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City Holding Company (CHCO) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-06

City Holding Company (CHCO) operates in the BANKS - REGIONAL industry and is headquartered in Charleston, United States with about 924 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, CHCO reported $392M in revenue and $130M in net income.

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States.

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CHCO Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Revenue$380M$392M$371M$334M$256M$229M$255M$261M$220M$203M$187M$179M$185M$194M$165M$165M$169M$189M$208M$213M$210M
Gross Profit$299M$310M$283M$279M$246M$222M$221M$226M$197M$183M$169M$160M$169M$173M$144M$140M$134M$146M$152M$148M$153M
Gross Margin %78.8%79.0%76.3%83.5%96.0%97.1%86.5%86.5%89.4%90.2%90.6%89.5%91.3%89.6%87.4%84.7%79.4%77.0%72.9%69.2%72.7%
Operating Income (EBIT)$144M$163M$145M$143M$127M$111M$111M$113M$88M$91M$77M$83M$77M$73M$59M$61M$57M$63M$38M$77M$82M
Operating Margin %38.0%41.5%38.9%42.8%49.8%48.6%43.6%43.5%40.0%44.8%41.4%46.1%41.9%38.0%35.9%37.0%34.0%33.4%18.1%36.0%38.8%
Net Income$132M$130M$117M$114M$102M$88M$90M$89M$70M$54M$52M$54M$53M$48M$39M$41M$39M$43M$28M$51M$53M
Net Margin %34.7%33.3%31.5%34.2%39.9%38.5%35.1%34.3%31.8%26.8%28.0%30.2%28.7%24.9%23.6%24.6%23.1%22.5%13.5%23.9%25.3%
EBITDA$175M$171M$158M$154M$143M$126M$122M$119M$94M$98M$84M$84M$79M$68M$65M$68M$63M$68M$41M$79M$83M
Earnings Per Share (EPS)$9.22$9.08$7.97$7.68$6.86$5.72$5.60$5.47$4.53$3.52$3.50$3.57$3.42$3.06$2.63$2.69$2.49$2.68$1.74$3.01$2.99
Shares Outstanding (M)14M14M15M15M15M15M16M16M15M15M15M15M15M16M15M15M16M16M16M17M18M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CHCO Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$80M$98M$101M$100M$97M$94M$93M$96M
Gross Profit$61M$79M$80M$80M$78M$72M$70M$72M
Gross Margin %75.8%79.9%79.3%79.5%80.0%77.0%74.8%75.4%
Operating Income (EBIT)$21M$39M$41M$44M$41M$37M$34M$37M
Operating Margin %25.6%39.9%40.2%43.8%42.4%39.3%37.0%38.6%
Net Income$33M$32M$32M$35M$33M$30M$29M$30M
Net Margin %41.5%32.2%31.2%35.2%34.4%32.3%30.7%31.0%
EBITDA$46M$40M$43M$46M$45M$40M$39M$40M
Earnings Per Share (EPS)$2.37$2.22$2.20$2.43$2.31$2.07$1.95$2.03
Shares Outstanding (M)14M14M14M14M14M15M15M15M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CHCO Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Cash from Operations (CFO)$142M$131M$132M$138M$116M$102M$90M$99M$78M$76M$65M$48M$53M$76M$54M$59M$68M$25M$55M$50M$59M
Capital Expenditures (CapEx)$4M$3M$3M$3M$2M$3M$6M$5M$10M$7M$6M$3M$2M$7M$8M$5M$5M$9M$10M$14M$6M
Free Cash Flow (FCF)$138M$128M$129M$135M$114M$99M$84M$94M$67M$70M$60M$45M$51M$68M$46M$55M$63M$16M$44M$36M$53M
FCF Margin %
Dividends Paid$49M$47M$43M$40M$37M$36M$37M$36M$30M$27M$26M$25M$24M$23M$21M$21M$21M$22M$21M$21M$19M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CHCO Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$33M$38M$34M$37M$28M$32M$34M$38M
Capital Expenditures (CapEx)$1M$1M$1M$2M$0M$0M$1M$1M
Free Cash Flow (FCF)$32M$37M$34M$36M$28M$31M$33M$37M
FCF Margin %
Dividends Paid$10M$15M$13M$11M$12M$12M$12M$11M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

CHCO Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Assets$6.8B$6.7B$6.5B$6.2B$5.9B$6.0B$5.8B$5.0B$4.9B$4.1B$4.0B$3.7B$3.5B$3.4B$2.9B$2.8B$2.6B$2.6B$2.6B$2.5B$2.5B
Cash & Cash Equivalents$267M$192M$225M$156M$200M$635M$529M$140M$123M$83M$88M$70M$148M$86M$75M$146M$55M$63M$60M$75M$85M
Total Liabilities$6.0B$5.9B$5.7B$5.5B$5.3B$5.3B$5.1B$4M$4.3B$3.6B$3.5B$3.3B$3.1B$3.0B$2.6B$2.5B$2.3B$2.3B$2.3B$2.2B$2.2B
Total Debt (Short + Long-Term)$528M$518M$476M$435M$291M$312M$296M$215M$266M$70M$81M$29M$178M$154M$131M$206M$129M$135M$214M$167M$185M
Total Shareholders' Equity$809M$810M$731M$677M$578M$681M$701M$5.0B$604M$502M$442M$419M$392M$388M$333M$311M$315M$309M$284M$294M$305M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CHCO viewer.

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