20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Customers Bancorp, Inc. (CUBI) operates in the BANKS - REGIONAL industry and is headquartered in West Reading, United States with about 885 employees. Its market capitalization is roughly $3 billion. In the fiscal year ended 2025-12-31, CUBI reported $1.4B in revenue and $224M in net income.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients.
Interactive charts & full statements → Open the CUBI valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.5B | $1.4B | $1.4B | $1.4B | $895M | $845M | $601M | $496M | $475M | $449M | $377M | $276M | $214M | $149M | $121M | $71M | $36M | $15M | $16M |
| Gross Profit | $834M | $730M | $614M | $1.4B | $573M | $721M | $398M | $285M | $309M | $337M | $301M | $202M | $161M | $122M | $84M | $41M | $14M | — | — |
| Gross Margin % | 56.0% | 51.6% | 45.1% | 100.0% | 64.1% | 85.4% | 66.3% | 57.5% | 65.1% | 75.0% | 79.8% | 73.2% | 75.1% | 82.1% | 70.1% | 58.0% | 38.4% | — | — |
| Operating Income (EBIT) | $366M | $311M | $224M | $331M | $291M | $441M | $190M | $108M | $91M | $124M | $125M | $88M | $66M | $50M | $36M | $6M | $28M | ($13M) | $0M |
| Operating Margin % | 24.5% | 22.0% | 16.5% | 24.2% | 32.5% | 52.2% | 31.6% | 21.7% | 19.2% | 27.6% | 33.1% | 32.0% | 30.6% | 33.8% | 29.9% | 8.2% | 79.9% | -90.7% | -1.3% |
| Net Income | $291M | $224M | $181M | $250M | $228M | $315M | $133M | $79M | $72M | $79M | $79M | $59M | $43M | $33M | $24M | $4M | $24M | ($13M) | ($1M) |
| Net Margin % | 19.6% | 15.8% | 13.3% | 18.3% | 25.5% | 37.2% | 22.1% | 16.0% | 15.1% | 17.5% | 20.9% | 21.2% | 20.2% | 22.0% | 19.8% | 5.7% | 66.6% | -90.8% | -5.1% |
| EBITDA | $440M | $352M | $258M | $362M | $318M | $463M | $208M | $121M | $105M | $135M | $130M | $92M | $69M | $53M | $38M | $7M | $29M | ($13M) | $0M |
| Earnings Per Share (EPS) | $8.39 | $6.33 | $5.55 | $7.78 | $6.80 | $9.34 | $4.18 | $2.51 | $2.22 | $2.42 | $2.62 | $2.04 | $1.55 | $1.23 | $1.29 | $0.36 | $2.20 | $-3.33 | $-0.37 |
| Shares Outstanding (M) | 35M | 35M | 33M | 32M | 34M | 34M | 32M | 32M | 32M | 33M | 30M | 29M | 28M | 27M | 18M | 11M | 11M | 4M | 2M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $345M | $371M | $388M | $388M | $354M | $286M | $314M | $337M |
| Gross Profit | $193M | $202M | $237M | $201M | $181M | $110M | $130M | $146M |
| Gross Margin % | 56.1% | 54.6% | 61.1% | 52.0% | 51.3% | 38.5% | 41.5% | 43.4% |
| Operating Income (EBIT) | $55M | $90M | $120M | $100M | $79M | $12M | $36M | $46M |
| Operating Margin % | 16.1% | 24.4% | 30.9% | 25.9% | 22.3% | 4.2% | 11.4% | 13.7% |
| Net Income | $72M | $70M | $74M | $76M | $61M | $13M | $27M | $47M |
| Net Margin % | 20.8% | 18.8% | 19.2% | 19.6% | 17.2% | 4.5% | 8.6% | 13.9% |
| EBITDA | $102M | $105M | $131M | $102M | $91M | $28M | $45M | $56M |
| Earnings Per Share (EPS) | $2.05 | $1.97 | $2.10 | $2.26 | $1.88 | $0.40 | $0.83 | $1.43 |
| Shares Outstanding (M) | 35M | 35M | 35M | 33M | 32M | 32M | 33M | 33M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $381M | $495M | $145M | $125M | ($21M) | $271M | $133M | $78M | $97M | $62M | $91M | $67M | ($542M) | $722M | ($1.2B) | $30M | ($222M) | ($2M) | $1M |
| Capital Expenditures (CapEx) | $118M | $161M | $65M | $41M | $113M | $33M | $29M | $50M | $40M | $24M | $5M | $3M | $1M | $4M | $3M | $3M | $3M | $0M | $1M |
| Free Cash Flow (FCF) | $262M | $334M | $80M | $83M | ($134M) | $238M | $104M | $28M | $57M | $38M | $86M | $64M | ($544M) | $718M | ($1.2B) | $27M | ($225M) | ($3M) | $1M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $4M | $11M | $15M | $15M | $9M | $11M | $14M | $14M | $14M | $14M | $9M | $2M | $2M | $0M | $0M | $0M | — | $0M | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $107M | $35M | $122M | $117M | $162M | $94M | $133M | $24M |
| Capital Expenditures (CapEx) | $1M | $0M | $58M | $59M | $23M | $17M | $33M | $12M |
| Free Cash Flow (FCF) | $106M | $35M | $64M | $57M | $139M | $77M | $101M | $12M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $0M | $0M | $2M | $2M | $3M | $3M | $4M | $4M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $26.5B | $24.9B | $22.3B | $21.3B | $20.9B | $19.6B | $18.4B | $11.5B | $9.8B | $9.8B | $9.4B | $8.4B | $6.8B | $4.2B | $3.2B | $2.1B | $1.4B | $350M |
| Cash & Cash Equivalents | $86M | $62M | $3.8B | $3.8B | $456M | $518M | $693M | $213M | $62M | $146M | $265M | $265M | $371M | $233M | $186M | $74M | $6M | — |
| Total Liabilities | $24.3B | $22.8B | $20.5B | $19.7B | $19.5B | $18.2B | $17.3B | $10.5B | $8.9B | $8.9B | $8.5B | $7.8B | $6.4B | $3.8B | $2.9B | $1.9B | $1.3B | $328M |
| Total Debt (Short + Long-Term) | $2.4B | $1.7B | $1.4B | $1.5B | $1.4B | $1.9B | $1.4B | $1.7B | $420M | $2.4B | $968M | $1.6B | $1.5B | $690M | $884M | $338M | $13M | $0M |
| Total Shareholders' Equity | $2.2B | $2.1B | $1.8B | $1.6B | $1.4B | $1.4B | $1.1B | $1.1B | $957M | $921M | $856M | $554M | $443M | $387M | $269M | $148M | $105M | $22M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CUBI viewer.
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