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VersaBank (VBNK) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Banks - Regional · DATA UPDATED 2026-09-09

VersaBank (VBNK) operates in the Banks - Regional industry and is headquartered in London, Canada with about 131 employees. Its market capitalization is roughly $715 million. In the fiscal year ended 2025-10-31, VBNK reported C$125M in revenue and C$28M in net income.

VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.

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VBNK Revenue & Earnings History — Annual Income Statement

Income statement2025-10-312024-10-312023-10-312022-10-312021-10-31
Total RevenueC$125MC$112MC$109MC$82M
Net IncomeC$28MC$40MC$42MC$23M

CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-07-312026-04-302026-01-312025-10-312025-07-312025-04-30
Total RevenueC$39MC$38MC$36MC$35MC$32M
Net IncomeC$10MC$8MC$11MC$5MC$7M

CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Free Cash Flow History

Cash flow2025-10-312024-10-312023-10-312022-10-312021-10-31
Dividends Paid(C$3M)(C$4M)(C$4M)(C$4M)

CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-07-312026-04-302026-01-312025-10-312025-07-312025-04-302025-01-31
Dividends Paid(C$1M)(C$1M)(C$1M)(C$1M)(C$1M)

CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

VBNK Balance Sheet History

Balance sheet2025-10-312024-10-312023-10-312022-10-312021-10-31
Total AssetsC$5.8BC$4.8BC$4.2BC$3.3B
Total LiabilitiesC$5.3BC$4.4BC$3.8BC$2.9B

CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive VBNK viewer.

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