◆ TICKERBASE · GLOBAL STOCK FINANCIAL DATA LIBRARY

Home › All stocks › O › OMF

OneMain Holdings Inc (OMF) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · CREDIT SERVICES · DATA UPDATED 2026-08-14

OneMain Holdings Inc (OMF) operates in the CREDIT SERVICES industry and is headquartered in Evansville, United States with about 9,300 employees. Its market capitalization is roughly $7 billion. In the fiscal year ended 2025-12-31, OMF reported $6.2B in revenue and $783M in net income.

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.

Interactive charts & full statements → Open the OMF valuation workbench →

OMF Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	$6.4B	$6.2B	$5.7B	$5.3B	$5.1B	$5.0B	$4.9B	$4.7B	$4.2B	$3.8B	$3.7B	$2.2B	$2.8B	$2.3B	$1.9B	$2.0B	$2.0B	$2.2B	$2.7B	$3.0B	$2.9B
Gross Profit	$4.1B	$3.0B	$2.5B	$2.6B	$2.8B	$3.4B	$2.6B	$2.6B	$2.3B	$2.0B	$1.9B	$762M	$1.7B	$896M	$460M	$415M	$398M	($207M)	$328M	$1.7B	$2.0B
Gross Margin %	63.6%	47.6%	43.6%	48.3%	54.9%	69.2%	52.4%	55.2%	54.7%	53.2%	52.0%	34.8%	59.1%	38.2%	24.5%	20.4%	20.0%	-9.3%	12.2%	56.4%	67.0%
Operating Income (EBIT)	$1.7B	$1.0B	$667M	$840M	$1.2B	$1.7B	$977M	$1.1B	$624M	$431M	$356M	($226M)	$861M	$78M	($305M)	($360M)	$355M	($1.0B)	($785M)	$1.5B	$1.8B
Operating Margin %	25.8%	16.0%	11.7%	15.8%	22.7%	35.0%	19.8%	23.4%	14.7%	11.4%	9.6%	-10.3%	30.5%	3.3%	-16.3%	-17.8%	17.8%	-45.6%	-29.2%	51.2%	61.8%
Net Income	$781M	$783M	$509M	$641M	$872M	$1.3B	$730M	$855M	$447M	$183M	$215M	($220M)	$463M	($19M)	($218M)	($242M)	$640M	($532M)	($1.2B)	$112M	$415M
Net Margin %	12.2%	12.5%	8.9%	12.1%	17.1%	26.4%	14.8%	18.3%	10.5%	4.8%	5.8%	-10.0%	16.4%	-0.8%	-11.6%	-11.9%	32.1%	-23.9%	-44.2%	3.8%	14.1%
EBITDA	$1.9B	$1.3B	$944M	$1.1B	$1.4B	$2.0B	$1.2B	$1.4B	$913M	$759M	$877M	($28M)	$884M	$23M	($140M)	($85M)	$512M	($878M)	($643M)	—	—
Earnings Per Share (EPS)	$6.63	$6.56	$4.24	$5.31	$7.01	$9.88	$5.41	$6.27	$3.29	$1.35	$1.59	$-1.72	$4.02	$-0.18	$-1.95	$-2.17	$5.73	$-4.77	$-10.62	—	—
Shares Outstanding (M)	116M	119M	120M	121M	124M	133M	135M	136M	136M	136M	135M	128M	115M	103M	112M	112M	112M	112M	112M	—	—

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OMF Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$1.6B	$1.6B	$1.6B	$1.6B	$1.5B	$1.5B	$1.5B	$1.5B
Gross Profit	$1.3B	$1.3B	$746M	$786M	$708M	$733M	$665M	$652M
Gross Margin %	80.0%	78.9%	46.3%	49.3%	46.1%	48.8%	44.4%	44.5%
Operating Income (EBIT)	$523M	$621M	$249M	$263M	$214M	$275M	$164M	$207M
Operating Margin %	32.2%	39.1%	15.4%	16.5%	13.9%	18.3%	10.9%	14.1%
Net Income	$152M	$226M	$204M	$199M	$167M	$213M	$126M	$157M
Net Margin %	9.3%	14.2%	12.7%	12.5%	10.9%	14.2%	8.4%	10.7%
EBITDA	$598M	$692M	$322M	$335M	$286M	$345M	$234M	$278M
Earnings Per Share (EPS)	$1.31	$1.93	$1.72	$1.67	$1.40	$1.78	$1.05	$1.31
Shares Outstanding (M)	116M	117M	118M	119M	119M	120M	120M	120M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OMF Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	$3.2B	$3.1B	$2.7B	$2.5B	$2.4B	$2.2B	$2.2B	$2.4B	$2.0B	$1.6B	$1.3B	$741M	$400M	$675M	$228M	$171M	$269M	$666M	$768M	$1.5B	—
Capital Expenditures (CapEx)	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$0M	$4M	$8M	$14M	$59M	$109M	$0M	$0M	$0M	$0M	$0M	$0M	$0M
Free Cash Flow (FCF)	$3.2B	$3.1B	$2.7B	$2.5B	$2.4B	$2.2B	$2.2B	$2.4B	$2.0B	$1.6B	$1.3B	$727M	$342M	$567M	$228M	$171M	$269M	$666M	$768M	$1.5B	—
FCF Margin %	50.4%	50.1%	47.2%	47.5%	46.9%	45.2%	44.8%	50.4%	48.2%	41.0%	35.3%	33.1%	12.1%	24.2%	12.2%	8.4%	13.5%	29.9%	28.6%	50.2%	—
Dividends Paid	$498M	$499M	$498M	$487M	$480M	$1.3B	$806M	$408M	$268M	$136M	$18M	$77M	$638M	$204M	—	—	—	—	—	$213M	$297M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OMF Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$800M	$739M	$865M	$828M	$774M	$665M	$752M	$677M
Free Cash Flow (FCF)	$800M	$739M	$865M	$828M	$774M	$665M	$752M	$677M
FCF Margin %	49.2%	46.6%	53.7%	51.9%	50.4%	44.3%	50.2%	46.2%
Dividends Paid	$122M	$128M	$123M	$125M	$125M	$126M	$125M	$126M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OMF Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	$27.4B	$27.4B	$25.9B	$24.3B	$22.5B	$22.1B	$22.5B	$22.8B	$20.1B	$19.4B	$18.1B	$21.2B	$11.1B	$15.4B	$14.7B	$15.5B	$17.1B	$21.7B	$26.5B	$30.6B	$27.8B
Cash & Cash Equivalents	$567M	$914M	$458M	$1.0B	$498M	$541M	$2.3B	$1.2B	$679M	$987M	$579M	$939M	$879M	$431M	$1.6B	$690M	$1.3B	$1.2B	$916M	$2.1B	$235M
Total Liabilities	$24.0B	$24.0B	$22.7B	$21.1B	$19.5B	$17.8B	$17.8B	$17.2B	$16.3B	$16.2B	$15.1B	$18.5B	$9.2B	$13.5B	$13.5B	$14.1B	$16.3B	$20.6B	$24.9B	$27.8B	$24.9B
Total Debt (Short + Long-Term)	$22.8B	$22.7B	$21.4B	$39.6B	$36.6B	$35.5B	$18.5B	$18.3B	$29.7B	$30.1B	$27.9B	$34.6B	$8.4B	$12.8B	$12.6B	$11.0B	$11.8B	$16.1B	$16.9B	$18.6B	$15.2B
Total Shareholders' Equity	$3.4B	$3.4B	$3.2B	$3.2B	$3.0B	$4.3B	$4.6B	$5.6B	$3.8B	$3.3B	$3.1B	$2.7B	$1.8B	$1.5B	$1.2B	$1.4B	$756M	$1.2B	$1.6B	$2.8B	$2.9B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive OMF viewer.

Other Companies in CREDIT SERVICES

AFRM · Affirm Holdings Inc — $24 billion
SOFI · SoFi Technologies Inc. — $22 billion
ALLY · Ally Financial Inc — $12 billion
FCFS · FirstCash Inc — $9 billion
CACC · Credit Acceptance Corporation — $6 billion
KLAR · Klarna Group plc — $5 billion
SLM · SLM Corp — $5 billion
NNI · Nelnet Inc — $5 billion

← OMEX All “O” companies OMFL →

About TickerBase · Data methodology & sources · Privacy · Terms

TickerBase is provided for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice, or a recommendation to buy, sell, or hold any security. No price targets are published; any per-share value shown in the valuation workbench is generated entirely from reader-supplied assumptions and is not the publisher's view of fair value. Past performance does not predict future results. Figures are approximate and drawn from public filings; one-time items are noted where identified. Do your own research and consult a licensed professional before making any investment decision. The author may or may not hold positions in the securities discussed.