20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Ameris Bancorp (ABCB) operates in the BANKS - REGIONAL industry and is headquartered in Atlanta, United States with about 2,650 employees. Its market capitalization is roughly $6 billion. In the fiscal year ended 2025-12-31, ABCB reported $1.7B in revenue and $412M in net income.
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.7B | $1.7B | $1.6B | $1.5B | $1.1B | $1.0B | $1.1B | $820M | $528M | $395M | $339M | $258M | $214M | $157M | $145M | $167M | $140M | $134M | $148M | $164M | $143M |
| Gross Profit | $1.2B | $1.1B | $1.0B | $900M | $977M | $1.0B | $913M | $669M | $441M | $353M | $315M | $238M | $194M | $136M | $99M | $107M | $59M | $52M | $57M | $81M | $86M |
| Gross Margin % | 69.7% | 68.3% | 64.0% | 60.5% | 85.6% | 98.8% | 79.6% | 81.6% | 83.6% | 89.2% | 93.0% | 92.2% | 90.5% | 86.3% | 68.1% | 63.9% | 42.5% | 38.5% | 38.3% | 49.7% | 60.2% |
| Operating Income (EBIT) | $485M | $534M | $476M | $357M | $453M | $496M | $340M | $212M | $151M | $124M | $105M | $57M | $56M | $29M | $22M | $32M | ($7M) | ($34M) | ($6M) | $22M | $33M |
| Operating Margin % | 28.6% | 32.0% | 29.1% | 24.0% | 39.7% | 47.8% | 29.7% | 25.8% | 28.7% | 31.4% | 31.1% | 22.0% | 26.3% | 18.6% | 15.0% | 18.9% | -5.1% | -25.7% | -4.0% | 13.7% | 23.2% |
| Net Income | $376M | $412M | $359M | $269M | $347M | $377M | $262M | $161M | $121M | $74M | $72M | $41M | $39M | $20M | $14M | $21M | ($4M) | ($42M) | ($4M) | $15M | $22M |
| Net Margin % | 22.2% | 24.8% | 22.0% | 18.1% | 30.4% | 36.3% | 22.8% | 19.7% | 22.9% | 18.6% | 21.3% | 15.8% | 18.1% | 12.7% | 10.0% | 12.6% | -2.9% | -31.1% | -2.6% | 9.3% | 15.4% |
| EBITDA | $536M | $572M | $523M | $403M | $507M | $544M | $395M | $253M | $171M | $137M | $119M | $69M | $65M | $36M | $28M | $37M | ($3M) | ($30M) | ($1M) | $27M | $37M |
| Earnings Per Share (EPS) | $5.53 | $6.00 | $5.19 | $3.89 | $4.99 | $5.40 | $3.77 | $2.75 | $2.80 | $1.98 | $2.08 | $1.27 | $1.47 | $0.82 | $0.61 | $0.90 | $-0.19 | $-3.00 | $-0.28 | $1.08 | $1.63 |
| Shares Outstanding (M) | 67M | 69M | 69M | 69M | 69M | 70M | 69M | 59M | 43M | 37M | 35M | 32M | 26M | 24M | 24M | 24M | 20M | 14M | 14M | 14M | 14M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $432M | $422M | $420M | $422M | $408M | $389M | $406M | $416M |
| Gross Profit | $302M | $314M | $284M | $283M | $289M | $255M | $268M | $269M |
| Gross Margin % | 69.8% | 74.6% | 67.7% | 66.9% | 70.9% | 65.6% | 66.1% | 64.6% |
| Operating Income (EBIT) | $66M | $141M | $141M | $137M | $143M | $113M | $126M | $126M |
| Operating Margin % | 15.3% | 33.4% | 33.6% | 32.4% | 35.0% | 29.0% | 31.1% | 30.2% |
| Net Income | $51M | $110M | $108M | $106M | $110M | $88M | $94M | $99M |
| Net Margin % | 11.9% | 26.2% | 25.8% | 25.1% | 26.9% | 22.6% | 23.3% | 23.8% |
| EBITDA | $73M | $144M | $173M | $146M | $153M | $124M | $138M | $137M |
| Earnings Per Share (EPS) | $0.77 | $1.63 | $1.59 | $1.54 | $1.59 | $1.27 | $1.37 | $1.44 |
| Shares Outstanding (M) | 67M | 68M | 68M | 69M | 69M | 69M | 69M | 69M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $549M | $390M | $154M | $569M | $1.1B | $9M | $798M | ($940M) | ($109M) | ($63M) | ($70M) | ($25M) | ($6M) | $22M | ($8M) | $46M | $45M | $24M | $26M | $23M | $35M |
| Capital Expenditures (CapEx) | $27M | $21M | $13M | $18M | $14M | $25M | $18M | $12M | $10M | $4M | $11M | $13M | $6M | $6M | $9M | $12M | $5M | $7M | $10M | $16M | $6M |
| Free Cash Flow (FCF) | $522M | $370M | $141M | $551M | $1.0B | ($16M) | $780M | ($952M) | ($119M) | ($66M) | ($81M) | ($38M) | ($11M) | $16M | ($17M) | $34M | $40M | $17M | $15M | $7M | $28M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $55M | $55M | $41M | $42M | $42M | $42M | $42M | $25M | $16M | $15M | $9M | $6M | $4M | $1M | $3M | $3M | $3M | $4M | $5M | $8M | $7M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $79M | $257M | $107M | $105M | $61M | $117M | $131M | $102M |
| Capital Expenditures (CapEx) | $9M | $8M | $6M | $4M | $8M | $3M | $4M | $2M |
| Free Cash Flow (FCF) | $71M | $249M | $101M | $101M | $54M | $114M | $126M | $100M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $13M | $14M | $14M | $14M | $14M | $14M | $10M | $10M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $28.5B | $27.5B | $26.3B | $25.2B | $25.1B | $23.9B | $20.4B | $18.2B | $11.4B | $7.9B | $6.9B | $5.6B | $4.0B | $3.7B | $3.0B | $3.0B | $3.0B | $2.4B | $2.4B | $2.1B | $2.0B |
| Cash & Cash Equivalents | $237M | $254M | $1.2B | $1.2B | $1.1B | $265M | $204M | $246M | $183M | $139M | $127M | $119M | $78M | $253M | $274M | $266M | $307M | $276M | $166M | $72M | $193M |
| Total Liabilities | $24.4B | $23.4B | $22.5B | $21.8B | $21.9B | $866M | $550M | $1.5B | $10.0B | $7.1B | $6.2B | $5.1B | $3.7B | $3.4B | $2.7B | $2.7B | $2.7B | $2.2B | $2.2B | $1.9B | $1.9B |
| Total Debt (Short + Long-Term) | $2.6B | $1.2B | $424M | $651M | $2.0B | $884M | $574M | $2.7B | $311M | $542M | $615M | $133M | $168M | $344M | $92M | $120M | $142M | $98M | $72M | $129M | $129M |
| Total Shareholders' Equity | $4.1B | $4.1B | $3.8B | $3.4B | $3.2B | $23.0B | $19.9B | $16.7B | $1.5B | $804M | $646M | $515M | $366M | $317M | $279M | $294M | $273M | $195M | $239M | $191M | $179M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive ABCB viewer.
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