20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Peoples Fin (PFIS) operates in the BANKS - REGIONAL industry and is headquartered in Moosic, United States with about 547 employees. Its market capitalization is roughly $730 million. In the fiscal year ended 2025-12-31, PFIS reported $281M in revenue and $59M in net income.
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Interactive charts & full statements → Open the PFIS valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $288M | $281M | $230M | $164M | $124M | $108M | $111M | $109M | $98M | $89M | $82M | $76M | $77M | $47M | $46M | $49M | $30M | $28M | $29M | $28M | $25M |
| Gross Profit | $191M | $187M | $115M | $100M | $109M | $97M | $89M | $85M | $81M | $76M | $70M | $66M | $67M | $40M | $40M | $39M | $21M | $19M | $19M | $17M | $14M |
| Gross Margin % | 66.5% | 66.6% | 50.1% | 61.2% | 87.8% | 89.6% | 80.4% | 77.9% | 82.2% | 84.9% | 85.0% | 87.2% | 86.8% | 86.0% | 86.4% | 80.2% | 71.0% | 67.4% | 65.9% | 59.2% | 56.5% |
| Operating Income (EBIT) | $70M | $72M | $8M | $33M | $45M | $54M | $34M | $29M | $28M | $27M | $25M | $22M | $23M | $6M | $14M | $14M | $8M | $6M | $3M | $6M | $5M |
| Operating Margin % | 24.5% | 25.7% | 3.7% | 19.8% | 36.7% | 49.7% | 30.9% | 26.6% | 28.8% | 29.9% | 30.0% | 29.2% | 30.0% | 13.3% | 29.5% | 27.6% | 26.4% | 21.7% | 10.8% | 21.4% | 19.2% |
| Net Income | $57M | $59M | $8M | $27M | $38M | $44M | $29M | $26M | $25M | $18M | $20M | $18M | $18M | $6M | $11M | $11M | $6M | $5M | $3M | $5M | $4M |
| Net Margin % | 19.7% | 21.1% | 3.7% | 16.7% | 30.8% | 40.4% | 26.5% | 23.7% | 25.4% | 20.7% | 23.9% | 23.3% | 22.9% | 12.3% | 22.9% | 21.4% | 21.6% | 18.3% | 10.5% | 17.4% | 16.2% |
| EBITDA | $78M | $83M | $16M | $36M | $49M | $57M | $38M | $33M | $32M | $30M | $27M | $25M | $26M | $7M | $15M | $14M | $9M | $7M | $4M | $7M | $6M |
| Earnings Per Share (EPS) | $5.64 | $5.88 | $0.99 | $3.83 | $5.28 | $6.01 | $4.00 | $3.48 | $3.37 | $2.50 | $2.65 | $2.36 | $2.34 | $1.21 | $2.37 | $3.37 | $2.06 | $1.61 | $0.97 | $1.55 | $1.31 |
| Shares Outstanding (M) | 10M | 10M | 9M | 7M | 7M | 7M | 7M | 7M | 7M | 7M | 7M | 8M | 8M | 5M | 4M | 3M | 3M | 3M | 3M | 3M | 3M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $74M | $72M | $70M | $71M | $72M | $68M | $71M | $74M |
| Gross Profit | $49M | $48M | $46M | $48M | $49M | $45M | $41M | $31M |
| Gross Margin % | 66.0% | 67.6% | 64.9% | 67.5% | 68.0% | 66.1% | 57.1% | 41.2% |
| Operating Income (EBIT) | $18M | $19M | $15M | $19M | $20M | $18M | $6M | ($5M) |
| Operating Margin % | 24.8% | 25.9% | 20.9% | 26.4% | 28.6% | 26.8% | 8.1% | -6.8% |
| Net Income | $15M | $15M | $12M | $15M | $17M | $15M | $6M | ($4M) |
| Net Margin % | 19.9% | 20.6% | 17.0% | 21.4% | 23.7% | 22.1% | 8.5% | -5.9% |
| EBITDA | $18M | $21M | $17M | $21M | $23M | $21M | $8M | ($2M) |
| Earnings Per Share (EPS) | $1.48 | $1.47 | $1.19 | $1.51 | $1.68 | $1.49 | $0.61 | $-0.43 |
| Shares Outstanding (M) | 10M | 10M | 10M | 10M | 10M | 10M | 10M | 10M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $53M | $54M | $34M | $33M | $42M | $41M | $37M | $37M | $33M | $29M | $28M | $29M | $24M | $13M | $12M | $14M | $11M | $4M | $8M | $7M | $6M |
| Capital Expenditures (CapEx) | $9M | $11M | $3M | $6M | $8M | $5M | $2M | $6M | $4M | $6M | $7M | $4M | $1M | $1M | $3M | $1M | $1M | $1M | $2M | $0M | $1M |
| Free Cash Flow (FCF) | $45M | $43M | $31M | $27M | $35M | $36M | $35M | $31M | $29M | $22M | $21M | $25M | $23M | $12M | $9M | $13M | $10M | $3M | $6M | $7M | $5M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $25M | $25M | $18M | $12M | $11M | $11M | $11M | $10M | $10M | $9M | $9M | $9M | $9M | $6M | $6M | $6M | $2M | $2M | $2M | $2M | $2M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $14M | $8M | $16M | $15M | $14M | $9M | $3M | $22M |
| Capital Expenditures (CapEx) | $2M | $2M | $3M | $2M | $5M | $0M | $2M | $4M |
| Free Cash Flow (FCF) | $12M | $6M | $13M | $13M | $9M | $9M | $1M | $18M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $5.4B | $5.3B | $5.1B | $3.7B | $3.6B | $3.4B | $2.9B | $2.5B | $2.3B | $2.2B | $2.0B | $1.8B | $1.7B | $1.7B | $918M | $621M | $559M | $516M | $472M | $434M | $416M |
| Cash & Cash Equivalents | $75M | $58M | $56M | $43M | $38M | $38M | $45M | $31M | $33M | $37M | $40M | $33M | $31M | $42M | $48M | $11M | $7M | $8M | $8M | $9M | $10M |
| Total Liabilities | $4.9B | $4.8B | $4.6B | $3.4B | $3.2B | $3.0B | $2.6B | $2.2B | $2.0B | $1.9B | $1.7B | $1.6B | $1.5B | $1.4B | $786M | $562M | $508M | $472M | $433M | $392M | $375M |
| Total Debt (Short + Long-Term) | $331M | $258M | $156M | $76M | $148M | $39M | $98M | $185M | $124M | $173M | $141M | $99M | $53M | $81M | $45M | $63M | $39M | $20M | $18M | $23M | $13M |
| Total Shareholders' Equity | $536M | $520M | $469M | $340M | $315M | $340M | $317M | $299M | $279M | $265M | $257M | $249M | $247M | $239M | $132M | $60M | $51M | $45M | $40M | $43M | $41M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive PFIS viewer.
About TickerBase · Data methodology & sources · Privacy · Terms