20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Republic Bancorp, Inc. - (RBCAA) operates in the NASDAQ industry and is headquartered in Louisville, United States with about 958 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, RBCAA reported $521M in revenue and $131M in net income.
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions.
Interactive charts & full statements → Open the RBCAA valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $505M | $521M | $500M | $422M | $316M | $310M | $335M | $343M | $315M | $273M | $227M | $187M | $171M | $176M | $289M | $310M | $279M | $276M | $264M | $237M | $122M |
| Gross Profit | $383M | $386M | $325M | $307M | $286M | $290M | $284M | $273M | $254M | $225M | $195M | $163M | $149M | $152M | $251M | $261M | $223M | $193M | $176M | $125M | $32M |
| Gross Margin % | 75.8% | 74.0% | 64.9% | 72.7% | 90.6% | 93.4% | 84.7% | 79.5% | 80.5% | 82.4% | 85.7% | 87.2% | 86.9% | 86.2% | 86.9% | 84.4% | 79.8% | 70.0% | 66.5% | 53.0% | 25.9% |
| Operating Income (EBIT) | $170M | $166M | $128M | $113M | $117M | $111M | $103M | $113M | $94M | $78M | $69M | $53M | $44M | $40M | $184M | $144M | $98M | $66M | $52M | $38M | $43M |
| Operating Margin % | 33.7% | 31.8% | 25.6% | 26.9% | 37.0% | 35.9% | 30.6% | 33.0% | 29.9% | 28.7% | 30.3% | 28.5% | 25.9% | 23.0% | 63.7% | 46.6% | 35.2% | 23.9% | 19.6% | 16.1% | 35.0% |
| Net Income | $128M | $131M | $101M | $90M | $91M | $88M | $83M | $92M | $78M | $46M | $46M | $35M | $29M | $25M | $119M | $94M | $65M | $42M | $34M | $25M | $28M |
| Net Margin % | 25.4% | 25.2% | 20.3% | 21.4% | 28.8% | 28.3% | 24.9% | 26.7% | 24.7% | 16.7% | 20.2% | 18.9% | 16.8% | 14.4% | 41.3% | 30.4% | 23.2% | 15.3% | 12.7% | 10.5% | 23.2% |
| EBITDA | $181M | $180M | $142M | $128M | $135M | $130M | $116M | $124M | $105M | $88M | $78M | $61M | $52M | $48M | $193M | $149M | $109M | $77M | $59M | $40M | $47M |
| Earnings Per Share (EPS) | $6.46 | $6.63 | $5.19 | $4.55 | $4.58 | $4.26 | $3.99 | $4.38 | $3.70 | $2.17 | $2.19 | $1.68 | $1.38 | $1.22 | $5.68 | $4.48 | $3.09 | $2.02 | $1.62 | $1.20 | $1.29 |
| Shares Outstanding (M) | 20M | 20M | 20M | 20M | 20M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 21M | 22M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $129M | $139M | $119M | $118M | $118M | $161M | $116M | $117M |
| Gross Profit | $103M | $106M | $84M | $90M | $91M | $117M | $75M | $81M |
| Gross Margin % | 79.8% | 76.2% | 70.9% | 76.1% | 76.5% | 72.2% | 64.8% | 69.3% |
| Operating Income (EBIT) | $49M | $55M | $28M | $38M | $40M | $60M | $23M | $34M |
| Operating Margin % | 38.1% | 39.8% | 23.2% | 32.0% | 34.1% | 37.2% | 19.9% | 29.0% |
| Net Income | $33M | $43M | $23M | $30M | $31M | $47M | $19M | $27M |
| Net Margin % | 25.5% | 30.6% | 19.2% | 25.2% | 26.6% | 29.3% | 16.4% | 22.7% |
| EBITDA | $49M | $59M | $31M | $41M | $44M | $64M | $27M | $37M |
| Earnings Per Share (EPS) | $1.66 | $2.15 | $1.15 | $1.50 | $1.59 | $2.39 | $0.96 | $1.34 |
| Shares Outstanding (M) | 20M | 20M | 20M | 20M | 20M | 20M | 20M | 20M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $141M | $168M | $149M | $109M | $155M | $99M | $68M | $97M | $119M | $78M | $48M | $50M | $27M | $22M | $86M | $124M | $89M | $72M | $59M | $39M | $24M |
| Capital Expenditures (CapEx) | $9M | $7M | $6M | $7M | $4M | $6M | $4M | $13M | $10M | $12M | $7M | $5M | $8M | $5M | $4M | $4M | $4M | $4M | $9M | $7M | $6M |
| Free Cash Flow (FCF) | $132M | $161M | $143M | $102M | $151M | $94M | $65M | $84M | $109M | $65M | $41M | $45M | $19M | $17M | $82M | $120M | $85M | $68M | $50M | $31M | $18M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $36M | $34M | $31M | $28M | $26M | $25M | $23M | $21M | $19M | $18M | $17M | $16M | $15M | $14M | $36M | $12M | $11M | $10M | $9M | $8M | $7M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $1M | $73M | $33M | $33M | $8M | $93M | $24M | $51M |
| Capital Expenditures (CapEx) | $1M | $5M | $0M | $2M | $3M | $2M | $1M | $1M |
| Free Cash Flow (FCF) | $0M | $68M | $33M | $31M | $5M | $92M | $23M | $50M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $10M | $9M | $9M | $9M | $9M | $8M | $8M | $8M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $7.1B | $7.0B | $6.8B | $6.6B | $5.8B | $6.1B | $6.2B | $5.6B | $5.2B | $5.1B | $4.8B | $4.2B | $3.7B | $3.4B | $3.4B | $3.4B | $3.6B | $3.9B | $3.9B | $3.2B | $3.0B |
| Cash & Cash Equivalents | $354M | $220M | $432M | $317M | $314M | $757M | $486M | $385M | $351M | $299M | $289M | $210M | $73M | $171M | $138M | $363M | $786M | $1.1B | $616M | $86M | $82M |
| Total Liabilities | $5.9B | $5.9B | $5.9B | $5.7B | $5.0B | $5.3B | $5.3B | $4.9B | $4.5B | $4.5B | $4.2B | $3.7B | $3.2B | $2.8B | $2.9B | $3.0B | $3.3B | $3.6B | $3.7B | $2.9B | $2.8B |
| Total Debt (Short + Long-Term) | $256M | $862M | $498M | $478M | $312M | $316M | $252M | $209M | $224M | $245M | $1.1B | $437M | $397M | $207M | $292M | $271M | $850M | $886M | $788M | $745M | $1.1B |
| Total Shareholders' Equity | $1.2B | $1.1B | $992M | $913M | $857M | $834M | $823M | $764M | $690M | $632M | $604M | $577M | $559M | $543M | $537M | $452M | $371M | $316M | $276M | $249M | $237M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive RBCAA viewer.
About TickerBase · Data methodology & sources · Privacy · Terms