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Lloyds Banking Group PLC ADR (LYG) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-09

Lloyds Banking Group PLC ADR (LYG) operates in the BANKS - REGIONAL industry and is headquartered in London, United Kingdom with about 60,061 employees. Its market capitalization is roughly $84 billion. In the fiscal year ended 2025-12-31, LYG reported £65.0B in revenue and £4.7B in net income.

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.

Interactive charts & full statements → Open the LYG valuation workbench →

LYG Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2017-03-31	2016-12-31	2016-03-31	2015-12-31	2015-03-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31
Total Revenue	£65.4B	£65.0B	£37.6B	£34.0B	£20.8B	£18.7B	£18.7B	£24.8B	£21.6B	£23.7B	£18.8B	£24.4B	£19.0B	£23.7B	£19.8B	£24.8B	£32.2B	£36.3B	£34.3B	£41.6B	£41.6B
Gross Profit	£65.4B	£19.4B	£18.6B	£19.2B	£16.1B	£16.3B	£15.1B	£18.1B	£18.6B	£18.6B	£4.0B	£17.0B	£4.6B	£17.4B	£4.4B	£16.3B	£18.4B	£20.5B	£20.6B	£24.8B	£22.4B
Gross Margin %	100.0%	29.9%	49.5%	56.5%	77.3%	87.2%	81.0%	73.0%	86.3%	78.5%	21.3%	69.9%	24.4%	73.4%	22.1%	65.6%	57.1%	56.4%	60.2%	59.6%	53.9%
Operating Income (EBIT)	£7.5B	£6.7B	£6.0B	£7.5B	£4.8B	£6.9B	£1.2B	£4.4B	£6.0B	£5.6B	£4.0B	£3.9B	£4.6B	£1.6B	£4.4B	£1.8B	£415M	(£606M)	(£3.8B)	£281M	£1.0B
Operating Margin %	11.4%	10.2%	15.9%	22.1%	23.0%	36.9%	6.6%	17.7%	27.6%	23.7%	21.3%	16.0%	24.4%	7.0%	22.1%	7.1%	1.3%	-1.7%	-10.9%	0.7%	2.5%
Net Income	£5.1B	£4.7B	£4.4B	£5.5B	£3.8B	£5.8B	£1.3B	£2.9B	£4.4B	£3.9B	£9.7B	£2.1B	£3.7B	£860M	£3.0B	£1.4B	(£838M)	(£1.5B)	(£3.0B)	(£320M)	£2.8B
Net Margin %	7.8%	7.2%	11.8%	16.1%	18.4%	30.9%	7.0%	11.8%	20.4%	16.5%	51.8%	8.5%	19.6%	3.6%	15.0%	5.7%	-2.6%	-4.0%	-8.6%	-0.8%	6.8%
EBITDA	£7.5B	£6.7B	£9.4B	£10.4B	£7.2B	£9.7B	£4.0B	£7.1B	£8.4B	£8.0B	—	£6.3B	—	£3.8B	—	£3.7B	£2.4B	£1.5B	(£1.6B)	£2.7B	£3.6B
Earnings Per Share (EPS)	£0.34	£0.31	£0.28	£0.33	£0.05	£0.08	£0.02	£0.04	£0.24	£0.22	—	£0.11	—	£0.05	—	£0.08	£-0.05	£-0.08	£-0.17	£-0.02	£0.17
Shares Outstanding (M)	14,948M	14,948M	15,768M	16,440M	69,682M	71,785M	71,256M	71,285M	18,070M	18,098M	—	18,006M	—	18,085M	—	18,112M	17,752M	17,460M	17,118M	16,779M	16,729M

GBP; £M / £B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

LYG Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	£13.8B	£5.2B	£50.7B	(£4.3B)	£13.9B	£4.7B	£24.1B	(£5.1B)
Gross Profit	£13.8B	£5.2B	£50.7B	(£4.3B)	£13.9B	£4.7B	£24.1B	(£5.1B)
Gross Margin %	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Operating Income (EBIT)	£2.3B	£2.0B	£2.0B	£1.2B	£2.0B	£1.5B	£824M	£1.8B
Operating Margin %	16.4%	39.1%	3.9%	-27.1%	14.3%	32.3%	3.4%	-35.7%
Net Income	£1.5B	£1.5B	£1.3B	£738M	£1.5B	£1.1B	£644M	£1.4B
Net Margin %	11.1%	29.5%	2.5%	-17.1%	10.9%	24.1%	2.7%	-26.7%
EBITDA	£2.3B	£2.0B	£2.0B	£1.2B	£2.0B	£1.5B	£824M	£1.8B
Earnings Per Share (EPS)	£0.10	£0.10	£0.09	£0.05	£0.10	£0.07	£0.04	£0.08
Shares Outstanding (M)	14,948M	14,948M	14,948M	15,147M	15,147M	15,147M	15,598M	17,038M

GBP; £M / £B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

LYG Free Cash Flow History

Cash flow	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2017-03-31	2016-12-31	2016-03-31	2015-12-31	2015-03-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31
Cash from Operations (CFO)	—	£4.3B	(£4.4B)	£6.8B	£22.0B	£6.6B	£27.2B	£11.3B	(£11.1B)	(£3.2B)	£6.5B	£2.1B	£7.7B	£16.4B	£7.4B	£10.4B	(£15.5B)	£3.0B	£19.9B	(£2.0B)	(£33.7B)
Capital Expenditures (CapEx)	£6.3B	£5.0B	£4.4B	£5.5B	£3.9B	£3.2B	£2.9B	£3.4B	£3.5B	£3.7B	£4.1B	£3.8B	£4.1B	£3.4B	£3.8B	£3.4B	£3.0B	£3.0B	£3.1B	£3.2B	£2.7B
Free Cash Flow (FCF)	—	(£625M)	(£8.8B)	£1.4B	£18.2B	£3.4B	£24.3B	£7.8B	(£14.6B)	(£6.8B)	£2.4B	(£1.7B)	£3.6B	£13.0B	£3.6B	£6.9B	(£18.5B)	£46M	£16.8B	(£5.3B)	(£36.4B)
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	—	£2.0B	£2.3B	£1.7B	£1.5B	£877M	£453M	£2.3B	£2.2B	£2.3B	£1.8B	£2.0B	£1.9B	£1.1B	£1.9B	£287M	£287M	£56M	£50M	£47M	£116M

GBP; £M / £B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

LYG Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2025-12-31	2025-06-30	2024-12-31
Cash from Operations (CFO)	£5.7B	£7.5B	(£4.4B)
Capital Expenditures (CapEx)	£6.3B	£2.7B	£5.6B
Free Cash Flow (FCF)	(£622M)	£4.8B	(£10.0B)
FCF Margin %	—	—	—
Dividends Paid	£2.0B	£1.3B	£1.8B

GBP; £M / £B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

LYG Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2017-03-31	2016-12-31	2016-03-31	2015-12-31	2015-03-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31
Total Assets	£994.2B	£944.1B	£906.7B	£881.5B	£877.8B	£886.5B	£871.3B	£833.9B	£797.6B	£812.1B	£82.3B	£817.8B	£84.7B	£806.7B	£81.8B	£854.9B	£842.4B	£934.2B	£980.2B	£992.4B	£1.03T
Cash & Cash Equivalents	£61.5B	£56.7B	£62.7B	£78.1B	£91.6B	£76.6B	£73.6B	£55.4B	£55.3B	£59.3B	£1.9B	£48.2B	£983M	£59.1B	£703M	£51.7B	£50.9B	£81.6B	£62.1B	£39.5B	£40.6B
Total Liabilities	£946.9B	£896.2B	£860.8B	£834.1B	£830.3B	£84.7B	£101.7B	£114.8B	£747.4B	£763.0B	£56.9B	£769.0B	£65.2B	£759.7B	£64.0B	£805.0B	£803.0B	£891.6B	£934.1B	£947.9B	£983.1B
Total Debt (Short + Long-Term)	£0M	£128.8B	£55.1B	£95.2B	£140.7B	£143.0B	£152.8B	£165.7B	£108.8B	£90.4B	£38.6B	£96.1B	£43.7B	£105.4B	£42.0B	£182.4B	£357.1B	£248.3B	£343.8B	£409.7B	£435.2B
Total Shareholders' Equity	£47.0B	£47.7B	£45.7B	£47.2B	£47.5B	£801.9B	£769.6B	£719.1B	£49.9B	£48.9B	£25.5B	£48.4B	£19.5B	£46.6B	£17.8B	£48.7B	£39.0B	£41.9B	£45.5B	£43.7B	£43.3B

GBP; £M / £B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive LYG viewer.

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