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NBT Bancorp Inc. (NBTB) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Banks - Regional · DATA UPDATED 2026-07-21

NBT Bancorp Inc. (NBTB) operates in the Banks - Regional industry and is headquartered in Norwich, United States with about 2,303 employees. Its market capitalization is roughly $3 billion. In the fiscal year ended 2025-12-31, NBTB reported $694M in revenue and $169M in net income.

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.

Interactive charts & full statements → Open the NBTB valuation workbench →

NBTB Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$694M$574M$518M$515M
Net Income$169M$141M$119M$152M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBTB Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-31
Total Revenue$184M$184M$185M$171M$154M
Net Income$51M$56M$54M$22M$37M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBTB Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid($73M)($62M)($56M)($50M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBTB Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid($19M)($19M)($19M)($18M)($16M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

NBTB Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-31
Total Assets$16.0B$13.8B$13.3B$11.7B
Total Liabilities$14.1B$12.3B$11.9B$10.6B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive NBTB viewer.

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