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OceanFirst Financial Corp. (OCFC) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-13

OceanFirst Financial Corp. (OCFC) operates in the BANKS - REGIONAL industry and is headquartered in Toms River, United States with about 898 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, OCFC reported $656M in revenue and $71M in net income.

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States.

Interactive charts & full statements → Open the OCFC valuation workbench →

OCFC Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	$707M	$656M	$688M	$637M	$485M	$389M	$434M	$345M	$307M	$212M	$151M	$100M	$96M	$91M	$104M	$109M	$115M	$111M	$116M	$117M	$130M
Gross Profit	$388M	$357M	$372M	$381M	$424M	$364M	$308M	$291M	$268M	$188M	$136M	$90M	$86M	$78M	$82M	$84M	$83M	$75M	$69M	$55M	$72M
Gross Margin %	54.9%	54.5%	54.1%	59.8%	87.3%	93.6%	70.9%	84.2%	87.1%	88.7%	89.6%	89.7%	89.5%	86.3%	78.8%	76.4%	72.1%	67.6%	59.4%	46.6%	55.0%
Operating Income (EBIT)	$64M	$93M	$131M	$137M	$194M	$142M	$81M	$107M	$86M	$65M	$35M	$31M	$31M	$25M	$31M	$32M	$31M	$25M	$22M	$1M	$19M
Operating Margin %	9.0%	14.1%	19.0%	21.5%	40.0%	36.6%	18.7%	31.1%	27.8%	30.8%	23.2%	31.1%	31.8%	27.5%	29.8%	29.4%	26.7%	22.3%	18.6%	0.8%	14.8%
Net Income	$48M	$71M	$100M	$104M	$147M	$110M	$63M	$89M	$72M	$42M	$23M	$20M	$20M	$16M	$20M	$21M	$20M	$16M	$15M	$1M	$13M
Net Margin %	6.8%	10.8%	14.5%	16.3%	30.2%	28.3%	14.6%	25.7%	23.4%	20.0%	15.2%	20.2%	20.7%	18.0%	19.3%	18.9%	17.6%	14.0%	12.7%	0.9%	9.7%
EBITDA	$78M	$93M	$145M	$153M	$210M	$157M	$96M	$120M	$98M	$74M	$41M	$35M	$34M	$29M	$35M	$37M	$35M	$27M	$26M	$8M	$26M
Earnings Per Share (EPS)	$0.85	$1.24	$1.72	$1.76	$2.49	$1.85	$1.05	$1.75	$1.51	$1.28	$0.98	$1.21	$1.19	$0.95	$1.12	$1.14	$1.12	$1.22	$1.26	$0.09	$1.07
Shares Outstanding (M)	70M	57M	58M	59M	59M	60M	60M	51M	48M	33M	24M	17M	17M	17M	18M	18M	18M	13M	12M	12M	12M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OCFC Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$210M	$166M	$158M	$173M	$165M	$164M	$171M	$175M
Gross Profit	$121M	$92M	$78M	$98M	$95M	$91M	$91M	$95M
Gross Margin %	57.6%	55.2%	49.2%	56.4%	57.5%	55.8%	53.3%	54.4%
Operating Income (EBIT)	($3M)	$27M	$17M	$23M	$25M	$28M	$27M	$33M
Operating Margin %	-1.2%	16.2%	10.7%	13.0%	15.0%	17.3%	16.0%	18.6%
Net Income	($3M)	$21M	$13M	$17M	$19M	$22M	$22M	$25M
Net Margin %	-1.5%	12.3%	8.3%	10.0%	11.5%	13.1%	12.8%	14.3%
EBITDA	$0M	$31M	$21M	$26M	$28M	$32M	$31M	$36M
Earnings Per Share (EPS)	$-0.04	$0.36	$0.23	$0.30	$0.33	$0.37	$0.38	$0.43
Shares Outstanding (M)	70M	57M	57M	57M	58M	58M	58M	58M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OCFC Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	$122M	$87M	$92M	$124M	$250M	$160M	$133M	$100M	$93M	$80M	$33M	$28M	$28M	$35M	$31M	$18M	$40M	$17M	$25M	$65M	($15M)
Capital Expenditures (CapEx)	$9M	$8M	$8M	$8M	$21M	$42M	$15M	$5M	$11M	$49M	$7M	$4M	$4M	$4M	$3M	$2M	$3M	$3M	$5M	$2M	$4M
Free Cash Flow (FCF)	$113M	$80M	$85M	$117M	$230M	$118M	$118M	$95M	$81M	$31M	$27M	$25M	$24M	$31M	$28M	$15M	$37M	$14M	$20M	$63M	($19M)
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	$46M	$48M	$51M	$51M	$48M	$45M	$43M	$34M	$30M	$19M	$13M	$9M	$8M	$8M	$9M	$9M	$9M	$11M	$9M	$9M	$9M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OCFC Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$36M	$25M	$36M	$24M	$29M	($2M)	$45M	($22M)
Capital Expenditures (CapEx)	$3M	$2M	$3M	$2M	$1M	$2M	$2M	$1M
Free Cash Flow (FCF)	$33M	$23M	$33M	$23M	$27M	($4M)	$43M	($23M)
FCF Margin %	—	—	—	—	—	—	—	—
Dividends Paid	$12M	$11M	$11M	$11M	$13M	$13M	$13M	$13M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

OCFC Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	$23.3B	$14.6B	$13.4B	$13.5B	$13.1B	$11.7B	$11.4B	$8.2B	$7.5B	$5.4B	$5.2B	$2.6B	$2.4B	$2.2B	$2.3B	$2.3B	$2.3B	$2.0B	$1.9B	$1.9B	$2.1B
Cash & Cash Equivalents	$274M	$135M	$124M	$154M	$168M	$205M	$1.3B	$121M	$121M	$110M	$301M	$44M	$36M	$34M	$63M	$78M	$31M	$23M	$18M	$28M	$32M
Total Liabilities	$20.9B	$12.9B	$11.7B	$11.9B	$11.5B	$229M	$235M	$7.1B	$6.5B	$4.8B	$4.6B	$347M	$333M	$2.0B	$2.0B	$2.1B	$2.0B	$1.8B	$1.7B	$1.8B	$1.9B
Total Debt (Short + Long-Term)	$2.3B	$1.6B	$1.3B	$1.0B	$2.7B	$353M	$370M	$169M	$611M	$136M	$126M	$445M	$428M	$146M	$88M	$121M	$334M	$231M	$285M	$348M	$429M
Total Shareholders' Equity	$2.4B	$1.7B	$1.7B	$1.7B	$1.6B	$11.5B	$11.2B	$1.2B	$1.0B	$602M	$572M	$2.2B	$2.0B	$214M	$220M	$217M	$201M	$184M	$120M	$124M	$132M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive OCFC viewer.

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