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VersaBank (VBNK) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Banks - Regional · DATA UPDATED 2026-07-10

VersaBank (VBNK) operates in the Banks - Regional industry and is headquartered in London, Canada with about 131 employees. Its market capitalization is roughly $708 million. In the fiscal year ended 2025-10-31, VBNK reported $125M in revenue and $28M in net income.

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments.

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VBNK Revenue & Earnings History — Annual Income Statement

Income statement2025-10-312024-10-312023-10-312022-10-312021-10-31
Total Revenue$125M$112M$109M$82M
Net Income$28M$40M$42M$23M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-04-302026-01-312025-10-312025-07-312025-04-302025-01-312024-10-31
Total Revenue$38M$36M$35M$32M$30M
Net Income$8M$11M$5M$7M$8M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Free Cash Flow History

Cash flow2025-10-312024-10-312023-10-312022-10-312021-10-31
Dividends Paid($3M)($4M)($4M)($4M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-04-302026-01-312025-10-312025-07-312025-04-302025-01-312024-10-31
Dividends Paid($1M)($1M)($1M)($1M)($1M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Balance Sheet History

Balance sheet2025-10-312024-10-312023-10-312022-10-312021-10-31
Total Assets$5.8B$4.8B$4.2B$3.3B
Total Liabilities$5.3B$4.4B$3.8B$2.9B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive VBNK viewer.

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