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Credicorp Ltd (BAP) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-09-19

Credicorp Ltd (BAP) operates in the BANKS - REGIONAL industry and is headquartered in Lima, Peru with about 52,770 employees. Its market capitalization is roughly $30 billion. In the fiscal year ended 2025-12-31, BAP reported PEN 28.9B in revenue and PEN 6.9B in net income.

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico.

Interactive charts & full statements → Open the BAP valuation workbench →

BAP Revenue & Earnings History — Annual Income Statement

Income statement	TTM → 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Revenue	PEN 28.2B	PEN 28.9B	PEN 27.0B	PEN 25.4B	PEN 20.6B	PEN 19.2B	PEN 18.2B	PEN 17.9B	PEN 16.6B	PEN 16.4B	PEN 15.4B	PEN 14.4B	PEN 12.6B	PEN 10.6B	PEN 9.5B	PEN 7.4B	PEN 6.9B	PEN 7.1B	PEN 7.4B	PEN 4.9B	PEN 4.2B
Gross Profit	—	PEN 21.3B	PEN 17.3B	PEN 15.7B	PEN 14.8B	PEN 15.4B	PEN 9.1B	PEN 12.8B	PEN 11.9B	PEN 11.6B	PEN 10.6B	PEN 10.0B	PEN 8.7B	PEN 7.2B	PEN 6.7B	PEN 5.5B	PEN 5.2B	PEN 5.4B	PEN 5.5B	PEN 3.6B	PEN 3.4B
Gross Margin %	—	73.7%	64.2%	62.0%	71.5%	79.9%	49.8%	71.1%	71.9%	70.6%	69.2%	69.2%	68.8%	68.3%	70.3%	73.6%	75.6%	76.2%	74.2%	72.0%	79.9%
Operating Income (EBIT)	—	PEN 9.9B	PEN 7.8B	PEN 6.8B	PEN 6.9B	PEN 5.3B	PEN 224M	PEN 6.0B	PEN 5.6B	PEN 5.6B	PEN 4.9B	PEN 4.4B	PEN 3.4B	PEN 2.3B	PEN 2.8B	PEN 2.5B	PEN 2.3B	PEN 1.8B	PEN 1.6B	PEN 1.3B	PEN 958M
Operating Margin %	—	34.4%	29.0%	27.0%	33.3%	27.8%	1.2%	33.3%	33.7%	34.0%	31.8%	30.2%	26.9%	22.1%	29.3%	33.0%	32.7%	25.7%	20.9%	26.7%	22.6%
Net Income	PEN 7.4B	PEN 6.9B	PEN 5.5B	PEN 4.9B	PEN 4.6B	PEN 3.6B	PEN 347M	PEN 4.3B	PEN 4.0B	PEN 4.1B	PEN 3.5B	PEN 3.1B	PEN 2.4B	PEN 1.5B	PEN 2.1B	PEN 1.9B	PEN 1.6B	PEN 1.4B	PEN 1.1B	PEN 1.1B	PEN 703M
Net Margin %	26.1%	23.9%	20.4%	19.2%	22.5%	18.6%	1.9%	23.8%	24.0%	25.0%	22.9%	21.4%	18.9%	14.5%	21.8%	25.1%	23.6%	19.1%	15.1%	21.3%	16.6%
EBITDA	—	PEN 10.8B	PEN 8.5B	PEN 7.5B	PEN 7.5B	PEN 6.0B	PEN 901M	PEN 6.6B	PEN 6.0B	PEN 6.0B	PEN 5.3B	PEN 4.8B	PEN 3.8B	PEN 2.7B	PEN 3.1B	PEN 2.7B	PEN 2.5B	PEN 2.0B	PEN 1.7B	PEN 1.5B	PEN 1.1B
Earnings Per Share (EPS)	PEN 92.56	PEN 86.80	PEN 69.09	PEN 61.08	PEN 58.32	PEN 44.99	PEN 4.36	PEN 53.53	PEN 49.99	PEN 51.35	PEN 44.15	PEN 38.84	PEN 29.97	PEN 19.31	PEN 26.11	PEN 23.42	PEN 20.54	PEN 17.11	PEN 14.09	PEN 13.18	PEN 8.80
Shares Outstanding (M)	—	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M	80M

PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BAP Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	PEN 6.9B	PEN 7.7B	PEN 8.3B	PEN 5.3B	PEN 7.4B	PEN 6.9B	PEN 4.9B	PEN 6.9B	PEN 6.8B
Gross Profit	—	PEN 6.0B	PEN 6.4B	PEN 4.1B	PEN 5.5B	PEN 5.0B	PEN 4.9B	PEN 4.6B	PEN 4.3B
Gross Margin %	—	77.7%	76.9%	77.9%	74.6%	72.5%	100.0%	66.9%	62.4%
Operating Income (EBIT)	—	PEN 2.9B	PEN 2.3B	PEN 2.7B	PEN 2.6B	PEN 2.5B	PEN 2.7B	PEN 2.1B	PEN 1.9B
Operating Margin %	—	37.7%	28.2%	51.1%	34.5%	36.3%	54.2%	30.7%	27.7%
Net Income	PEN 2.0B	PEN 2.1B	PEN 1.6B	PEN 1.7B	PEN 1.8B	PEN 1.8B	PEN 1.1B	PEN 1.5B	PEN 1.3B
Net Margin %	28.9%	26.6%	19.0%	32.9%	24.6%	25.6%	22.9%	22.2%	19.7%
EBITDA	—	PEN 3.1B	PEN 2.3B	PEN 2.9B	PEN 2.8B	PEN 2.7B	—	PEN 2.3B	PEN 2.1B
Earnings Per Share (EPS)	PEN 25.00	PEN 25.91	PEN 19.77	PEN 21.88	PEN 22.80	PEN 22.40	PEN 14.14	PEN 19.18	PEN 16.89
Shares Outstanding (M)	—	79M	80M	79M	80M	79M	80M	79M	79M

PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BAP Free Cash Flow History

Cash flow	TTM → 2026-03-31	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Cash from Operations (CFO)	PEN 6.9B	PEN 8.1B	PEN 14.5B	PEN 4.1B	(PEN 1.1B)	PEN 4.0B	PEN 12.7B	PEN 6.9B	(PEN 252M)	PEN 9.3B	(PEN 1.5B)	(PEN 1.4B)	(PEN 1.8B)	PEN 2.2B	PEN 9.3B	(PEN 4.5B)	PEN 9.3B	(PEN 1.4B)	PEN 1.4B	PEN 4.0B	PEN 1.8B
Capital Expenditures (CapEx)	PEN 270M	PEN 316M	PEN 1.1B	PEN 1.2B	PEN 896M	PEN 640M	PEN 633M	PEN 507M	PEN 601M	PEN 144M	PEN 387M	PEN 148M	PEN 302M	PEN 836M	PEN 428M	PEN 265M	PEN 425M	PEN 131M	PEN 287M	PEN 162M	PEN 111M
Free Cash Flow (FCF)	PEN 6.7B	PEN 7.7B	PEN 13.4B	PEN 2.9B	(PEN 2.0B)	PEN 3.3B	PEN 12.1B	PEN 6.4B	(PEN 853M)	PEN 9.2B	(PEN 1.8B)	(PEN 1.5B)	(PEN 2.1B)	PEN 1.3B	PEN 8.9B	(PEN 4.8B)	PEN 8.9B	(PEN 1.6B)	PEN 1.1B	PEN 3.9B	PEN 1.7B
FCF Margin %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividends Paid	PEN 3.7B	PEN 3.0B	PEN 3.7B	PEN 2.0B	PEN 1.2B	PEN 399M	PEN 2.4B	PEN 2.2B	PEN 1.1B	PEN 2.2B	PEN 653M	PEN 540M	PEN 429M	PEN 535M	PEN 492M	PEN 409M	PEN 388M	PEN 346M	PEN 376M	PEN 311M	PEN 268M

PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BAP Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Cash from Operations (CFO)	(PEN 932M)	(PEN 518M)	PEN 2.3B	PEN 6.1B	PEN 936M	(PEN 4.5B)	PEN 5.7B
Capital Expenditures (CapEx)	PEN 11M	PEN 117M	PEN 92M	PEN 50M	PEN 84M	PEN 81M	PEN 229M
Free Cash Flow (FCF)	(PEN 943M)	(PEN 635M)	PEN 2.2B	PEN 6.0B	PEN 852M	(PEN 4.5B)	PEN 5.5B
FCF Margin %	—	—	—	—	—	—	—
Dividends Paid	PEN 133M	PEN 133M	PEN 109M	PEN 3.3B	PEN 876M	PEN 876M	PEN 2.8B

PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BAP Balance Sheet History

Balance sheet	2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31
Total Assets	PEN 282.8B	PEN 267.3B	PEN 256.1B	PEN 238.8B	PEN 236.8B	PEN 243.4B	PEN 237.4B	PEN 187.9B	PEN 177.3B	PEN 170.5B	PEN 156.4B	PEN 155.5B	PEN 134.8B	PEN 114.1B	PEN 106.3B	PEN 80.8B	PEN 81.3B	PEN 63.9B	PEN 65.4B	PEN 53.1B	PEN 39.4B
Cash & Cash Equivalents	PEN 48.6B	PEN 43.3B	PEN 47.5B	PEN 33.9B	PEN 34.1B	PEN 39.3B	PEN 36.7B	PEN 26.0B	PEN 22.1B	PEN 23.2B	PEN 16.6B	PEN 22.0B	PEN 21.6B	PEN 21.8B	PEN 20.4B	PEN 14.5B	PEN 24.5B	PEN 8.4B	PEN 11.8B	PEN 9.2B	PEN 8.4B
Total Liabilities	PEN 244.0B	PEN 230.0B	PEN 221.1B	PEN 205.7B	PEN 207.2B	PEN 216.6B	PEN 212.0B	PEN 161.1B	PEN 153.0B	PEN 148.2B	PEN 136.3B	PEN 138.8B	PEN 120.2B	PEN 101.8B	PEN 94.9B	PEN 71.7B	PEN 72.9B	PEN 56.6B	PEN 59.8B	PEN 47.6B	PEN 34.7B
Total Debt (Short + Long-Term)	—	PEN 39.1B	PEN 37.1B	PEN 38.1B	PEN 26.5B	PEN 46.2B	PEN 25.3B	PEN 31.3B	PEN 32.8B	PEN 37.8B	PEN 38.7B	PEN 38.9B	PEN 15.2B	PEN 9.6B	PEN 10.7B	PEN 5.7B	PEN 3.5B	PEN 6.6B	PEN 6.0B	PEN 4.7B	PEN 972M
Total Shareholders' Equity	PEN 38.1B	PEN 36.6B	PEN 34.3B	PEN 32.5B	PEN 29.6B	PEN 26.3B	PEN 25.4B	PEN 26.2B	PEN 23.8B	PEN 21.8B	PEN 19.7B	PEN 16.1B	PEN 14.0B	PEN 11.8B	PEN 10.9B	PEN 8.9B	PEN 8.2B	PEN 6.7B	PEN 5.3B	PEN 5.0B	PEN 4.3B

PEN; PENM / PENB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive BAP viewer.

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