20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
TrustCo Bank Corp NY (TRST) operates in the BANKS - REGIONAL industry and is headquartered in Glenville, United States with about 742 employees. Its market capitalization is roughly $965 million. In the fiscal year ended 2025-12-31, TRST reported $278M in revenue and $61M in net income.
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $241M | $278M | $263M | $245M | $206M | $186M | $195M | $211M | $199M | $187M | $180M | $177M | $177M | $171M | $176M | $180M | $183M | $181M | $189M | $207M | $184M |
| Gross Profit | $151M | $187M | $170M | $189M | $200M | $184M | $165M | $174M | $177M | $171M | $162M | $157M | $156M | $149M | $144M | $135M | $125M | $120M | $111M | $112M | $117M |
| Gross Margin % | 62.5% | 67.1% | 64.5% | 77.3% | 97.0% | 98.9% | 84.5% | 82.8% | 89.1% | 91.1% | 89.9% | 88.8% | 88.4% | 87.0% | 81.8% | 74.9% | 68.2% | 66.4% | 58.7% | 53.9% | 63.4% |
| Operating Income (EBIT) | $43M | $81M | $64M | $78M | $99M | $82M | $69M | $77M | $80M | $77M | $68M | $67M | $72M | $64M | $60M | $52M | $44M | $43M | $50M | $58M | $68M |
| Operating Margin % | 17.7% | 29.2% | 24.3% | 31.7% | 48.3% | 44.2% | 35.5% | 36.3% | 40.0% | 41.0% | 37.9% | 37.7% | 40.5% | 37.2% | 34.1% | 29.2% | 24.0% | 24.0% | 26.6% | 28.0% | 36.8% |
| Net Income | $65M | $61M | $49M | $59M | $75M | $62M | $52M | $58M | $61M | $43M | $43M | $42M | $44M | $40M | $38M | $33M | $29M | $28M | $34M | $39M | $45M |
| Net Margin % | 27.0% | 22.0% | 18.6% | 24.0% | 36.5% | 33.1% | 26.8% | 27.5% | 30.9% | 23.0% | 23.6% | 23.8% | 25.0% | 23.3% | 21.3% | 18.4% | 16.0% | 15.6% | 18.0% | 19.1% | 24.6% |
| EBITDA | $49M | $90M | $75M | $88M | $110M | $93M | $80M | $86M | $84M | $81M | $72M | $71M | $76M | $69M | $65M | $57M | $49M | $48M | $54M | $61M | $70M |
| Earnings Per Share (EPS) | $3.58 | $3.34 | $2.57 | $3.08 | $3.93 | $3.19 | $2.72 | $2.98 | $3.18 | $2.24 | $2.23 | $2.22 | $2.33 | $2.11 | $2.00 | $1.94 | $1.91 | $1.84 | $2.25 | $2.63 | $3.02 |
| Shares Outstanding (M) | 18M | 18M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 17M | 15M | 15M | 15M | 15M | 15M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $29M | $71M | $71M | $71M | $69M | $68M | $66M | $66M |
| Gross Profit | $7M | $49M | $48M | $48M | $46M | $45M | $43M | $43M |
| Gross Margin % | 23.0% | 68.4% | 68.3% | 67.2% | 66.3% | 66.5% | 64.7% | 65.3% |
| Operating Income (EBIT) | ($22M) | $22M | $21M | $21M | $20M | $19M | $15M | $17M |
| Operating Margin % | -74.1% | 30.4% | 30.4% | 30.1% | 28.4% | 27.6% | 22.2% | 25.6% |
| Net Income | $17M | $16M | $16M | $16M | $15M | $14M | $11M | $13M |
| Net Margin % | 58.1% | 22.9% | 22.1% | 23.0% | 21.7% | 21.1% | 17.0% | 19.5% |
| EBITDA | ($22M) | $25M | $21M | $24M | $23M | $22M | $18M | $20M |
| Earnings Per Share (EPS) | $0.96 | $0.91 | $0.85 | $0.86 | $0.79 | $0.75 | $0.59 | $0.68 |
| Shares Outstanding (M) | 18M | 18M | 18M | 19M | 19M | 19M | 19M | 19M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $69M | $58M | $59M | $64M | $79M | $55M | $62M | $64M | $68M | $62M | $55M | $60M | $55M | $70M | $59M | $61M | $48M | $142M | $389M | $110M | $48M |
| Capital Expenditures (CapEx) | $8M | $12M | $5M | $6M | $4M | $3M | $4M | $4M | $4M | $4M | $2M | $4M | $8M | $6M | $4M | $5M | $4M | $149M | $244M | $8M | $5M |
| Free Cash Flow (FCF) | $61M | $46M | $55M | $58M | $75M | $53M | $58M | $60M | $64M | $58M | $53M | $56M | $46M | $64M | $54M | $56M | $45M | ($7M) | $145M | $102M | $43M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $27M | $28M | $27M | $27M | $27M | $26M | $26M | $26M | $26M | $25M | $25M | $25M | $25M | $25M | $25M | $21M | $19M | $26M | $37M | $48M | $48M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $28M | $12M | $16M | $13M | $27M | $1M | $14M | $16M |
| Capital Expenditures (CapEx) | $2M | $2M | $2M | $3M | $2M | $5M | $2M | $1M |
| Free Cash Flow (FCF) | $26M | $10M | $14M | $10M | $25M | ($3M) | $12M | $16M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $6.5B | $6.4B | $6.2B | $6.2B | $6.0B | $6.2B | $5.9B | $5.2B | $5.0B | $4.9B | $4.9B | $4.7B | $4.6B | $4.5B | $4.3B | $4.2B | $4.0B | $3.7B | $3.5B | $3.4B | $3.2B |
| Cash & Cash Equivalents | $45M | $51M | $47M | $49M | $43M | $48M | $47M | $48M | $49M | $44M | $49M | $42M | $44M | $46M | $56M | $44M | $44M | $45M | $42M | $58M | $48M |
| Total Liabilities | $5.9B | $5.8B | $5.6B | $5.5B | $5.4B | $5.6B | $5.3B | $4.7B | $4.5B | $4.5B | $4.4B | $4.3B | $4.3B | $4.2B | $4.0B | $3.9B | $3.7B | $3.4B | $3.3B | $3.1B | $2.9B |
| Total Debt (Short + Long-Term) | $108M | $120M | $85M | $89M | $245M | $245M | $215M | $149M | $162M | $243M | $209M | $191M | $189M | $204M | $160M | $148M | $125M | $108M | $110M | $92M | $96M |
| Total Shareholders' Equity | $656M | $687M | $676M | $645M | $600M | $601M | $568M | $538M | $490M | $458M | $433M | $413M | $393M | $362M | $359M | $339M | $255M | $246M | $236M | $237M | $240M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive TRST viewer.
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