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NB Bancorp, Inc. Common Stock (NBBK) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-18

NB Bancorp, Inc. Common Stock (NBBK) operates in the BANKS - REGIONAL industry and is headquartered in Needham, United States with about 526 employees. Its market capitalization is roughly $998 million. In the fiscal year ended 2025-09-30, NBBK reported $317M in revenue and $50M in net income.

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States.

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NBBK Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-30
Total Revenue$380M$317M$304M$238M$129M$99M
Gross Profit$215M$174M$161M$133M$107M$84M
Gross Margin %56.5%54.9%52.8%56.1%82.7%85.1%
Operating Income (EBIT)$83M$71M$59M$12M$36M$28M
Operating Margin %21.8%22.4%19.3%5.0%28.2%28.0%
Net Income$59M$50M$42M$10M$30M$22M
Net Margin %15.6%15.9%13.9%4.1%23.3%21.8%
EBITDA$88M$72M$62M$15M$39M$30M
Earnings Per Share (EPS)$1.49$1.22$1.07$0.23$0.70$0.51
Shares Outstanding (M)41M41M39M42M43M43M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBBK Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$117M$109M$70M$83M$83M$81M$81M$77M
Gross Profit$72M$62M$33M$48M$47M$46M$45M$40M
Gross Margin %60.9%56.8%46.6%58.1%56.6%57.3%55.4%51.7%
Operating Income (EBIT)$27M$20M$15M$20M$19M$18M$19M$15M
Operating Margin %23.4%18.6%21.2%24.0%22.6%21.8%23.8%19.9%
Net Income$21M$15M$8M$15M$15M$13M$16M$8M
Net Margin %18.0%13.7%11.0%18.4%17.6%15.7%19.3%10.8%
EBITDA$27M$22M$17M$21M$19M$18M$20M$16M
Earnings Per Share (EPS)$0.51$0.36$0.19$0.43$0.39$0.33$0.40$0.21
Shares Outstanding (M)41M41M41M36M38M39M39M39M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBBK Free Cash Flow History

Cash flowTTM → 2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-30
Cash from Operations (CFO)$85M$61M$43M$53M$40M$44M
Capital Expenditures (CapEx)$6M$3M$2M$3M$8M$2M
Free Cash Flow (FCF)$79M$57M$41M$50M$31M$42M
FCF Margin %
Dividends Paid$12M$6M$0M$0M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBBK Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$34M$27M$0M$24M$27M$10M$20M$9M
Capital Expenditures (CapEx)$2M$2M$2M$0M$1M$0M$1M$0M
Free Cash Flow (FCF)$32M$25M($2M)$24M$26M$10M$20M$8M
FCF Margin %
Dividends Paid$3M$3M$3M$3M$0M$0M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBBK Balance Sheet History

Balance sheet2026-06-302025-09-302024-09-302023-09-302022-09-302021-09-30
Total Assets$7.4B$7.0B$5.2B$4.5B$3.6B$2.9B
Cash & Cash Equivalents$400M$326M$211M$90M$131M$457M
Total Liabilities$6.6B$6.1B$4.4B$3.8B$3.2B$2.6B
Total Debt (Short + Long-Term)$362M$27M$121M$567M$587M$0M
Total Shareholders' Equity$842M$859M$765M$758M$344M$326M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive NBBK viewer.

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