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PennyMac Finl Svcs Inc (PFSI) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · MORTGAGE FINANCE · DATA UPDATED 2026-08-25

PennyMac Finl Svcs Inc (PFSI) operates in the MORTGAGE FINANCE industry and is headquartered in Westlake Village, United States with about 5,543 employees. Its market capitalization is roughly $3 billion. In the fiscal year ended 2025-12-31, PFSI reported $4.4B in revenue and $501M in net income.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans.

Interactive charts & full statements → Open the PFSI valuation workbench →

PFSI Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31
Total Revenue	$3.1B	$4.4B	$1.6B	$1.4B	$2.3B	$3.6B	$4.0B	$1.7B	$1.1B	$1.1B	$1.0B	$782M	$556M	$406M	$273M	$77M	$69M
Gross Profit	$2.5B	$4.0B	$1.6B	$1.3B	$1.3B	$2.1B	$2.8B	$892M	$417M	$458M	$481M	$354M	$270M	$271M	$197M	$42M	$41M
Gross Margin %	80.8%	91.4%	97.6%	93.1%	56.3%	59.9%	70.0%	53.1%	36.9%	41.7%	46.4%	45.2%	48.5%	66.8%	72.2%	54.9%	58.8%
Operating Income (EBIT)	$959M	$1.5B	$901M	$710M	$689M	$1.4B	$2.2B	$529M	$268M	$336M	$383M	$279M	$223M	$182M	$118M	$15M	$33M
Operating Margin %	30.8%	34.6%	56.5%	50.6%	29.7%	38.2%	56.7%	31.5%	23.7%	30.5%	36.9%	35.7%	40.2%	44.9%	43.4%	19.2%	47.7%
Net Income	$392M	$501M	$311M	$145M	$476M	$1.0B	$1.6B	$393M	$88M	$101M	$66M	$47M	$37M	$14M	$118M	$15M	$33M
Net Margin %	12.6%	11.5%	19.5%	10.3%	20.5%	28.2%	41.7%	23.4%	7.8%	9.2%	6.4%	6.0%	6.6%	3.5%	43.4%	19.2%	47.7%
EBITDA	$1.3B	$1.6B	$473M	$710M	$739M	$1.4B	$2.3B	$555M	$527M	$618M	$689M	$435M	$266M	$212M	$131M	$24M	$34M
Earnings Per Share (EPS)	$7.28	$9.30	$5.84	$2.74	$8.50	$14.87	$20.92	$4.89	$2.48	$1.28	$0.86	$0.62	$0.49	$0.19	$10.65	$1.32	$2.97
Shares Outstanding (M)	53M	54M	53M	53M	56M	67M	79M	80M	35M	79M	77M	76M	76M	76M	11M	11M	11M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PFSI Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	$497M	$545M	$1.2B	$883M	$932M	$1.1B	$470M	$412M
Gross Profit	$497M	$531M	$1.1B	$413M	$483M	$687M	$460M	$394M
Gross Margin %	100.0%	97.4%	90.5%	46.8%	51.9%	64.2%	97.9%	95.8%
Operating Income (EBIT)	$32M	$293M	$397M	$237M	$77M	$105M	$279M	$218M
Operating Margin %	6.3%	53.8%	33.6%	26.8%	8.2%	9.8%	59.4%	52.9%
Net Income	$22M	$82M	$107M	$182M	$136M	$76M	$104M	$69M
Net Margin %	4.4%	15.1%	9.0%	20.6%	14.6%	7.1%	22.2%	16.8%
EBITDA	$317M	$311M	$415M	$253M	$95M	$122M	$148M	$111M
Earnings Per Share (EPS)	$0.41	$1.53	$1.97	$3.37	$2.54	$1.42	$1.95	$1.30
Shares Outstanding (M)	53M	54M	54M	54M	54M	54M	54M	53M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PFSI Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31
Cash from Operations (CFO)	($1.5B)	($1.4B)	($4.5B)	($1.6B)	$6.0B	$2.6B	($6.2B)	($2.2B)	$572M	($884M)	($939M)	$53M	($579M)	($98M)	($308M)	($75M)	($13M)
Capital Expenditures (CapEx)	$24M	$12M	$22M	$36M	$83M	$57M	$84M	$263M	$259M	$202M	$31M	$395M	$140M	$203M	$4M	$3M	$13M
Free Cash Flow (FCF)	($1.6B)	($1.4B)	($4.6B)	($1.6B)	$6.0B	$2.5B	($6.3B)	($2.5B)	$314M	($1.1B)	($969M)	($342M)	($719M)	($301M)	($312M)	($78M)	($25M)
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	$63M	$63M	$52M	$41M	$55M	$53M	$31M	$10M	$10M	$10M	$10M	$10M	$0M	$0M	$16M	$1M	$2M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PFSI Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	$2.0B	($1.2B)	($1.6B)	($697M)	($131M)	$1.1B	($2.1B)	($394M)
Capital Expenditures (CapEx)	$3M	$2M	$8M	$10M	$10M	$8M	$8M	$4M
Free Cash Flow (FCF)	$2.0B	($1.2B)	($1.6B)	($708M)	($142M)	$1.1B	($2.2B)	($398M)
FCF Margin %	—	—	—	—	—	—	—	—
Dividends Paid	$16M	$16M	$16M	$16M	$16M	$15M	$16M	$16M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

PFSI Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31
Total Assets	$29.9B	$29.4B	$26.1B	$18.8B	$16.8B	$18.8B	$31.6B	$10.2B	$7.5B	$7.4B	$5.1B	$3.5B	$2.5B	$1.6B	$832M	$289M
Cash & Cash Equivalents	$214M	$302M	$238M	$938M	$1.3B	$340M	$533M	$136M	$155M	$38M	$99M	$105M	$76M	$31M	$12M	$16M
Total Liabilities	$25.5B	$25.1B	$22.3B	$15.3B	$13.4B	$15.4B	$28.2B	$8.1B	$5.8B	$5.6B	$3.7B	$2.4B	$1.7B	$955M	$570M	$165M
Total Debt (Short + Long-Term)	$32.0B	$30.5B	$20.6B	$13.5B	$11.7B	$13.9B	$11.5B	$10.1B	$5.7B	$6.2B	$4.3B	$1.2B	$1.0B	$472M	$394M	$96M
Total Shareholders' Equity	$4.3B	$4.3B	$3.8B	$3.5B	$3.5B	$3.4B	$3.4B	$2.1B	$1.7B	$469M	$347M	$271M	$214M	$167M	$262M	$124M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive PFSI viewer.

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