20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
MVB Financial Corp (MVBF) operates in the BANKS - REGIONAL industry and is headquartered in Fairmont, United States with about 403 employees. Its market capitalization is roughly $331 million. In the fiscal year ended 2025-12-31, MVBF reported $270M in revenue and $27M in net income.
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $219M | $270M | $227M | $213M | $152M | $111M | $129M | $144M | $105M | $94M | $94M | $76M | $56M | $52M | $30M | $22M | $19M | $17M | $15M | $15M | $6M |
| Gross Profit | $139M | $194M | $147M | $148M | $124M | $111M | $101M | $119M | $85M | $80M | $79M | $64M | $46M | $45M | $22M | $16M | $12M | $10M | $9M | $8M | $1M |
| Gross Margin % | 63.3% | 71.7% | 64.7% | 69.7% | 81.4% | 100.0% | 78.1% | 82.8% | 80.8% | 84.6% | 84.3% | 84.6% | 81.9% | 85.7% | 73.9% | 70.4% | 64.9% | 61.8% | 57.7% | 53.3% | 20.5% |
| Operating Income (EBIT) | $52M | $37M | $26M | $27M | $15M | $47M | $47M | $35M | $15M | $12M | $13M | $9M | $3M | $5M | $6M | $4M | $3M | $2M | $1M | $2M | $1M |
| Operating Margin % | 23.5% | 13.6% | 11.6% | 12.8% | 9.9% | 42.8% | 36.5% | 24.3% | 14.7% | 13.1% | 14.2% | 12.5% | 5.2% | 9.6% | 19.7% | 16.6% | 16.2% | 11.2% | 7.0% | 11.4% | 21.7% |
| Net Income | $39M | $27M | $20M | $31M | $15M | $39M | $37M | $27M | $12M | $8M | $13M | $7M | $2M | $4M | $4M | $3M | $2M | $1M | $1M | $1M | $1M |
| Net Margin % | 17.7% | 10.0% | 8.8% | 14.7% | 9.9% | 35.2% | 29.1% | 18.8% | 11.5% | 8.1% | 13.7% | 9.0% | 3.7% | 7.7% | 14.1% | 12.1% | 11.9% | 8.5% | 5.3% | 8.6% | 16.1% |
| EBITDA | $53M | $39M | $30M | $32M | $20M | $52M | $50M | $38M | $18M | $15M | $17M | $12M | $4M | $6M | $6M | $5M | $4M | $2M | $2M | $2M | $2M |
| Earnings Per Share (EPS) | $2.96 | $2.06 | $1.53 | $2.40 | $1.17 | $3.10 | $3.09 | $2.24 | $0.94 | $0.73 | $1.28 | $0.84 | $0.26 | $0.52 | $0.72 | $0.62 | $0.68 | $0.43 | $0.25 | $0.42 | $0.34 |
| Shares Outstanding (M) | 13M | 13M | 13M | 13M | 13M | 13M | 12M | 12M | 13M | 10M | 10M | 8M | 8M | 8M | 6M | 4M | 3M | 3M | 3M | 3M | 3M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $67M | $53M | $56M | $42M | $48M | $49M | $63M | $53M |
| Gross Profit | $46M | $35M | $37M | $20M | $29M | $33M | $45M | $32M |
| Gross Margin % | 68.8% | 65.7% | 65.8% | 47.9% | 61.3% | 66.1% | 70.7% | 60.0% |
| Operating Income (EBIT) | $16M | $7M | $5M | $23M | $3M | $5M | $12M | $3M |
| Operating Margin % | 23.7% | 12.6% | 9.7% | 55.3% | 6.6% | 9.7% | 19.4% | 5.3% |
| Net Income | $12M | $5M | $4M | $17M | $2M | $4M | $9M | $2M |
| Net Margin % | 18.2% | 9.8% | 7.5% | 40.5% | 4.2% | 7.2% | 15.0% | 4.0% |
| EBITDA | $16M | $7M | $6M | $24M | $4M | $6M | $13M | $4M |
| Earnings Per Share (EPS) | $0.93 | $0.39 | $0.32 | $1.32 | $0.15 | $0.27 | $0.72 | $0.16 |
| Shares Outstanding (M) | 13M | 13M | 13M | 13M | 13M | 13M | 13M | 13M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | ($36M) | $4M | $0M | $58M | $65M | $35M | $112M | ($8M) | $7M | $33M | $25M | ($23M) | $24M | $1M | ($11M) | ($1M) | $5M | $0M | $0M | $3M | $0M |
| Capital Expenditures (CapEx) | $2M | $2M | $2M | $2M | $3M | $5M | $7M | $2M | $3M | $4M | $2M | $2M | $10M | $7M | $4M | $1M | $0M | $0M | $0M | $2M | $1M |
| Free Cash Flow (FCF) | ($38M) | $2M | ($2M) | $56M | $62M | $30M | $106M | ($10M) | $4M | $29M | $24M | ($25M) | $15M | ($5M) | ($15M) | ($1M) | $5M | $0M | $0M | $0M | ($1M) |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $9M | $9M | $9M | $9M | $8M | $6M | $5M | $3M | $2M | $2M | $2M | $1M | $1M | $1M | $0M | $0M | $0M | $0M | $0M | — | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $5M | ($23M) | ($15M) | ($3M) | $7M | $14M | ($11M) | $9M |
| Capital Expenditures (CapEx) | $0M | $0M | $1M | $1M | $0M | $0M | $0M | $0M |
| Free Cash Flow (FCF) | $5M | ($23M) | ($15M) | ($4M) | $7M | $14M | ($11M) | $8M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.5B | $3.3B | $3.1B | $3.3B | $3.1B | $2.8B | $2.3B | $1.9B | $1.8B | $1.5B | $1.4B | $1.4B | $1.1B | $987M | $727M | $533M | $414M | $353M | $259M | $230M | $191M |
| Cash & Cash Equivalents | $313M | $244M | $318M | $398M | $40M | $310M | $276M | $41M | $37M | $35M | $32M | $42M | $42M | $49M | $35M | $20M | $32M | $56M | $12M | $5M | $6M |
| Total Liabilities | $3.2B | $3.0B | $2.8B | $3.0B | $2.8B | $2.5B | $2.1B | $1.7B | $1.6B | $1.4B | $1.3B | $1.3B | $1.0B | $893M | $659M | $486M | $383M | $326M | $233M | $207M | $170M |
| Total Debt (Short + Long-Term) | $38M | $77M | $77M | $85M | $195M | $86M | $55M | $237M | $247M | $360M | $150M | $61M | $201M | $91M | $105M | $91M | $62M | $50M | $55M | $62M | $34M |
| Total Shareholders' Equity | $345M | $334M | $306M | $289M | $261M | $276M | $239M | $212M | $177M | $150M | $146M | $115M | $109M | $94M | $68M | $48M | $31M | $27M | $26M | $24M | $22M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive MVBF viewer.
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