20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
German American Bancorp Inc (GABC) operates in the BANKS - REGIONAL industry and is headquartered in Jasper, United States with about 984 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, GABC reported $487M in revenue and $113M in net income.
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $503M | $487M | $315M | $317M | $278M | $230M | $229M | $222M | $171M | $143M | $135M | $109M | $104M | $99M | $99M | $102M | $81M | $80M | $86M | $88M | $80M |
| Gross Profit | $380M | $342M | $212M | $248M | $253M | $227M | $192M | $185M | $150M | $130M | $126M | $103M | $98M | $92M | $86M | $79M | $60M | $57M | $55M | $51M | $51M |
| Gross Margin % | 75.5% | 70.2% | 67.3% | 78.3% | 91.1% | 98.7% | 84.0% | 83.5% | 87.6% | 91.0% | 92.9% | 94.4% | 94.1% | 92.4% | 86.5% | 77.4% | 74.5% | 71.1% | 64.1% | 57.7% | 64.4% |
| Operating Income (EBIT) | $177M | $140M | $104M | $104M | $99M | $103M | $75M | $71M | $56M | $52M | $49M | $42M | $40M | $37M | $35M | $28M | $19M | $16M | $18M | $14M | $14M |
| Operating Margin % | 35.3% | 28.7% | 33.0% | 32.7% | 35.7% | 44.7% | 32.8% | 32.1% | 32.8% | 36.5% | 36.3% | 38.2% | 38.7% | 37.1% | 35.1% | 27.5% | 23.4% | 20.4% | 21.4% | 15.3% | 17.8% |
| Net Income | $142M | $113M | $84M | $86M | $82M | $84M | $62M | $59M | $47M | $41M | $35M | $30M | $28M | $25M | $24M | $20M | $13M | $12M | $13M | $9M | $10M |
| Net Margin % | 28.2% | 23.1% | 26.6% | 27.1% | 29.4% | 36.6% | 27.2% | 26.7% | 27.2% | 28.5% | 26.0% | 27.6% | 27.2% | 25.6% | 24.3% | 19.9% | 16.5% | 15.3% | 14.9% | 10.7% | 12.8% |
| EBITDA | $201M | $159M | $113M | $113M | $109M | $112M | $84M | $80M | $62M | $57M | $53M | $46M | $45M | $41M | $39M | $33M | $23M | $20M | $22M | $17M | $17M |
| Earnings Per Share (EPS) | $3.81 | $3.06 | $2.83 | $2.91 | $2.78 | $3.17 | $2.34 | $2.29 | $1.99 | $1.77 | $1.57 | $1.51 | $1.43 | $1.32 | $1.27 | $1.07 | $0.80 | $0.74 | $0.77 | $0.57 | $0.62 |
| Shares Outstanding (M) | 38M | 37M | 30M | 30M | 29M | 27M | 27M | 26M | 23M | 23M | 22M | 20M | 20M | 19M | 19M | 19M | 17M | 17M | 17M | 17M | 17M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $127M | $123M | $127M | $127M | $123M | $111M | $91M | $88M |
| Gross Profit | $98M | $94M | $94M | $93M | $89M | $66M | $65M | $62M |
| Gross Margin % | 77.6% | 76.5% | 74.0% | 73.9% | 72.0% | 59.5% | 71.2% | 69.8% |
| Operating Income (EBIT) | $48M | $42M | $44M | $44M | $39M | $13M | $29M | $26M |
| Operating Margin % | 37.9% | 33.9% | 34.6% | 34.6% | 31.8% | 12.0% | 31.6% | 29.0% |
| Net Income | $38M | $33M | $36M | $35M | $31M | $11M | $23M | $21M |
| Net Margin % | 30.1% | 27.0% | 28.2% | 27.7% | 25.5% | 9.5% | 25.6% | 23.8% |
| EBITDA | $48M | $47M | $57M | $49M | $44M | $17M | $31M | $28M |
| Earnings Per Share (EPS) | $1.02 | $0.88 | $0.95 | $0.96 | $0.87 | $0.30 | $0.78 | $0.71 |
| Shares Outstanding (M) | 38M | 38M | 37M | 37M | 36M | 35M | 30M | 30M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $190M | $159M | $96M | $107M | $110M | $101M | $92M | $65M | $62M | $55M | $42M | $31M | $36M | $42M | $42M | $27M | $17M | $10M | $22M | $13M | $12M |
| Capital Expenditures (CapEx) | $7M | $5M | $5M | $6M | $8M | $5M | $7M | $9M | $15M | $11M | $5M | $2M | $3M | $5M | $4M | $4M | $2M | $3M | $2M | $1M | $3M |
| Free Cash Flow (FCF) | $182M | $154M | $91M | $101M | $102M | $96M | $85M | $56M | $47M | $44M | $37M | $30M | $33M | $37M | $38M | $23M | $15M | $8M | $20M | $11M | $9M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $45M | $43M | $32M | $29M | $27M | $22M | $20M | $18M | $14M | $12M | $11M | $9M | $8M | $8M | $7M | $7M | $6M | $6M | $6M | $6M | $6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $58M | $37M | $43M | $52M | $27M | $38M | $29M | $25M |
| Capital Expenditures (CapEx) | $3M | $1M | $2M | $2M | $1M | $1M | $1M | $1M |
| Free Cash Flow (FCF) | $55M | $36M | $41M | $50M | $26M | $37M | $28M | $23M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $12M | $12M | $11M | $11M | $11M | $11M | $8M | $8M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $8.4B | $8.4B | $6.3B | $6.2B | $6.2B | $5.6B | $5.0B | $4.4B | $3.9B | $3.1B | $3.0B | $2.4B | $2.2B | $2.2B | $2.0B | $1.9B | $1.4B | $1.2B | $1.2B | $1.1B | $1.1B |
| Cash & Cash Equivalents | $94M | $72M | $70M | $79M | $76M | $48M | $59M | $62M | $65M | $47M | $48M | $36M | $34M | $37M | $44M | $34M | $15M | $16M | $17M | $25M | $24M |
| Total Liabilities | $7.2B | $7.2B | $5.6B | $5.5B | $5.6B | $4.9B | $4.4B | $3.8B | $3.5B | $2.8B | $2.6B | $2.1B | $2.0B | $2.0B | $1.8B | $1.7B | $1.3B | $1.1B | $1.1B | $1.0B | $1.0B |
| Total Debt (Short + Long-Term) | $171M | $181M | $208M | $191M | $305M | $221M | $247M | $346M | $626M | $409M | $254M | $184M | $162M | $98M | $141M | $111M | $81M | $83M | $86M | $82M | $57M |
| Total Shareholders' Equity | $1.2B | $1.2B | $715M | $664M | $558M | $668M | $625M | $574M | $459M | $365M | $330M | $252M | $229M | $200M | $185M | $168M | $122M | $114M | $105M | $97M | $92M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive GABC viewer.
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