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Grupo Financiero Galicia SA ADR (GGAL) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-12

Grupo Financiero Galicia SA ADR (GGAL) operates in the BANKS - REGIONAL industry and is headquartered in Buenos Aires, Argentina with about 9,435 employees. Its market capitalization is roughly $7 billion. In the fiscal year ended 2025-12-31, GGAL reported ARS 12.42T in revenue and ARS 212.5B in net income.

Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments.

Interactive charts & full statements → Open the GGAL valuation workbench →

GGAL Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	ARS 13.43T	ARS 12.42T	ARS 10.63T	ARS 13.89T	ARS 8.52T	ARS 2.86T	ARS 865.7B	ARS 509.9B	ARS 112.1B	ARS 148.1B	ARS 49.3B	ARS 34.9B	ARS 26.6B	ARS 17.9B	ARS 9.6B	ARS 7.1B	ARS 4.6B	ARS 4.2B	ARS 3.2B	ARS 2.2B	ARS 3.4B
Gross Profit	ARS 6.25T	ARS 5.67T	ARS 6.66T	ARS 6.88T	ARS 4.33T	ARS 1.63T	ARS 497.5B	ARS 267.3B	ARS 112.1B	ARS 98.7B	ARS 29.2B	ARS 21.5B	ARS 15.7B	ARS 11.1B	ARS 9.6B	ARS 7.1B	ARS 4.6B	ARS 4.2B	ARS 3.2B	ARS 2.2B	ARS 1.4B
Gross Margin %	46.5%	45.6%	62.7%	49.5%	50.8%	56.9%	57.5%	52.4%	100.0%	66.6%	59.2%	61.7%	59.1%	62.4%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	41.9%
Operating Income (EBIT)	ARS 1.11T	ARS 303.9B	ARS 2.21T	ARS 1.18T	ARS 444.5B	ARS 288.1B	ARS 136.1B	ARS 82.5B	ARS 5.8B	ARS 22.9B	ARS 9.4B	ARS 7.1B	ARS 5.3B	ARS 3.1B	ARS 2.1B	ARS 1.9B	ARS 667M	ARS 385M	ARS 251M	ARS 118M	ARS 75M
Operating Margin %	8.3%	2.5%	20.8%	8.5%	5.2%	10.1%	15.7%	16.2%	5.1%	15.5%	19.0%	20.5%	20.1%	17.1%	22.1%	26.2%	14.6%	9.1%	7.8%	5.3%	2.2%
Net Income	ARS 173.3B	ARS 212.5B	ARS 1.62T	ARS 734.2B	ARS 329.4B	ARS 188.6B	ARS 74.0B	ARS 48.7B	(ARS 4.9B)	ARS 10.5B	ARS 6.0B	ARS 4.3B	ARS 3.3B	ARS 1.8B	ARS 1.3B	ARS 1.1B	ARS 409M	ARS 229M	ARS 177M	ARS 46M	(ARS 19M)
Net Margin %	1.3%	1.7%	15.3%	5.3%	3.9%	6.6%	8.6%	9.6%	-4.4%	7.1%	12.2%	12.4%	12.6%	10.2%	13.9%	15.6%	9.0%	5.4%	5.5%	2.1%	-0.6%
EBITDA	ARS 534.0B	ARS 608.4B	ARS 2.40T	ARS 1.37T	ARS 633.5B	ARS 376.1B	ARS 160.5B	ARS 92.9B	ARS 6.9B	ARS 25.2B	ARS 9.7B	ARS 7.4B	ARS 5.5B	ARS 3.2B	ARS 2.2B	ARS 1.9B	ARS 757M	ARS 627M	ARS 412M	ARS 332M	ARS 168M
Earnings Per Share (EPS)	ARS 1,078.75	ARS 1,323.10	ARS 10,192.35	ARS 6,158.93	ARS 2,233.58	ARS 1,279.04	ARS 512.97	ARS 341.46	ARS -34.23	ARS 78.15	ARS 46.12	ARS 33.37	ARS 25.58	ARS 14.41	ARS 10.73	ARS 8.89	ARS 3.28	ARS 1.84	ARS 1.42	ARS 0.37	ARS -0.15
Shares Outstanding (M)	161M	161M	159M	119M	147M	147M	144M	143M	143M	134M	130M	130M	130M	127M	125M	125M	125M	125M	125M	125M	125M

ARS; ARSM / ARSB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

GGAL Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	ARS 1.94T	ARS 2.56T	ARS 6.96T	ARS 1.97T	ARS 2.09T	ARS 2.53T	ARS 1.66T	ARS 1.83T
Gross Profit	ARS 1.94T	ARS 1.66T	ARS 1.40T	ARS 1.24T	ARS 1.52T	ARS 1.43T	ARS 1.66T	ARS 1.11T
Gross Margin %	100.0%	65.1%	20.2%	62.7%	73.0%	56.5%	100.0%	60.7%
Operating Income (EBIT)	ARS 1.29T	ARS 67.9B	(ARS 75.7B)	(ARS 173.9B)	ARS 275.9B	ARS 235.2B	ARS 868.1B	ARS 257.7B
Operating Margin %	66.6%	2.7%	-1.1%	-8.8%	13.2%	9.3%	52.2%	14.1%
Net Income	ARS 258.3B	ARS 66.5B	(ARS 63.8B)	(ARS 87.7B)	ARS 172.6B	ARS 162.6B	ARS 652.0B	ARS 168.0B
Net Margin %	13.3%	2.6%	-0.9%	-4.5%	8.3%	6.4%	39.2%	9.2%
EBITDA	ARS 494.0B	ARS 143.1B	ARS 4.0B	(ARS 107.1B)	ARS 342.2B	ARS 297.2B	—	ARS 295.3B
Earnings Per Share (EPS)	ARS 1,608.00	ARS 413.93	ARS -397.13	ARS -546.05	ARS 1,074.78	ARS 1,012.16	ARS 4,322.67	ARS 1,135.03
Shares Outstanding (M)	161M	161M	161M	161M	161M	161M	151M	148M

ARS; ARSM / ARSB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

GGAL Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	ARS 5.07T	(ARS 1.61T)	(ARS 2.70T)	ARS 6.22T	ARS 580.2B	ARS 282.8B	ARS 183.8B	(ARS 48.4B)	ARS 23.9B	(ARS 43.5B)	ARS 25.0B	ARS 15.6B	ARS 7.5B	ARS 3.5B	ARS 1.7B	ARS 432M	ARS 872M	ARS 1.5B	ARS 889M	ARS 2.5B	ARS 3.5B
Capital Expenditures (CapEx)	ARS 315.0B	ARS 286.5B	ARS 214.7B	ARS 72.6B	ARS 18.5B	ARS 9.9B	ARS 7.1B	ARS 5.5B	ARS 5.7B	ARS 5.0B	ARS 901M	ARS 740M	ARS 284M	ARS 258M	ARS 242M	ARS 165M	ARS 105M	ARS 283M	ARS 403M	ARS 288M	ARS 182M
Free Cash Flow (FCF)	ARS 4.75T	(ARS 1.89T)	(ARS 2.92T)	ARS 6.14T	ARS 561.7B	ARS 272.9B	ARS 176.6B	(ARS 54.0B)	ARS 18.2B	(ARS 48.5B)	ARS 24.1B	ARS 14.9B	ARS 7.2B	ARS 3.2B	ARS 1.4B	ARS 267M	ARS 768M	ARS 1.2B	ARS 485M	ARS 2.2B	ARS 3.4B
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	ARS 574.6B	ARS 383.5B	ARS 614.9B	ARS 179.3B	ARS 25.2B	ARS 1.9B	ARS 2.0B	ARS 2.0B	ARS 2.5B	ARS 859M	ARS 150M	ARS 100M	ARS 39M	ARS 24M	ARS 34M	ARS 45M	ARS 11M	ARS 11M	ARS 1M	ARS 2M	—

ARS; ARSM / ARSB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

GGAL Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	(ARS 621.7B)	ARS 781.4B	(ARS 2.77T)	ARS 7.68T	(ARS 1.39T)	(ARS 1.07T)	(ARS 7.76T)	(ARS 2.00T)
Capital Expenditures (CapEx)	ARS 77.7B	ARS 69.6B	ARS 69.4B	ARS 98.3B	ARS 20.9B	ARS 100.6B	ARS 79.5B	ARS 92.0B
Free Cash Flow (FCF)	(ARS 699.5B)	ARS 711.9B	(ARS 2.84T)	ARS 7.58T	(ARS 1.41T)	(ARS 1.17T)	(ARS 7.84T)	(ARS 2.09T)
FCF Margin %	—	—	—	—	—	—	—	—
Dividends Paid	ARS 204.2B	ARS 119.8B	ARS 139.6B	ARS 111.1B	ARS 89.4B	ARS 45.7B	ARS 45.7B	ARS 208.5B

ARS; ARSM / ARSB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

GGAL Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	ARS 50.36T	ARS 45.67T	ARS 32.52T	ARS 10.28T	ARS 3.37T	ARS 1.68T	ARS 1.06T	ARS 664.1B	ARS 565.2B	ARS 489.6B	ARS 242.3B	ARS 161.7B	ARS 107.3B	ARS 83.2B	ARS 63.5B	ARS 51.2B	ARS 35.7B	ARS 27.6B	ARS 24.7B	ARS 22.8B	ARS 23.6B
Cash & Cash Equivalents	ARS 6.24T	ARS 9.37T	ARS 3.76T	(ARS 1.93T)	ARS 447.5B	ARS 237.4B	ARS 175.4B	ARS 130.8B	ARS 143.3B	ARS 42.8B	ARS 17.3B	ARS 30.8B	ARS 9.1B	ARS 3.1B	ARS 8.3B	ARS 6.4B	ARS 5.6B	ARS 3.7B	ARS 3.4B	ARS 3.0B	ARS 2.3B
Total Liabilities	ARS 41.17T	ARS 37.91T	ARS 26.45T	ARS 8.27T	ARS 164.1B	ARS 1.38T	ARS 878.1B	ARS 566.7B	ARS 508.6B	ARS 422.2B	ARS 220.4B	ARS 147.3B	ARS 97.1B	ARS 76.2B	ARS 58.6B	ARS 47.6B	ARS 32.9B	ARS 25.3B	ARS 22.6B	ARS 21.0B	ARS 21.8B
Total Debt (Short + Long-Term)	ARS 6.67T	ARS 3.55T	ARS 2.11T	ARS 769.5B	ARS 284.0B	ARS 139.4B	ARS 83.2B	ARS 114.3B	ARS 59.2B	ARS 28.3B	ARS 22.9B	ARS 15.2B	ARS 1.4B	ARS 11.6B	ARS 1.4B	ARS 2.3B	ARS 1.4B	ARS 912M	ARS 1.2B	ARS 1.3B	ARS 2.4B
Total Shareholders' Equity	ARS 9.20T	ARS 7.76T	ARS 6.06T	ARS 2.02T	ARS 3.21T	ARS 302.6B	ARS 179.9B	ARS 97.4B	ARS 56.6B	ARS 64.5B	ARS 20.4B	ARS 14.5B	ARS 10.2B	ARS 6.9B	ARS 4.9B	ARS 3.6B	ARS 2.5B	ARS 2.1B	ARS 1.8B	ARS 1.7B	ARS 1.6B

ARS; ARSM / ARSB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive GGAL viewer.

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