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Palomar Holdings Inc (PLMR) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · DATA UPDATED 2026-08-29

Palomar Holdings Inc (PLMR) operates in the INSURANCE - PROPERTY & CASUALTY industry and is headquartered in La Jolla, United States with about 439 employees. Its market capitalization is roughly $4 billion. In the fiscal year ended 2025-12-31, PLMR reported $876M in revenue and $197M in net income.

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States.

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PLMR Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Total Revenue$1.1B$876M$554M$376M$327M$248M$168M$113M$73M$59M$43M
Gross Profit$634M$647M$269M$196M$138M$111M$40M$70M$38M$22M$18M
Gross Margin %58.1%73.9%48.6%52.0%42.1%44.8%23.9%62.2%52.7%36.7%42.3%
Operating Income (EBIT)$263M$253M$151M$104M$68M$57M$6M$18M$18M$5M$6M
Operating Margin %24.1%28.9%27.3%27.6%20.6%23.1%3.7%16.0%25.0%8.3%14.7%
Net Income$203M$197M$118M$79M$52M$46M$6M$11M$18M$4M$7M
Net Margin %18.6%22.5%21.2%21.1%16.0%18.5%3.7%9.4%25.0%6.4%15.5%
EBITDA$292M$263M$157M$112M$73M$61M$8M$19M$21M$7M$8M
Earnings Per Share (EPS)$7.44$7.17$4.48$3.13$2.02$1.76$0.24$0.49$0.81$0.17$0.29
Shares Outstanding (M)27M27M26M25M26M26M26M22M23M23M23M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PLMR Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$314M$279M$253M$245M$201M$175M$156M$148M
Gross Profit$144M$192M$183M$116M$103M$89M$78M$67M
Gross Margin %45.9%68.8%72.0%47.2%51.3%51.2%50.0%44.9%
Operating Income (EBIT)$70M$53M$73M$67M$60M$54M$45M$39M
Operating Margin %22.2%19.2%28.7%27.4%29.8%30.8%28.9%25.9%
Net Income$53M$43M$56M$51M$47M$43M$35M$30M
Net Margin %16.7%15.4%22.2%21.0%23.2%24.6%22.5%20.6%
EBITDA$84M$57M$83M$69M$60M$55M$45M$39M
Earnings Per Share (EPS)$1.94$1.57$2.06$1.87$1.69$1.57$1.29$1.15
Shares Outstanding (M)27M27M27M28M28M27M27M26M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PLMR Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Cash from Operations (CFO)$415M$409M$261M$116M$170M$88M$54M$42M$23M$20M$16M
Capital Expenditures (CapEx)$8M$7M$0M$7M$6M$5M$4M$3M$0M$0M$1M
Free Cash Flow (FCF)$408M$402M$261M$109M$164M$83M$49M$39M$22M$20M$15M
FCF Margin %37.4%45.9%47.1%29.1%50.0%33.5%29.4%34.2%30.8%33.9%35.0%
Dividends Paid$16M$36M$0M$0M$5M$0M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PLMR Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$167M$47M$117M$84M$121M$87M$73M$100M
Capital Expenditures (CapEx)$2M$2M$2M$2M$2M$0M$4M$1M
Free Cash Flow (FCF)$166M$45M$116M$81M$119M$87M$68M$99M
FCF Margin %52.7%16.1%45.6%33.3%59.3%49.9%44.0%66.6%

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PLMR Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Total Assets$4.0B$2.2B$2.3B$1.7B$1.3B$926M$729M$395M$231M$188M$145M
Cash & Cash Equivalents$63M$107M$80M$52M$68M$50M$34M$33M$10M$11M$10M
Total Liabilities$3.0B$1.3B$1.5B$1.2B$914M$532M$365M$177M$140M$110M$17M
Total Debt (Short + Long-Term)$296M$1M$1M$53M$83M$12M$5M$0M$19M$17M$17M
Total Shareholders' Equity$981M$943M$729M$471M$385M$394M$364M$219M$91M$78M$73M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive PLMR viewer.

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