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Credit Acceptance Corporation (CACC) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-07-16

Credit Acceptance Corporation (CACC) operates in the Credit Services industry and is headquartered in Southfield, United States with about 2,314 employees. Its market capitalization is roughly $6 billion. In the fiscal year ended 2025-12-31, CACC reported $2.3B in revenue and $424M in net income.

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.

Interactive charts & full statements → Open the CACC valuation workbench →

CACC Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$2.3B$2.1B$1.9B$1.8B
Gross Profit$1.4B$1.3B$1.3B$1.3B
Operating Income (EBIT)$620M$325M$347M$702M
Net Income$424M$248M$286M$536M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CACC Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Total Revenue$575M$574M$576M$576M$562M
Gross Profit$362M$363M$356M$354M$343M
Operating Income (EBIT)$170M$233M$143M$110M$134M
Net Income$136M$122M$108M$87M$106M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CACC Free Cash Flow History

CACC Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Assets$8.6B$8.9B$7.6B$6.9B
Total Liabilities$7.1B$7.1B$5.9B$5.3B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CACC viewer.

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