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Horizon Bancorp (HBNC) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-18

Horizon Bancorp (HBNC) operates in the BANKS - REGIONAL industry. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, HBNC reported $103M in revenue and ($150M) in net income.

Interactive charts & full statements → Open the HBNC valuation workbench →

HBNC Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	$95M	$103M	$355M	$220M	$278M	$247M	$254M	$243M	$194M	$157M	$136M	$112M	$98M	$96M	$96M	$81M	$85M	$91M	$84M	$87M	$79M
Gross Profit	($12M)	($30M)	$182M	$324M	$243M	$230M	$199M	$193M	$160M	$138M	$114M	$95M	$81M	$81M	$78M	$59M	$53M	$49M	$44M	$42M	$41M
Gross Margin %	-12.6%	-29.5%	51.2%	147.1%	87.5%	93.4%	78.3%	79.6%	82.2%	88.0%	83.6%	84.8%	83.3%	84.0%	81.3%	73.1%	61.9%	54.2%	51.9%	48.1%	51.7%
Operating Income (EBIT)	($189M)	($200M)	$27M	$39M	$106M	$102M	$78M	$80M	$64M	$48M	$33M	$28M	$24M	$27M	$28M	$17M	$13M	$11M	$11M	$11M	$10M
Operating Margin %	-198.0%	-193.4%	7.7%	17.7%	38.0%	41.5%	30.8%	32.9%	32.7%	30.6%	24.0%	24.9%	24.8%	28.0%	29.3%	21.0%	15.7%	12.4%	12.9%	12.4%	13.1%
Net Income	($144M)	($150M)	$35M	$28M	$93M	$87M	$68M	$67M	$53M	$33M	$24M	$21M	$18M	$20M	$20M	$13M	$10M	$9M	$9M	$8M	$7M
Net Margin %	-150.9%	-145.9%	10.0%	12.7%	33.6%	35.3%	26.9%	27.4%	27.4%	21.1%	17.5%	18.4%	18.5%	20.7%	20.4%	15.8%	12.3%	10.1%	10.7%	9.3%	9.5%
EBITDA	($179M)	($188M)	$40M	$39M	$119M	$116M	$91M	$90M	$70M	$54M	$38M	$32M	$28M	$30M	$31M	$20M	$16M	$14M	$13M	$13M	$13M
Earnings Per Share (EPS)	$-3.17	$-2.93	$0.80	$0.64	$2.14	$1.98	$1.55	$1.53	$1.38	$0.95	$0.79	$0.85	$0.85	$0.98	$1.05	$0.75	$0.62	$0.55	$0.55	$0.50	$0.46
Shares Outstanding (M)	51M	51M	44M	44M	44M	44M	44M	44M	38M	35M	30M	24M	21M	20M	19M	17M	17M	17M	16M	16M	16M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HBNC Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$101M	$98M	$101M	($204M)	$101M	$105M	$63M	$101M
Gross Profit	$75M	$73M	$75M	($235M)	$63M	$67M	$22M	$56M
Gross Margin %	74.2%	74.7%	74.4%	115.2%	61.9%	63.5%	34.4%	55.6%
Operating Income (EBIT)	$31M	$32M	$34M	($286M)	$24M	$28M	($22M)	$18M
Operating Margin %	30.6%	33.0%	34.1%	140.5%	24.1%	26.8%	-34.8%	17.9%
Net Income	$25M	$26M	$27M	($222M)	$21M	$24M	($11M)	$18M
Net Margin %	24.8%	26.7%	26.7%	109.0%	20.4%	22.8%	-17.2%	17.9%
EBITDA	$31M	$36M	$35M	($281M)	$27M	$31M	($19M)	$21M
Earnings Per Share (EPS)	$0.49	$0.51	$0.53	$-4.69	$0.47	$0.54	$-0.25	$0.41
Shares Outstanding (M)	51M	51M	51M	47M	44M	44M	44M	44M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HBNC Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	$98M	$79M	$6M	$89M	$94M	$105M	$79M	$175M	$72M	$49M	$26M	$35M	$18M	$47M	$26M	$22M	$25M	$15M	$20M	$18M	($1M)
Capital Expenditures (CapEx)	$3M	$5M	$5M	$8M	$6M	$1M	$6M	$5M	$3M	$3M	$1M	$6M	$6M	$6M	$7M	$2M	$2M	$4M	$5M	$3M	$4M
Free Cash Flow (FCF)	$96M	$74M	$1M	$81M	$88M	$104M	$73M	$170M	$69M	$46M	$24M	$30M	$11M	$41M	$19M	$20M	$22M	$11M	$14M	$15M	($5M)
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	$32M	$29M	$28M	$28M	$28M	$25M	$21M	$21M	$15M	$12M	$8M	$6M	$5M	$4M	$4M	$3M	$3M	$3M	$2M	$2M	$2M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HBNC Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$33M	$21M	$34M	$11M	$20M	$15M	($48M)	$32M
Capital Expenditures (CapEx)	$0M	$0M	$1M	$2M	$1M	$1M	$2M	$1M
Free Cash Flow (FCF)	$33M	$21M	$33M	$9M	$18M	$14M	($50M)	$31M
FCF Margin %	—	—	—	—	—	—	—	—
Dividends Paid	$8M	$8M	$8M	$7M	$7M	$7M	$7M	$7M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

HBNC Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	$6.6B	$6.4B	$7.8B	$7.9B	$7.9B	$7.4B	$5.9B	$5.2B	$4.2B	$4.0B	$3.1B	$2.7B	$2.1B	$1.8B	$1.8B	$1.5B	$1.4B	$1.4B	$1.3B	$1.3B	$1.2B
Cash & Cash Equivalents	$218M	$67M	$294M	($519M)	$126M	$598M	$259M	$107M	$74M	$76M	$71M	$49M	$43M	$32M	$31M	$20M	$16M	$69M	$39M	$20M	$53M
Total Liabilities	$5.8B	$5.7B	$7.0B	$7.2B	$7.2B	$6.7B	$5.2B	$4.6B	$3.8B	$3.5B	$2.8B	$2.4B	$1.9B	$1.6B	$1.7B	$1.4B	$1.3B	$1.3B	$1.2B	$1.2B	$1.2B
Total Debt (Short + Long-Term)	$602M	$404M	$1.3B	$1.6B	$2.0B	$903M	$650M	$827M	$1.1B	$614M	$324M	$969M	$267M	$214M	$263M	$227M	$31M	$28M	$483M	$541M	$240M
Total Shareholders' Equity	$726M	$688M	$764M	$719M	$677M	$723M	$692M	$656M	$492M	$457M	$341M	$267M	$194M	$165M	$159M	$121M	$112M	$115M	$103M	$71M	$62M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive HBNC viewer.

Other Companies in BANKS - REGIONAL

HFWA · Heritage Financial Corporation — $1 billion
UVSP · Univest Corporation Pennsylvania — $1 billion
FSBC · Five Star Bancorp — $1 billion
NBN · Northeast Bancorp — $1 billion
CFFN · Capitol Federal Financial Inc — $1 billion
CCNE · CNB Financial Corporation — $1 billion
MBWM · Mercantile Bank Corporation — $1 billion
BFST · Business First Bancshares Inc — $1 billion

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