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Third Coast Bancshares, Inc. (TCBX) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-19

Third Coast Bancshares, Inc. (TCBX) operates in the BANKS - REGIONAL industry and is headquartered in Humble, United States with about 477 employees. Its market capitalization is roughly $767 million. In the fiscal year ended 2025-12-31, TCBX reported $367M in revenue and $66M in net income.

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.

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TCBX Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Total Revenue$345M$367M$338M$267M$160M$103M$84M$50M
Gross Profit$172M$203M$165M$267M$110M$83M$62M$33M
Gross Margin %49.8%55.3%48.7%100.0%69.0%80.6%73.8%65.0%
Operating Income (EBIT)$47M$85M$61M$42M$23M$14M$16M$3M
Operating Margin %13.5%23.2%18.1%15.6%14.5%14.0%18.7%6.4%
Net Income$74M$66M$48M$33M$19M$11M$12M$2M
Net Margin %21.6%18.1%14.1%12.5%11.7%11.1%14.5%4.7%
EBITDA$49M$90M$66M$42M$26M$14M$16M$4M
Earnings Per Share (EPS)$4.47$4.05$2.78$1.98$1.36$1.40$1.91$0.33
Shares Outstanding (M)16M16M17M17M14M8M6M7M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBX Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$51M$101M$96M$96M$91M$84M$88M$85M
Gross Profit$7M$57M$56M$52M$49M$45M$45M$42M
Gross Margin %12.9%56.3%58.6%53.8%54.4%54.0%51.0%48.9%
Operating Income (EBIT)($19M)$19M$24M$23M$21M$17M$18M$16M
Operating Margin %-37.3%18.7%24.7%23.8%23.2%20.8%20.3%19.1%
Net Income$22M$16M$18M$18M$17M$14M$14M$13M
Net Margin %43.2%16.1%18.6%18.8%18.4%16.2%15.6%15.0%
EBITDA($21M)$21M$25M$24M$22M$19M$24M$15M
Earnings Per Share (EPS)$1.34$1.00$1.09$1.03$0.96$0.78$0.79$0.74
Shares Outstanding (M)16M16M16M18M17M17M17M17M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBX Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Cash from Operations (CFO)$33M$51M$35M$39M$22M$5M($4M)$4M
Capital Expenditures (CapEx)$17M$3M$2M$3M$12M$6M$1M$3M
Free Cash Flow (FCF)$16M$48M$33M$36M$10M($1M)($5M)$1M
FCF Margin %
Dividends Paid$5M$5M$5M$5M$0M$0M$0M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBX Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$45M($39M)$6M$21M$14M$10M($4M)$22M
Capital Expenditures (CapEx)$1M$14M$1M$1M$0M$0M$1M$0M
Free Cash Flow (FCF)$44M($53M)$5M$20M$14M$10M($4M)$22M
FCF Margin %
Dividends Paid$1M$1M$1M$1M$1M$1M$1M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

TCBX Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Total Assets$6.7B$5.3B$4.9B$4.4B$3.8B$2.5B$1.9B$928M
Cash & Cash Equivalents$404M$175M$372M$297M$330M$327M$201M$96M
Total Liabilities$6.1B$4.8B$4.5B$4.0B$3.4B$2.2B$1.7B$871M
Total Debt (Short + Long-Term)$141M$119M$112M$119M$111M$1M$75M$30M
Total Shareholders' Equity$671M$531M$461M$412M$382M$299M$122M$57M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive TCBX viewer.

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