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WaFd, Inc. (WAFD) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-08-30

WaFd, Inc. (WAFD) operates in the BANKS - REGIONAL industry and is headquartered in Seattle, United States with about 2,055 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-09-30, WAFD reported $1.4B in revenue and $226M in net income.

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States.

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WAFD Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30	2020-09-30	2019-09-30	2018-09-30	2017-09-30	2016-09-30	2015-09-30	2014-09-30	2013-09-30	2012-09-30	2011-09-30	2010-09-30	2009-09-30	2008-09-30	2007-09-30	2006-09-30
Total Revenue	$1.4B	$1.4B	$1.4B	$743M	$733M	$653M	$708M	$735M	$651M	$603M	$594M	$580M	$562M	$538M	$607M	$673M	$784M	$694M	$729M	$634M	$546M
Gross Profit	$762M	$718M	$704M	$743M	$659M	$566M	$535M	$546M	$522M	$488M	$484M	$474M	$449M	$401M	$369M	$352M	$335M	$183M	$271M	$274M	$273M
Gross Margin %	54.9%	50.9%	49.2%	100.0%	89.8%	86.7%	75.5%	74.3%	80.1%	80.9%	81.4%	81.8%	79.9%	74.5%	60.7%	52.3%	42.7%	26.3%	37.1%	43.2%	50.0%
Operating Income (EBIT)	$328M	$290M	$256M	$325M	$300M	$233M	$219M	$263M	$257M	$256M	$248M	$250M	$245M	$235M	$216M	$174M	$123M	$76M	$96M	$209M	$219M
Operating Margin %	23.6%	20.5%	17.9%	43.8%	40.9%	35.7%	30.9%	35.8%	39.5%	42.5%	41.8%	43.0%	43.6%	43.6%	35.6%	25.8%	15.7%	10.9%	13.2%	33.0%	40.0%
Net Income	$256M	$226M	$200M	$257M	$236M	$184M	$173M	$210M	$204M	$174M	$164M	$160M	$157M	$152M	$138M	$111M	$119M	$48M	$62M	$135M	$143M
Net Margin %	18.5%	16.0%	14.0%	34.7%	32.2%	28.1%	24.5%	28.6%	31.3%	28.8%	27.6%	27.6%	28.0%	28.1%	22.8%	16.5%	15.1%	6.9%	8.6%	21.3%	26.2%
EBITDA	$334M	$299M	$390M	$325M	$364M	$267M	$259M	$294M	$304M	$298M	$268M	$267M	$262M	$250M	$250M	$206M	$129M	$81M	$100M	$213M	$226M
Earnings Per Share (EPS)	$3.37	$2.82	$2.69	$3.94	$3.61	$2.53	$2.26	$2.61	$2.40	$1.94	$1.78	$1.67	$1.55	$1.45	$1.29	$1.00	$1.05	$0.54	$0.71	$1.54	$1.64
Shares Outstanding (M)	74M	80M	74M	65M	65M	73M	77M	80M	85M	89M	92M	96M	102M	105M	107M	111M	113M	89M	88M	88M	87M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WAFD Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$356M	$345M	$343M	$344M	$350M	$355M	$361M	$390M
Gross Profit	$195M	$194M	$188M	$185M	$184M	$177M	$172M	$189M
Gross Margin %	54.6%	56.2%	54.8%	53.8%	52.6%	49.9%	47.5%	48.4%
Operating Income (EBIT)	$84M	$84M	$82M	$78M	$80M	$72M	$60M	$81M
Operating Margin %	23.7%	24.3%	24.0%	22.6%	22.8%	20.3%	16.7%	20.7%
Net Income	$66M	$66M	$64M	$61M	$62M	$56M	$47M	$61M
Net Margin %	18.6%	19.0%	18.7%	17.6%	17.7%	15.9%	13.1%	15.7%
EBITDA	$84M	$92M	$81M	$76M	$66M	$52M	$105M	$21M
Earnings Per Share (EPS)	$0.89	$0.87	$0.83	$0.77	$0.78	$0.69	$0.58	$0.75
Shares Outstanding (M)	74M	76M	77M	79M	80M	81M	81M	81M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WAFD Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30	2020-09-30	2019-09-30	2018-09-30	2017-09-30	2016-09-30	2015-09-30	2014-09-30	2013-09-30	2012-09-30	2011-09-30	2010-09-30	2009-09-30	2008-09-30	2007-09-30	2006-09-30
Cash from Operations (CFO)	$268M	$237M	$439M	$214M	$268M	$314M	$167M	$234M	$191M	$180M	$222M	$143M	$174M	$181M	$175M	$262M	$251M	$184M	$162M	$143M	$132M
Capital Expenditures (CapEx)	$41M	$29M	$25M	$15M	$12M	$29M	$32M	$36M	$27M	$15M	$42M	$46M	$52M	$29M	$32M	$11M	$13M	$5M	$22M	$2M	$2M
Free Cash Flow (FCF)	$227M	$208M	$415M	$199M	$257M	$285M	$135M	$199M	$164M	$164M	$180M	$96M	$122M	$152M	$143M	$251M	$238M	$179M	$140M	$140M	$130M
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	$96M	$99M	$89M	$78M	$76M	$72M	$66M	$63M	$56M	$75M	$50M	$51M	$42M	$38M	$32M	$26M	$22M	$24M	$74M	$72M	$71M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WAFD Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$70M	$79M	$60M	$57M	$58M	$72M	$49M	$97M
Capital Expenditures (CapEx)	$7M	$11M	$10M	$12M	$5M	$6M	$6M	$7M
Free Cash Flow (FCF)	$63M	$68M	$50M	$46M	$53M	$67M	$43M	$89M
FCF Margin %	—	—	—	—	—	—	—	—
Dividends Paid	$23M	$24M	$24M	$25M	$25M	$25M	$25M	$25M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

WAFD Balance Sheet History

Balance sheet	2026-06-30	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30	2020-09-30	2019-09-30	2018-09-30	2017-09-30	2016-09-30	2015-09-30	2014-09-30	2013-09-30	2012-09-30	2011-09-30	2010-09-30	2009-09-30	2008-09-30	2007-09-30	2006-09-30
Total Assets	$27.6B	$26.7B	$28.1B	$22.5B	$20.8B	$19.7B	$18.8B	$16.5B	$15.9B	$15.3B	$14.9B	$14.6B	$14.8B	$13.1B	$12.5B	$13.4B	$13.5B	$12.6B	$11.8B	$10.3B	$9.1B
Cash & Cash Equivalents	$676M	$657M	$2.4B	$981M	$684M	$2.1B	$1.7B	$419M	$269M	$313M	$450M	$284M	$782M	$204M	$751M	$816M	$889M	$498M	$83M	$61M	$46M
Total Liabilities	$24.6B	$23.7B	$25.1B	$20.0B	$18.5B	$17.5B	$16.8B	$14.4B	$13.9B	$13.2B	$12.9B	$12.6B	$12.8B	$11.1B	$10.6B	$11.5B	$11.6B	$10.8B	$10.5B	$9.0B	$7.8B
Total Debt (Short + Long-Term)	$3.3B	$1.8B	$3.3B	$7.3B	$4.2B	$3.0B	$4.5B	$3.2B	$4.0B	$3.6B	$2.3B	$3.4B	$3.8B	$2.1B	$2.2B	$1.6B	$3.1B	$3.3B	$3.8B	$3.6B	$2.9B
Total Shareholders' Equity	$3.0B	$3.0B	$3.0B	$2.4B	$2.3B	$2.1B	$2.0B	$2.0B	$2.0B	$2.0B	$2.0B	$2.0B	$2.0B	$1.9B	$1.9B	$1.9B	$1.8B	$1.7B	$1.3B	$1.3B	$1.3B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive WAFD viewer.

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INTR · Inter & Co. Inc. Class A Common Shares — $2 billion
NWBI · Northwest Bancshares Inc — $2 billion
EFSC · Enterprise Financial Services — $2 billion

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