33M | $19M | $35M | $25M | $13M | $14M | $13M | $13M |
| Capital Expenditures (CapEx) | $2M | $4M | $2M | $2M | $1M | $1M | $1M | $3M | $5M | $3M | $13M | $1M | $1M | $2M | $2M | $1M | $1M | $1M | $8M | $8M | $5M |
| Free Cash Flow (FCF) | $86M | $70M | $33M | $41M | $35M | $40M | $29M | $6M | $18M | $14M | $2M | $11M | $16M | $31M | $17M | $33M | $24M | $12M | $7M | $5M | $8M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $22M | $21M | $13M | $8M | $8M | $8M | $8M | $6M | $4M | $3M | $3M | $2M | $2M | $0M | $0M | $6M | $7M | $6M | $6M | $5M | $5M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $23M | $26M | $16M | $23M | $24M | $11M | $8M | $7M |
| Capital Expenditures (CapEx) | $1M | $0M | $1M | $1M | $1M | $2M | $1M | $0M |
| Free Cash Flow (FCF) | $22M | $25M | $16M | $22M | $24M | $9M | $7M | $7M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $6M | $6M | $5M | $5M | $5M | $5M | $4M | $4M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $5.6B | $5.5B | $5.4B | $3.1B | $2.9B | $2.8B | $2.8B | $2.4B | $1.9B | $1.6B | $1.4B | $1.3B | $1.2B | $1.2B | $1.2B | $1.4B | $1.5B | $1.2B | $1.1B | $885M | $809M |
| Cash & Cash Equivalents | $58M | $42M | $249M | $65M | $61M | $209M | $125M | $56M | $72M | $30M | $30M | $28M | $31M | $38M | $151M | $110M | $11M | $15M | $13M | $18M | $22M |
| Total Liabilities | $5.0B | $5.0B | $4.9B | $2.8B | $2.7B | $2.6B | $2.5B | $2.2B | $1.8B | $1.4B | $1.3B | $1.2B | $1.1B | $1.1B | $1.1B | $1.3B | $1.4B | $1.1B | $948M | $789M | $720M |
| Total Debt (Short + Long-Term) | $565M | $336M | $210M | $179M | $262M | $59M | $167M | $258M | $179M | $177M | $112M | $114M | $102M | $75M | $47M | $89M | $112M | $133M | $129M | $134M | $74M |
| Total Shareholders' Equity | $622M | $592M | $517M | $265M | $229M | $272M | $246M | $223M | $173M | $145M | $135M | $133M | $127M | $91M | $88M | $128M | $160M | $111M | $103M | $96M | $89M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive ORRF viewer.
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